Tipologi Financial Technology Paylater: Technology Acceptance Model (TAM)

Herlina, .; Widyaningrum, Destriana; Theotista, Giovanny

doi:10.55927/fjmr.v2i1.2417

Cited by 5 publications

(6 citation statements)

References 6 publications

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“…It considers factors such as perceived usefulness, perceived ease of use, attitude toward use, behavioral intention, and actual system use. The TAM model has been applied in several settings, including virtual laboratories [34], financial technology applications [35], mobile banking applications [36], and mobile e-commerce applications [37]. These studies use the TAM model to evaluate users' beliefs, attitudes, and intentions toward the technology under investigation.…”

Section: Tam Modelmentioning

confidence: 99%

Factors of Adoption of Electronic Commerce in SMEs in Mexico

Haces,

Medina,

Roque

et al. 2024

TEM Journal

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E-commerce has transformed the entire process of product sales between sellers and buyers, which has been of economic benefit for both parties. The purpose of this paper is to analyze the main decisive factors of this adoption, integrating aspects of Rogers' Innovation Diffusion Theory (IDT), the Technology-Organization-Environment (TOE) model, and the Technology Acceptance Model (TAM). Through a quantitative method, data was collected and analyzed from 434 SMEs using a questionnaire. Findings highlight that the perceived ease and usefulness of e-commerce, influenced by perceived advantage and observability, are critical determinants in the decision to adopt these technologies. Additionally, it was found that management support and employees' knowledge of Information Technologies (IT) play a relevant role in this adoption. This study adds to the existing literature on technological adoption in SMEs, showing important insights for the northeastern region of Mexico and suggesting avenues for future research. The results are relevant for business decision-makers and public policy formulators, offering guidance on how to enhance e-commerce adoption in the SME context.

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Section: Tam Modelmentioning

confidence: 99%

Factors of Adoption of Electronic Commerce in SMEs in Mexico

Haces,

Medina,

Roque

et al. 2024

TEM Journal

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“…Berdasarkan tabel 5, mengungkapkan bahwa semua variabel Technology Acceptance Model (TAM) menunjukkan nilai lebih dari 80% perilaku konsumen dalam menggunakan Shopee. Relevan dengan [29] Technology Acceptance Model (TAM) banyak digunakan untuk menganalisis perilaku konsumen pada sebuah aplikasi.…”

Section: Analisis Deskriptifunclassified

Analisis Deskriptif Perilaku Konsumen Shopee: Technology Acceptance Model (TAM)

Herlina

Andry

Susanto

2023

J. Technol. Inform.

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Shopee merupakan salah satu perusahaan e-commerce dari Singapura. Shopee sebagai salah satu apliasi e-commerce mobile dimana para pengguna aplikasi dapat melakukan kegiatan menjelajah, jual maupun beli secara praktis dan cepat serta bisa dilakukan kapanpun dan dimanapun melalui aplikasi yang berada didalam perangkat mobile yang dimiliki. Ada beberapa faktor yang wajib dipenuhi oleh aplikasi agar tercipta layanan lingkungan berbelanja yang mudah dan aman. Walaupun nama Shopee sendiri bisa dibilang terkenal dan sudah memiliki nama yang besar, tentunya akan tetap ada kemungkinan pengguna aplikasi merasa dikecewakan oleh layanan yang diberikan oleh aplikasi. Dalam usaha untuk meningkatkan kenyaman serta keamanan dalam menggunakan aplikasi mobile Shopee maka perusahaan perlu melakukan pengukuran untuk mengetahui faktor mana yang akan memberikan pengaruh terhadap sikap penerimaan para pengguna aplikasi. Jenis penelitian ini deskriptif kuantitatif, pengambilan sampel secara random sampling sehingga jumlah sampel sebanyak 41 responden dan data penelitian ini merupakan data sekunder. Hasil penelitian ini perilaku pengguna Shopee masuk dalam katagori yang sangat bagus meliputi Perceived ease to use (85,73%), Perceived usefulness (84,55%), Trust (81,14%), Behaviour intention to use (80,98%), Attitude toward using (83,17%).

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“…Konten spesifik mencerminkan kepedulian untuk menemukan detail spesifik tentang produk/jasa, termasuk informasi kontak dan informasi detail terkait layanan pelanggan [30]. Penelitian ini menggunakan pendekatan yang sering digunakan pada penelitian-penelitian sebelumnya, dimana terdapat 3 dimensi dan 23 atribut untuk mengukur kualitas website yang dapat dilihat pada Tabel 1 [31].…”

Section: Metode Penelitianunclassified

“…Analisis data, Selanjutnya data akan dihitung berdasarkan persepsi dan ekspektasi masing-masing variabel sehingga akan dihasilkan angka rata-rata, kemudian nilai tersebut akan diolah menggunakan SPSS dan ditampilkan dengan diagram kartesius. Penelitian kuantitatif adalah proses memperkirakan angka-angka dalam penelitian kuantitatif yang memberikan hubungan mendasar antara observasi empiris dan ekspresi matematis dari hubungan kuantitatif [27]. Dalam penelitian kuantitatif, data biasanya dipilih dan dianalisis dalam bentuk numerik (penelitian kuantitatif dan kualitatif dalam bisnis dan teknologi).…”

Section: Metode Penelitianunclassified

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Analisis Kepuasan Pengguna WhatsApp Web Menggunakan Metode Webqual 4.0 dan IPA

Andry,

Angelina

2023

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Social media has become a lifestyle that cannot be ignored in recent times. One of the most frequently used online communication tools today is WhatsApp, which was created in 2009 by Jan Koum. In Indonesia, this application is used by all groups ranging from young and old, students to workers / employees who indirectly WhatsApp is a social media that has many advantages to become quite important in everyday life in society. The emergence of WhatsApp Web is a technology that gives its users the freedom to use more than one device, so that it can attract more users to use it. With so many users, researchers want to know how user satisfaction from this website regarding its usability, appearance, and service quality. Of course, to analyze the research, several methods are needed so that the analysis can run well. This research integrates the WebQual 4.0 and Importance Performance Analysis methods as a data analysis process. Researchers also used a questionnaire as a way to collect data from WhatsApp Web users, the questionnaire consisted of 23 questions with two indicators of expectations and performance. The results of this study are that there is a good influence from Usability Quality and Services Interaction Quality on user satisfaction and another case with Information Quality which has no effect. The recommendation for users is that WhatsApp Web cannot be accessed via a browser on a PC or laptop, it is possible that there is a VPN (Virtual Private Network) application, this application must be deactivated first.

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Tipologi Financial Technology Paylater: Technology Acceptance Model (TAM)

Cited by 5 publications

References 6 publications

Factors of Adoption of Electronic Commerce in SMEs in Mexico

Factors of Adoption of Electronic Commerce in SMEs in Mexico

Analisis Deskriptif Perilaku Konsumen Shopee: Technology Acceptance Model (TAM)

Analisis Kepuasan Pengguna WhatsApp Web Menggunakan Metode Webqual 4.0 dan IPA

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