Peran Religiusitas dalam Memoderasi Disposable Income dan Pengetahuan Perbankan Syariah terhadap Minat Menabung di Bank Syariah

Sugesti, Putri; Hakim, Luqman

doi:10.24252/al-mashrafiyah.v5i1.19956

Cited by 6 publications

(7 citation statements)

References 10 publications

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“…It can be concluded that the first hypothesis states that economic potential, which is moderated by the religiosity factor, affects the preferences of BMT Khasanah's customers in choosing financing. The results of this study do not confirm the research Sugesti & Hakim (2021) which states that religiosity moderates economic factors in terms of income towards interest in choosing Islamic banking products. The results of this study are in accordance with Rokhani & Nurkhin (2021) that knowledge as an economic factor is one of the factors that influence interest in using sharia products with religiosity as a moderating variable.…”

Section: Discussioncontrasting

confidence: 99%

Role of Religiosity in Moderating Factors Affecting Customer's Preference to Choose Financing

Setiawan

Purwaningsih

2023

JSEB

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This study aims to examine the factor of religiosity as a moderator variable between the influence of production factors and economic potential on customer preferences in choosing to finance. The object is the customer of Baitul Mal Wat Tamwil (BMT) Khasanah Jabung Ponorogo, who has used financing products at such Islamic financial institutions. Quantitative methods are used to analyze the data, assisted by the Smart PLS application program. The result of this study indicates that religiosity strengthens the variables of product factors and economic potential in influencing customer preferences to choose to finance. Therefore, it is concluded that customers understand the benefits and blessings that will be obtained if you choose a sharia financial institution, which here is BMT Khasanah, as a partner in running its business.

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Section: Discussioncontrasting

confidence: 99%

Role of Religiosity in Moderating Factors Affecting Customer's Preference to Choose Financing

Setiawan

Purwaningsih

2023

JSEB

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“…Dalam penelitian lain Sugesti & Hakim (2021) menjelaskan bahwa religiusitas dapat memperkuat pengetahuan perbankan syariah terhadap minat menabung mahasiswa di bank syariah. Selanjutnya penelitian Rokhani & Nurkhin (2021) menunjukkan bahwa religiusitas secara signifikan mampu memoderasi pengaruh karakteristik bank terhadap minat menabung mahasiswa di bank syariah.…”

Section: Tabel 1 Perkembangan Perbankan Syariah Periode 2016 -2020unclassified

Peran Religiusitas dalam Memoderasi Persepsi, Preferensi dan Pengetahuan Terhadap Minat Menjadi Nasabah di Bank Syariah Indonesia

Araffi¹,

Haryono²

2022

jmas

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This study aims to test the influence of perception, preference and knowledge on the interest of being a customer in Islamic banks with religiosity as a moderation variable. This research uses a type of field research with a quantitative approach. The data source in this study is primary data obtained from the results of questionnaires with assessments using the likert scale. The population in this study was 100 respondents. In data analysis, the data analysis technique used is regression analysis in moderation. The results showed that perception affects the interest in becoming a customer, but preferences and knowledge have no effect on the interest in becoming a customer. Then religiosity can moderate the perception of interest in being a customer, while religiosity cannot moderate preferences and knowledge of interests in becoming a customer.

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“…The quality of the decision itself will depend on knowledge, experience and also the perception of the situation of the decision maker which will be supported by complete, detailed information and also the data used is of high quality. This is stated by Mudassi (2017).…”

Section: Research Results and Discussionmentioning

confidence: 92%

Implementation of Decision-Making Theory in Increasing Employee Professionalism

Hidayah¹,

Ningsih²,

Marpaung³

2022

IJEC

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Writing about the theory of decision making is made with the aim of knowing and also getting to know how the management side of decision making is in a company and also an organization. The writing and research of the journal uses the method of reviewing literature studies taken from various writings, journals and also references which are national and international standards. Decision-making theory requires a series of structured and programmed processes that produce changes to the organization in a much better direction. In making this decision, it will set goals and objectives and identify problems. Then develop and determine alternatives in the decision-making process. The results of this study will later pay attention to several models or methods and also techniques for making the right decision to apply. From the research and also the elaboration of the literature review, it can be concluded that the decision-making process itself requires stages and steps that must be passed by all parties. By knowing the types of methods and techniques for making decisions that are appropriate and appropriate so as not to cause adverse factors. In practice, this decision-making should not be influenced by things that can make the decisions taken actually harm an organization. Decisions taken must be able to help organizations achieve their targets.

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Peran Religiusitas dalam Memoderasi Disposable Income dan Pengetahuan Perbankan Syariah terhadap Minat Menabung di Bank Syariah

Cited by 6 publications

References 10 publications

Role of Religiosity in Moderating Factors Affecting Customer's Preference to Choose Financing

Role of Religiosity in Moderating Factors Affecting Customer's Preference to Choose Financing

Peran Religiusitas dalam Memoderasi Persepsi, Preferensi dan Pengetahuan Terhadap Minat Menjadi Nasabah di Bank Syariah Indonesia

Implementation of Decision-Making Theory in Increasing Employee Professionalism

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