The Effect of Religiosity and Social Influence on the Intention to Use Sharia Banks in Aceh Singkil Regency

Purwanto, Purwanto; Fitriyani, Yeny; Rosowulan, Titis; Saebani,; Wafirah, Milna; Pudail, M

doi:10.2991/assehr.k.200529.209

Cited by 3 publications

(5 citation statements)

References 10 publications

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“…The research of Amini et al (2020) also proved that behavioral intention is formed by religious motives. In line with Amini et al (2020), Purwanto et al (2020 and Fauzi et al (2021) proved the same result. In contrast with Johan et al (2020) that actually proved the opposite, the…”

Section: Source: Ojk (2022) Graph 1 Increase In Islamic Financingsupporting

confidence: 70%

“…has shown that religious motives have a positive and significant effect on customer behavioral intentions. Other studies in sharia banking also prove similar results, such as the research byPurwanto et al (2020) andFauzi et al (2021). Based on the previous theories and research findings, the hypothesis proposed in this study is: H3: Religious motives has a positive and significant effect on behavioral intention of Muslim customers Knowledge influences how customers make decisions(Laroche et al, 2010).Consequently, the most fundamental aspect of understanding customer decision-making is their knowledge about Islamic banking products, particularly the fatwas that govern them Bustami et al (2021).…”

supporting

confidence: 71%

“…(2020) who have shown that religious motives have a positive and significant impact on customer behavioral intention. Likewise, the research of Purwanto et al (2020) and Fauzi et al (2021).…”

Section: Results and Discussion Resultsmentioning

confidence: 99%

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Examining The Role of Bank Interest Haram Fatwa on Factors Influencing Customer Desires

Mochlasin

2023

muqtasid

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This research tries to explain the actual use of customers in the context of sharia banking in DIY. Specifically, this research aims to examine the role of fatwa knowledge in moderating the relationship between customer satisfaction, customer trust, and religious motives with behavioral intentions. A survey was conducted to collect data, resulting in 300 complete usable responses. Moderated Regression Analysis (MRA) was used to test the research hypothesis. The findings of this research reveal that customer trust and religious motives influence behavioral intentions, while customer satisfaction and fatwa knowledge have no influence. However, knowledge about the fatwa issued by the MUI was found to mediate the influence of customer satisfaction on behavioral intentions but did not mediate customer trust and religious motives on behavioral intentions. Additionally, behavioral intentions were found to influence actual usage by customers. Ultimately, this research provides valuable insights for practitioners and policy makers in the sharia banking industry to create actual utilization and increase customer literacy regarding fatwas in sharia banking.

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Section: Source: Ojk (2022) Graph 1 Increase In Islamic Financingsupporting

confidence: 70%

supporting

confidence: 71%

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Examining The Role of Bank Interest Haram Fatwa on Factors Influencing Customer Desires

Mochlasin

2023

muqtasid

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“…Aturan-aturan baku tersebut di wujudkan dalam syariah yang mengatur praktik dan perilaku penganutnya. Dengan demikian produkproduk yang mematuhi standar Syariah dalam hal ini produk yang memiliki atribut halal dapat mempengaruhi niat seorang muslim untuk menggunakan produknya (Purwanto et al, 2020). Dengan demikian semakin kuat komitmen individu terhadap agamanya maka akan semakin kuat pula pengaruhnya terhadap perilaku (Mokhlis, 2009), pada konteks ini perilaku pembelian kosmetik halal.…”

Section: Gambar 2 Hasil Analisis Strukturalunclassified

Pengaruh Religiusitas dan Pengetahuan dalam Niat Pembelian Konsmetik Halal: Studi Pada Mahasiswa di Kabupaten Magelang

Hs¹,

Purwanto²,

Labib³

et al. 2020

ECO

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Abstract- Halal industry has excellent potential to be developed in Indonesia. This potential can be seen from the participation of Muslim populations in Indonesia. Despite having the largest Muslim community in Indonesia, it still lags in the halal industry's development, including in the halal cosmetics sector. This study was conducted to find out how religiosity and students' knowledge in influencing the intention to buy halal Cosmetics. This study involved 150 meetings domiciled in the district of Magelang. The data analysis used is SEM-PLS analysis using SmartPLS. This study proves that religiosity and knowledge have a significant effect on the purchase intention of halal cosmetics. Keywords: Religiosity, Knowledge, Purchase Intentions and Halal Cosmetics

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“…Research conducted to determine the extent of the influence of religiosity and social influence on the intentions of the people of Aceh Singkil to use Islamic bank products shows that religiosity and social influence significantly influence the intention to use Islamic banks. In addition, religiosity and social influence have a predictive value of 30.3% (Purwanto et al, 2020). In addition, research conducted to empirically examine the relationship between Islamic financial literacy, promotion, and brand image as well as saving intention in Islamic banks shows that Islamic financial literacy, promotion, and brand image affect saving intentions in Islamic banks (Rozikin & Sholekhah, 2020).…”

Section: Introductionmentioning

confidence: 99%

Analysis of Sharia Financial Literature Factors and Planning Behavior Towards Intention to Using Sharia Banking Products During the Covid-19 Pandemic

Alfarizi

2021

El-Qish: j. of Islamic Economics

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The pandemic is a real challenge for the business world, including the banking financial services industry. Islamic banks as public intermediary institutions that have funds with those who need funds are required to be able to carry out their activities amid the threat of exposure to COVID-19. Islamic banking has a strategic role in Indonesia's economic development. This study will examine the Islamic financial literacy of the community and the factors of planned behavior in the intention to use Islamic banking products during the Covid-19 pandemic. The Theory of Planned Behavior (TPB) is included in the variables of this study between the variables of financial literacy and intention to use Islamic banking products. This study uses a quantitative method with PLS-Structural Equation Modeling (SEM). The sampling techniques used in this study use convenience sampling techniques. Findings. The results of this study indicate that Islamic financial literacy influences awareness, public attitudes, subjective norms, and perceptions of behavioral control. In addition, the results of the study also show that awareness, subjective norms, and perceptions of behavioral control influence the intention to use Islamic banking products.

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The Effect of Religiosity and Social Influence on the Intention to Use Sharia Banks in Aceh Singkil Regency

Cited by 3 publications

References 10 publications

Examining The Role of Bank Interest Haram Fatwa on Factors Influencing Customer Desires

Examining The Role of Bank Interest Haram Fatwa on Factors Influencing Customer Desires

Pengaruh Religiusitas dan Pengetahuan dalam Niat Pembelian Konsmetik Halal: Studi Pada Mahasiswa di Kabupaten Magelang

Analysis of Sharia Financial Literature Factors and Planning Behavior Towards Intention to Using Sharia Banking Products During the Covid-19 Pandemic

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