Penggunaan Hibah Bersyarat (Bertaʻlīq) Dalam Masalah Pembahagian Manfaat Takaful: Analisis Hukum

Ahmad, Mohd Kamil; Borhan, Joni Tamkin

doi:10.22452/js.vol25no1.3

Cited by 3 publications

(5 citation statements)

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“…It is also considered to be abolishing the law of Allah ( hilah ) by giving more gifts to some heirs by sacrificing the rights of other heirs. As a result, the heirs have been denied the right to the property after the donor’s death as prescribed by Islamic law (Ahmad and Borhan, 2017).…”

Section: Discussionmentioning

confidence: 99%

“…According to Ahmad and Borhan (2017), affairs related to the properties after death are entirely controlled by the Shariah, which has been set up as a system with a fair distribution process. Shariah only provides the individual with the right to have one-third of his property after his death, while the rest is subjected to the rules set by Shariah .…”

Section: Discussionmentioning

confidence: 99%

“…In today’s ijtihad on conditional hibah , there have been conflicts between SMDs and NBSAC, as well as amongst the SMDs. The disputes have brought confusion in views that need to be followed by legal practitioners and the public (Muhamad, 2010; Ahmad and Borhan, 2017). This can lead to difficulties in enforcing the rule, as well as creates misunderstanding amongst Muslims.…”

Section: Background and Statement Of Problemmentioning

confidence: 99%

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The mura’ah al-khilaf and ma’alat method in fatwa decisions: its application for fatwa coordination related to conditional hibah in Malaysia

Asni¹,

Sulong

2021

IMEFM

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Purpose The purpose of this paper is to study the differences in fatwa amongst official fatwa institutions in Malaysia comprising the State Mufti’s Departments (SMDs), the National Fatwa Committee Muzakarah (NFCM) and the National Bank Shariah Advisory Council (NBSAC) regarding the conditional gift issue and to propose a uniformed fatwa by taking an approach of celebrating views of all the official fatwa institutions involved. Design/methodology/approach The methodology used for this study is qualitative; data was collectedthrough library research and field studies.[AQ1] The library research was accomplished by examining books, statutes and related circulars, while field studies were conducted through unstructured interviews with eight Shariah (Sharia) officers and two academicians from SMDs, NFCM, NBSAC and public universities. Findings The findings of the study found that the conditional hibah (ruqba and 'umra) is valid as far as gifting is concerned, while the conditions pertaining to it are null and void. The findings also found that the concept of mura’ah al-khilaf and ma’alat al-af’al can be practised by applying conditional hibah to maintain maslahah, as provided under the concept of maqasid al-Shariah. Hence, this study proposed that formal fatwa institutions consisting of SMDs, NFCM and NBSAC issue a comprehensive guideline in contracting conditional hibah by providing an explicit provision on the recognised and different opinions about the said hibah. Originality/value The study analyses the differences of opinions of the official fatwa on conditional hibah issued by SMDs, NFCM and NBSAC based on the discipline of usul al-fiqh. It is found that conditional hibah is not allowed in Islamic law. It also found that conditional hibah granted by the NBSAC is not in adherence to the strict permission granted by Islamic law. Therefore, taking into consideration all the fatwas issued by the fatwa bodies, the researchers proposed to celebrate all official fatwas using the method of mura'ah al-khilaf and ma’alat al-af'al.

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Section: Discussionmentioning

confidence: 99%

Section: Discussionmentioning

confidence: 99%

Section: Background and Statement Of Problemmentioning

confidence: 99%

See 1 more Smart Citation

The mura’ah al-khilaf and ma’alat method in fatwa decisions: its application for fatwa coordination related to conditional hibah in Malaysia

Asni¹,

Sulong

2021

IMEFM

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“…The Prophet S.A.W answered: "One third is much. Indeed to leave your heirs well-off is better than that you should leave them dependant on and beg from people" (Ahmad & Borhan, 2017). Ahmad & Borhan (2017) also highlighted an important Maqasid Al-Shariah or objective of Shariah pertaining to Waqf which is giving help and assistance to those in need in the society.…”

Section: Protection Of Wealth (Al-mal)mentioning

confidence: 99%

“…Indeed to leave your heirs well-off is better than that you should leave them dependant on and beg from people" (Ahmad & Borhan, 2017). Ahmad & Borhan (2017) also highlighted an important Maqasid Al-Shariah or objective of Shariah pertaining to Waqf which is giving help and assistance to those in need in the society. The Waqf fund coupled with the Takaful concept of Ta'awun and Tabarru' given by participants, would benefit the heirs of the participants after their demise.…”

