Pengaruh Technology Acceptance Model Terhadap Keputusan Muzakki Membayar Zakat Melalui Fintech Gopay

Abstract

Indonesia is one of the countries with the most Muslim population. but in Indonesia zakat so far the realization of its acceptance is far from the existing potential. Baznas as a government institution authorized to carry out the processing and distribution of Zakat funds continues to increase Zakat receipts by working together to bring innovative Zakat facilities through fintech Gopay, the results of this innovation with fintech Gopay have managed to help collect donations of 63 billion. By using the Technology Acceptance model. the authors analyze and understand the factors in influencing the acceptance of a use through technology. The formulation of the problem how the influence of the Technology Acceptance Model on the decision to pay Zakat through Fintech Gopay? The results of the study concluded that the Technology Acceptance Model (perceived usefulness and perceived ease of use) partially and simultaneously influences the decision to pay Zakat through Fintech Gopay

The Role of Technology Acceptance Model Theory and the Relationship with Hifz Mal in the Phenomences of Using E-Money in the Milenial Era

“…These results support the research conducted by Ichwan and Ghofur (2020) regarding the Influence of the Technology Acceptance Model on Muzaki's Decision to Pay Zakat through Fintech Gopay, which shows that the benefit variable partially and simultaneously influences muzakki's decision to pay zakat through Fintech Gopay.…”

Penerimaan dan Penggunaan Muzakki dalam Membayar Zakat Non-Tunai di Jawa Barat: Ekstensi Teori Technology of Acceptance Model

“…Ghofur dan Ichwan (2020) menyatakan penggunaan teknologi finansial dalam penghimpunan zakat dapat bermanfaat untuk meningkatkan kesejahteraan umat sedangkan dalam ketentuan syariat Islam sendiri transaksi melalui fintech diperbolehkan selama masih sesuai dengan prinsip syariah. Hasil penelitian tersebut menemukan bahwa persepsi manfaat dan persepsi kemudahan memiliki pengaruh terhadap keputusan muzakki dalam membayar zakat melalui fintech platform GoPay (Ichwan & Ghofur, 2020). Purwanto et al (2021), dalam penelitiannya menemukan bahwa intensi muzakki dalam membayar zakat dipengaruhi oleh sikap dan sikap dipengaruhi oleh persepsi kemudahan serta persepsi manfaat dari platform penyedia layanan pembayaran zakat, infak, dan sedekah (Purwanto et al, 2021).…”

Behavior Intention to Use Online Zakat: Application of Technology Acceptance Model with Development

“…TRA is a theory that is often used in research, while TAM was developed for research related to technology acceptance (Ma et al, 2017). The TAM was originally developed to predict the acceptance of information systems in the workplace (Lee, Fiore, & Kim, 2006;Ma, Gam, & Banning, 2017), however, in its development TAM has also been widely used to predict people's decisions to pay zakat through Gopay (Ichwan & Ghofur, 2020). TAM is also used to conduct online philanthropy payment behavior analysis (Usman, Mulia, Chairy, & Widowati, 2020).…”

“…This can be seen from the low zakat funds collected compared to the potential zakat funds. The National Zakat Agency (BAZNAS) notes that the potential for zakat always increases.Even in 2019, the potential for zakat in Indonesia reached 485 trillion, but from that potential, the zakat fund that has been collected is only 8.2 trillion (Ichwan & Ghofur, 2020). As a result, BAZNAS has prepared a number of strategies to maximize the potential of zakat in Indonesia.…”