This paper explores the effect of AI-enabled real-time feedback on group dynamics and individual behavior. While feedback interventions have been employed for several years to trigger behavioral change, the lack of instantaneous feedback and the required infrastructure are limiting the widespread use of these interventions. The methodology we describe offers immediate pointers to participants through the use of the Meeting Mediator (MM), an online intervention tool that shows the conversational balance of participants and offers immediate feedback to team members, with limited intermediation of the researchers. Both the experimental group—exposed to the MM—and the control group completed two tasks, which involved making a series of complex decisions as a group in the form of two moral reasoning tasks. Results confirmed that participants exposed to the MM experienced approximately twice as large of an increase in self-assessed dominance over the control group as those who were exposed only once. This effect is also present on repeated exposures, and becomes more pronounced with each subsequent exposure. When participants were exposed to the MM either in the first task or in the second task, their performance increased, though we found no positive impact when groups were exposed several times to it. Overall, this experiment demonstrates the benefits of using AI-enabled tools to promote effective collaboration and sustainable growth in corporate settings and online education environments, which requires the development of critical thinking and self-reflection skills.

Access to appropriate financial services can play a critical role in enabling young people to navigate the challenges and opportunities they face, regardless of their employment or educational status. This paper discusses: 1) the results of a global survey conducted in 2009 by Making Cents International; and 2) findings of leading NGOs and financial institutions which are pioneering youth-inclusive and youth-specific financial products. The outcomes of the survey findings and lessons learned have been synthesized into six 'Emerging Guidelines' for linking young people to financial services. Existing concerns are explained regarding defining and achieving impact, sustainability, scale and a favourable regulatory environment as it relates to youth-inclusive financial services. The paper concludes with practitioners' visions for this nascent field by 2020.The currenT global youTh populaTion is the largest in history. Of the world's 3 billion people estimated to be under the age of 25, approximately 1.3 billion are between the ages of 15 and 24. Just under half of these young people live on less than two dollars a day, as estimated by the UN (YouthSave, 2010).Financial services -whether a safe place to save or an appropriately structured loan for investment in an enterprise or education -play an integral role in building the lives of young people. Providing young clients with financial services at the right times in their lives and with the right support network can help them improve their livelihoods in the short term, and position themselves for more sustainably productive lives in the long term. Moreover, the provision of financial services to young people can help ensure that the vulnerability faced by so many young people today does not turn into a crisis (Making Cents International, 2009). Three specific indicators that children and youth need improved financial services are:

The authors would like to make the following corrections about the published paper [...]