Regional Bank Efficiency and its Effect on Regional Growth in "Normal" and "Bad" Times

Abstract

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Spillovers of banking regulation: the effect of the German bank levy on the lending rates of regional banks and their local competitors

“…Following Hasan et al (2009) and Belke et al (2016), the Bankscope database allows us to map banks to one of the 38 NUTS2 regions of Germany.…”

Measuring the Efficiency in the Lithuanian Banking Sector: The DEA Application

“…The efficiency of the banking industry influences the cost of financial intermediation and the overall stability of the financial system, as banks constitute the backbone of financial markets in the Central and Eastern European (CEE) economies. Belke et al (2016) study show that regions with a higher intermediation quality of banks grow faster. Hence, an improvement of banking performance indicates better allocation of financial resources resulting in an increase in investment that favors growth (Cevik et al 2016).…”

“…Diallo (2018) states that efficiency makes banks more resilient to shocks, thereby positively and significantly affecting growth. Belke et al (2016) study show that relatively more profit-efficient banks foster growth in their region. The banks' contribution to the economic development depends on their legal status.…”

“…Nowadays, well-functioning financial markets and banking institutions are usually considered to be a condition favourable to economic growth (Diallo 2018;Belke et al 2016;Cevik et al 2016;Zhang et al 2016;Destefanis et al 2014;Roghanian et al 2012;Ferreira 2012;Balkevicius 2012;Waheed and Younus 2010). Banks, being among the most important participants in the financial system, play an important role in it.…”

“…The literature on the banking sector efficiency in the emerging European countries is increasingly growing (Diallo 2018;Cevik et al 2016;Belke et al 2016;Ferreira 2012;Roghanian et al 2012;Fung and Cheng 2010;Kutsomanoli-Filippaki et al 2009). The efficiency of the banking industry influences the cost of financial intermediation and the overall stability of the financial system, as banks constitute the backbone of financial markets in the Central and Eastern European (CEE) economies.…”