Candida albicans is a normal flora in the female genitalia which can cause vaginal discharge. White galangal rhizome contains essential oils of eugenol which have activities that inhibit the growth of Candida albicans. This study formulated the white galangal rhizome essential oil in the form of feminime hygiene to make it easier and more comfortable to use and to determine the antiseptic feminime hygiene activity of the white galangal rhizome oil of Candida albicans. The essential oil of white galangal rhizome is formulated in three variations of concentration namely 10%, 15% and 20%. Feminime hygiene of essential white galangal rhizome oil was evaluated such as organoleptic, homogeneity, specific gravity, foam power test, viscosity, pH and stability. Antiseptic activity testing was tested with SDA (Sabouraud Dextrose Agar) media and using agar diffusion method. The results of the feminime hygiene evaluation formulated showed results similar to the results of comparative evaluations (BN). The parameters of antiseptic activity are indicated by the formation of inhibitory zone diameters where F0 (negative control), F1 (10%), F2 (15%), and F3 (20%) respectively have an average diameter value of 11 mm, 14.65 mm 17.58 mm and 25.41 mm. The classification category of the response to microbial growth according to CLSI, F0 and F1 includes the weak group, the F2 is the moderate group and the F3 is the strong group. Based on the results of one-way ANOVA statistical analysis there were significant differences in liquid soap preparations F0, F1, F2 with F3 at (P <0.05). White galangal rhizome essential oil can be formulated into feminine hygiene and has antiseptic activity against the fungus Candida albicans.Keywords: white galangal, antiseptic, candida albicans
Salah satu risiko yang dihadapi bank syariah adalah risiko kepatuhan. Kajian dilakukan untuk mengetahui upaya untuk mengelola risiko kepatuhan bank syariah adalah baik. Itu Metode penelitian ini menggunakan studi kepustakaan, yaitu proses pengumpulan data dilakukan melalui studi kepustakaan bersumber dari buku-buku, internet dan jurnal-jurnal yang berkaitan dengan tema yang dibahas. Hasil yang diperoleh bank syariah membutuhkan menyiapkan unit kerja dan kebijakan serta kepatuhan yang jelas prosedur, diikuti dengan proses mengidentifikasi, mengurangi, dan mengendalikan risiko kepatuhan dan mengevaluasi pencapaian usaha yang telah dilakukan.
Ethanol extract of guava leaf (Psidium guajava L.) contains flavonoids and tannins that are potentially as an antioxidant that may inhibit the activity of free radicals.The aim of this study is to formulate a body scrub cream from ethanol extract of guava leaf (Psidium guajava L.) and test their antioxidant activity.This study used three variations of concentration of ethanol extract 70% of guava leaf (Psidium guajava L.) i.e 1,5%, 2% and 2,5%.Body scrub creams are formulated into O/W type of creams by using guava seeds as a scrub.Evaluation of preparations included organoleptic examination, homogeneity, pH, cream type, stability test, particle size distribution, dispersion test and antioxidant activity test using DPPH method. The evaluation results showed that the physical properties of cream preparations provided good results and meet the requirements of cream preparations.The results of the antioxidant activity test found that the values of IC50 for each formula was F0 (without extract) 379,58 µg / mL, F1 (1,5%) 150,78 µg/mL, F2 (2%) 137,26 µg/mL and F3 (2,5%) 125,84 µg/mL.It can be concluded that body scrub creams of ethanol extract 70% of guava leaves (Psidium guajava L.) has the potential to be developed as a cosmetic preparation that can inhibit free radicals.
Penelitian ini berfokus kepada faktor-faktor yang dapat mempengaruhi terhadap ketepatan waktu pelaporan keuangan. Data yang digunakan untuk mendukung penelitian ini adalah data sekunder yang dipublikasikan di Bursa Efek Indonesia dan website resmi perusahaan. Metode penelitian yang digunakan adalah metode penelitian kuantitatif dengan pendekatan deskriptif. Untuk menganalisis permasalahan dalam penelitian ini digunakan teknik analisis statistik deskriptif, uji asumsi klasik, regresi linier berganda, koefisien korelasi, koefisien determinasi dan uji hipotesis. Hasil penelitian secara parsial menunjukkan bahwa leverage yang dan likuiditas berpengaruh terhadap ketepatan waktu pelaporan keuangan, sedangkan kepemilikan manajerial tidak berpengaruh terhadap ketepatan waktu pelaporan keuangan. Sementara hasil penelitian secara simultan menunjukkan bahwa leverage, likuiditas dan kepemilikan manajerial berpengaruh secara bersama-sama terhadap ketepatan waktu pelaporan keuangan.
This study aims to determine the effect of banking financial performance on changes in MSME credit distribution. The data used is secondary data from Bank Indonesia through the 2017-2018 Commercial Bank Monthly Reports. Panel data regression analysis was carried out to determine the effect and model of bank performance variables and changes in MSME credit distribution variables. The results of this study indicate that the chosen model is FEM with SUR estimation and partially there is a significant influence between banking performance and changes in MSME lending. A 1% increase in bank profitabilitycould result in a 21% change in lending. However, insufficient evidence is not obtained to be able to show a significant effect between changes in lending and the ability of banks in existing capital to cover possible losses in credit or trading in securities and the capacity of funds that are ready to be lent.
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