The state-of-the-art of mobile payment architecture and emerging issues

Choi, Young B.; Crowgey, Rachel L.; Price, James; VanPelt, Joseph S.

doi:10.1504/ijef.2006.008839

Cited by 30 publications

(4 citation statements)

References 7 publications

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“…Although this technology allows a multitude of easy to use applications like payment, ticketing or access control, the Gartner institute predicts a market penetration of NFC capable end devices of only about 20% globally until 2012 [9]. In our opinion, one reason for this lies in the focus on payment and ticketing where even researchers see issues about security [5]. Furthermore, a study of the European Central Bank shows that merchants have limited interest in offering new payment services [7].…”

Section: Nfc For Social Interactionmentioning

confidence: 99%

All-I-Touch as Combination of NFC and Lifestyle

Kneissl¹,

Röttger²,

Sandner

et al. 2009

2009 First International Workshop on Near Field Communication

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For this paper we developed the concept and implemented a fully working prototype of a snowboarder community platform based on Near Field Communication. All-I-Touch is a service which provides product information at the point of sale and additionally connects the user with his social community in Facebook. Through this combination it is possible to increase incentives for the end user to use the service as well as the snowboard manufacturer to equip his products with NFC tags. The end user benefits from meaningful product information which is enriched with comments from his friends or arbitrary users through the connection to Facebook. This information is more likely to represent an independent impression of the product than the manufacturer's description and thus it is more valuable. On the other hand, manufacturers profit from All-I-Touch as a tool for Viral Marketing and benefit from a highly relevant target group. To enhance the attractiveness of the Facebook application we extended All-I-Touch to include Pieces, Places and People. Thus, the user can update his Facebook profile page instantly with information like where he has been and whom he met -and all that just by holding a mobile phone over a tag!

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Section: Nfc For Social Interactionmentioning

confidence: 99%

All-I-Touch as Combination of NFC and Lifestyle

Kneissl¹,

Röttger²,

Sandner

et al. 2009

2009 First International Workshop on Near Field Communication

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“…Privacy concerns have been raised with other mobile telecommunications applications such as electronic banking (Choi et al, 2006). The more that customers have privacy concerns (e.g.…”

Section: Privacymentioning

confidence: 99%

“…Such issues are not exclusively legal in nature: for consumers, they are ethical and psychological concerns. Privacy concerns have been raised with other mobile telecommunications applications such as electronic banking (Choi et al, 2006). The more that customers have privacy concerns (e.g.…”

Section: Privacymentioning

confidence: 99%

Privacy, trust, and justice considerations for location‐based mobile telecommunication services

Chen

Ross

Huang

2008

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Purpose -The development of location-based services (such as those using Global Positioning Satellite (GPS) systems) has accompanied the growth of mobile telecommunication, providing mobile telephone users with a variety of functions. The present paper considers the benefits and concerns that these location-based services present to consumers.Design/methodology/approach -The paper identifies issues based upon the academic literature, relevant theory, and current mobile telecommunication developments.Findings -While location-based services offer many benefits to consumers, issues pertaining to privacy, trust, and justice are significant areas of concern.Research limitations/implications -Testable research propositions pertaining to consumer behavior are offered to guide future research.Practical implications -Socially-responsible telecommunication firms should consider the issues that are raised here. They should adopt policies to safeguard data, build trust, and offer consumers fair policies as the firms offer location-based services.Originality/Value -While much has been written about GPS systems and wireless telecommunications, almost no empirical research has been conducted and little theoretical guidance has been offered to prospective researchers. The present paper reviews the literature from a variety of disciplines and identifies important theoretical areas to guide future research on consumer behavior. The paper identifies important issues for researchers and managers.Keywords: Global Positioning Systems, privacy, trust, justice, location-based services, mobile telecommunication, mobile telephone, consumer behavior. Paper type -Literature reviewLocation-Based Services 4 Privacy, Trust, and Justice Considerations for Location-Based Mobile Telecommunication ServicesThe growth of wireless telephone systems has given rise to new types of service applications. One set of applications are location-based services, which can locate specific businesses or provide other information based on the physical location of the user"s mobile telephone. This paper briefly describes the benefits of location-based services, but then focuses on areas of concern for socially-responsive companies. Location-based services raise issues of privacy, trust, and justice which must be addressed. Benefits of Location-Based ServicesIn many countries, the development and use of location-based services have enhanced the lives of average citizens. Through the Global Positioning System (GPS) satellite-based location system developed initially for the U. S. Department of Defense (Karim, 2004), a person can be easily located in an emergency. This can be done via a cellular telephone or a GPS tracking device.In Greece, GPS and web-based Geographic Information Systems (GIS) are used to monitor diagnostic data from hospitals in order to identify and respond to disease epidemics at early stages (Ptochos, et al., 2004). Other technologies, such as Radio Frequency Identification (RFID) have been used by government agencies to track livestock...

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“…Choi, et al, showed the tendency of mobile technology was growing. However, they also proposed that some problems, such as security and privacy, must be handled clearly at first [8].…”

Section: Related Workmentioning

confidence: 99%

Towards Secure Mobile Payment Based on SIP

Zhang

Cheng

Meinel

2008

15th Annual IEEE International Conference and Workshop on the Engineering of Computer Based Systems (Ecbs 2008)

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Mobile payment has some unique advantages over more traditional payment methods in, for example, TV shopping and mobile multimedia services. Unfortunately, most existing mobile payment solutions rely heavily on underlying communication infrastructures, which are platform-dependent and have no unified implementation criteria. This limitation is reducing, however, through the rapid spread of the Voice over IP (VoIP) telephony service and its integration with mobile phones. The Session Initiation Protocol (SIP) is currently the standard signalling protocol of VoIP. Mobile payment is expected to be implemented and deployed in an SIP environment in order to keep pace with the evolution of the mobile phone network. The goal of this paper is firstly to propose a new mobile payment scheme based on SIP. The protocol of the proposed framework is thoroughly analysed. Secondly, we evaluate security issues and propose enhanced solutions to make this new framework applicable in practise.

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The state-of-the-art of mobile payment architecture and emerging issues

Cited by 30 publications

References 7 publications

All-I-Touch as Combination of NFC and Lifestyle

All-I-Touch as Combination of NFC and Lifestyle

Privacy, trust, and justice considerations for location‐based mobile telecommunication services

Towards Secure Mobile Payment Based on SIP

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