PENGUKURAN KINERJA KEUANGAN BANK MUAMALAT INDONESIA DENGAN METODE SHARIA CONFORMITY AND PROFITABILITY (SCnP)

Abstract

<jats:p>PT Bank Muamalat Indonesia Tbk is the first Islamic bank in Indonesia which was established in 1991 and started operations in 1992. However this is not offset by the performance of the increasingly improved financial performance, proven early in the year 2018 is rumored to be acquired because capital is experiencing the problem. This underlying researchers interested in conducting research with the aim to find out the financial performance of PT Bank Muamalat Indonesia Tbk 2013-2017 year. This research is quantitative descriptive research with SPSS software analysis tools 22 and Microsoft Excel. Research data in the form of secondary data obtained from annual report (annual report) BMI from the year 2013 until 2017. The data used for analysis is the method of SCnP as measured by indicators of Syaria Conformity and Profitability. The results of investigation of Bank Muamalat Indonesia 2013-2017 years of using the SCnP Model shows the performance of Bank Muamalat Indonesia year 2013-2017 banks generally are on point coordinates X = and Y = 1.99 83.30 to the position of the Lower Left Quadrant (LLQ) means that the bank has the level of the suitability of the sharia principles and low profitability.&#x0D; Keywords: Financial Performance, Sharia Conformity, Profitability</jats:p>

Analysis of the Effects of Green Banking, Capital Adequacy Ratio on Profitability Growth with Institutional Ownership as a Moderating Variable

“…According to Nabillah & Oktaviana, (2022), ROA reflects a bank's ability to manage funds and generate profits from investment and financing activities. It represents the ability of the bank to turn acquired funds into returns (Fadhila & Haryanti, 2020;Muchtar & Rofi, 2020).…”

“…Basically, profitability growth plays an important role in measuring the performance of a specific bank, as it indicates the profit gained by the bank in its operations (Farida & Putriani, 2019). Profitability represents the value that reflects the bank's ability to obtain profit (Fadhila & Haryanti, 2020;Muchtar & Rofi, 2020;Murtadlo & Nuraeni, 2019). Good profitability growth can have an impact on various aspects such as business sustainability and success, attracting investors to invest in the bank, building customer trust, and the ability to face economic challenges (Muchtar et al, 2019).…”

Analis Kinerja PT. Bank Syariah Indonesia Dengan Metode Sharia Conformity And Profitability (SCNP) Dan Maqashid Sharia Index (MSI)

“…Jika pengukuran kinerja pada bank syariah menggunakan metode yang sama dengan bank konvensional maka akan diperoleh nilai yang tidak sebanding dari penggunaan indikator kinerja perbankan konvensional dengan objek yang lebih luas yang terdapat pada perbankan syariah (Fatoni, 2021). Beberapa peneliti berusaha untuk membuat metode yang sesuai dengan konsep dan praktek perbankan syariah antara lain Shahul Hameed tahun 2004 yang memperkenalkan metode Islamicity Performance Index (Hamsyi, 2019), Mohammed, Djulzastri dan Taib tahun 2008 yang memperkenalkan metode Maqashid Index, dan Kuppusamy tahun 2010 yang memperkenalkan metode Sharia Conformity and Profitability (SCnP) model (Muchtar & Rofi, 2020).Seluruh metode tersebut mengindikasikan hasil penelitian yang lebih baik daripada menggunakan alat ukur metode konvensional.…”

Uji Maqashid Syariah Perbankan Syariah Di Indonesia

“…Maka dari itu bank syariah harus memperhatikan kinerja berbasis maqashid syariah untuk meningkatkan bankability (Hasan & Dewi, 2019). Dengan menggabungkan dua tujuan, syariah dan ekonomi, Sharia Conformity and Profitability (SCnP) lebih efektif dalam mengukur kinerja bank syariah (Muchtar & Rofi, 2020).…”