The purpose of this study to give empirical evidence and examines theinfluence of capital expenditure and investment on income inequality at The SpecialAdministrative Region of Yogyakarta. The research objects are The SpecialAdministrative Region of Yogyakarta by considering pooled data and the samplingdesign as purposive sampling. The sampling here is confined to specific types ofpeople who can provide the desired information, either because they are the onlyones who have it, or conform to some criteria set by the researcher. This analysisuses multiple regression analysis is a statistical technique to predict the variance inthe dependent variable by regressing the independent variables against it. The resultof research shows that capital expenditure has no significant influence on incomeinequality in The Special Administrative Region of Yogyakarta, Investment has asignificant influence on income inequality in The Special Administrative Region ofYogyakarta, capital expenditure and investment simultaneously significant influenceon income inequality in The Special Administrative Region of Yogyakarta.
The aims of this research are fourfold. First, it aims to identify the source of knowledge of the respondents on Islamic rural banks. Second, this research aims to study the factors considered important by the respondents in selecting Islamic rural banks. Third, this research studies the level of knowledge and awareness of the respondents on the products or contracts of Islamic rural banks. Finally, this paper aims to compare the respondents’ knowledge and awareness based on gender, education level, and period of banking in Islamic rural banks. We disseminated questionnaire to 285 customers of Islamic rural banks in several cities in West Java, Indonesia. This research uses descriptive and quantitative methods using a t-test. We found that our respondents attained knowledge in Islamic rural banks in college, and the most substantial factor affecting them to choose Islamic rural banking is not sharia compliance. In fact, it is the economic factor. Qardhul Hasan, wadiah, and mudharabah are the three most popular contracts among our research respondents. Finally, the level of knowledge and awareness about these three contracts are not significantly different between male and female, between different education levels, and between the banking periods of the customers.
The presence of technology and the internet makes it easier for people to go shopping, especially online rather than shopping conventionally. MSME actors also feel the same way, namely the convenience of the internet or social media in carrying out business activities such as advertising, sales promotion, direct marketing, and personal selling to develop their businesses. However, it turns out that there are still many MSMEs that are constrained to digitally transform through social media, one of which is Instagram. Based on data reported by Suara.com, the number of Instagram users in Indonesia in 2022 has reached 99.15 million people. So in this case, students through community service programs can play a role in being directly involved in providing socialization and educating MSMEs with door-to-door methods and online meetings regarding the Instagram social media platform, especially the use of the Instagram Live feature to increase the existence of MSMEs and help expand the reach of their business target market.
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