Section: Protection Of Wealth (Al-mal)mentioning

confidence: 99%

Introduction to Waqf –Takaful Compensation Model: Adopting the Maqasid Shariah Concept for Socio-Economic Development in Malaysia

Ahmad¹,

Ali²,

Said³

et al. 2022

IJARBSS

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death compensation of Takaful because the submission of Waqf to a religious institution differs from one company to another. Therefore, this research will develop a Waqf-Takaful framework from the distribution of death compensation which is part of the innovation in exploring the potential of empowerable assets for as many participants as possible which has a broader Islamic value toward Maqasiq Shariah, so that the goal of the nation to share the Tabarru fund in form of Waqf fund for Takaful compensation benefits the socio-economy of the ummah as long as its management is governed by a trusted, effective and productive party. This study is done through a mixed-method where the quantitative research aims to deeply understand the phenomena related to research questions and the checklist of Takaful company documentations and the qualitative approach is to explore professional opinion and focus group discussion by interviewing 20 Shariah / Muamalat experts, 20 Shariah panels and 10 industry players who expert in Takaful industry whose very well verses with Waqf-Takaful framework or model in Malaysia. The data will be analyzed in descriptive statistics analysis and a T-test using SPSS. The findings of this study will offer an overview of the proposed Model of Waqf-Takaful operations in the Takaful industry in Malaysia and which will emphasize the issues of the framework, "SOP", challenges, opportunities, and recommendations. It also creates an element of distribution of death compensation in the form of Waqf to religious institutions and makes Waqf in Takaful product as part of the economic network has great potential to give strength to religious institutions that support the development of Islam in Malaysia

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Status Quo Hibah dalam Penyelesaian Pertikaian Harta di Mahkamah Malaysia

Markom

Arif

2022

kanun

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Dalam mencapai kesejahteraan ummah, pengurusan kekayaan menerusi pelbagai instrumen perancangan harta adalah penting. Makalah ini mengkaji status quo hibah di Malaysia yang meliputi aspek amalan, punca kuasa, bidang kuasa dan keputusan mahkamah dalam kes yang berkaitan dengan hibah. Kajian perundangan ini berbentuk kualitatif menggunakan analisis deskriptif yang melibatkan pengambilan data kajian menerusi pelbagai buku, jurnal dan dokumen perundangan, seperti akta Parlimen, enakmen negeri-negeri dan resolusi Syariah. Kajian ini menganalisis enam tema, iaitu penentuan elemen hibah, hadiah dan sedekah, niat hibah tanpa lafaz ijab dan kabul, kabul menerusi perbuatan tanpa lafaz, pemilikan sempurna al-mauhub, sighah ijab dan kabul secara elektronik; dan qabd dalam pemberian hibah. Hasil kajian ini mendapati bahawa amalan hibah di Malaysia terbahagi kepada kontrak hibah bukan komersial dan kontrak hibah komersial. Sungguhpun perkara hibah diletakkan di bawah Senarai 2 Jadual Kesembilan Perlembagaan Persekutuan, konflik bidang kuasa boleh tercetus berdasarkan perkembangan aplikasi konsep dan kontrak hibah kontemporari. Pada akhir kajian, disimpulkan bahawa semua kes yang berkaitan dengan kontrak hibah bukan komersial adalah tertakluk pada bidang kuasa mahkamah syariah, manakala kes kontrak hibah komersial pula akan dibicarakan dan diputuskan di mahkamah sivil. Pada peringkat mahkamah syariah, wujud kelompangan besar dan perbezaan pendekatan keputusan oleh mahkamah yang memutuskan keabsahan hibah disebabkan oleh ketiadaan perundangan statut yang menjadi piawai. Makalah ini juga mengemukakan cadangan penggubalan undang-undang hibah yang bersifat spesifik, holistik dan komprehensif sebagai panduan dan penyelarasan hibah di Malaysia.

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Penggunaan Hibah Bersyarat (Bertaʻlīq) Dalam Masalah Pembahagian Manfaat Takaful: Analisis Hukum

Cited by 3 publications

References 0 publications

The mura’ah al-khilaf and ma’alat method in fatwa decisions: its application for fatwa coordination related to conditional hibah in Malaysia

The mura’ah al-khilaf and ma’alat method in fatwa decisions: its application for fatwa coordination related to conditional hibah in Malaysia

Introduction to Waqf –Takaful Compensation Model: Adopting the Maqasid Shariah Concept for Socio-Economic Development in Malaysia

Status Quo Hibah dalam Penyelesaian Pertikaian Harta di Mahkamah Malaysia

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