Penerimaan dan Penggunaan Muzakki dalam Membayar Zakat Non-Tunai di Jawa Barat: Ekstensi Teori Technology of Acceptance Model

Sukmawati, Heni; Wisandani, Iwan; Kurniaputri, Mega Rachma

doi:10.20473/vol9iss20224pp439-452

Cited by 12 publications

(15 citation statements)

References 13 publications

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“…Moreover, it can also affect the trust and acceptance of M-Banking. Studies conducted in Indonesia by Ramli et al, (2021) and Sukmawati et al, (2021) showed that perceived ease of use has a positive and significant impact on trust. A.…”

Section: Perceived Usefulnessmentioning

confidence: 99%

What Determines Metropolitan Jakarta’s Muslim Intention to Use M-Banking?

Muttaqien,

Anam,

Tajudin

et al. 2023

JIEI

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The purpose of this study was to determine the factors that influence the usefulness, trustworthiness, and acceptance of M-Banking. The theoretical framework used in this study is the Technology Acceptance Model (TAM), with the addition of perceived risk and trust variables. Research data collected from 265 Muslims in the Jakarta Metropolitan area were analysed using a statistical method known as Partial Least Squares Path Modeling. These findings indicate that the intention to use M-Banking is positively and significantly influenced by trustworthiness, easiness, and perceived risk. Meanwhile, the intention to use M-Banking is not affected based on the perceived usefulness. According to the findings, perceived usefulness and easiness have a positive and significant effect on trust. Furthermore, perceived risk and easiness have a positive and significant effect on perceived usefulness. Practical implications by considering the antecedents of usefulness, trust and acceptance of M-Banking, the banking industry can improve the service quality and security of M-Banking.

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Section: Perceived Usefulnessmentioning

confidence: 99%

What Determines Metropolitan Jakarta’s Muslim Intention to Use M-Banking?

Muttaqien,

Anam,

Tajudin

et al. 2023

JIEI

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“…Proses analisis data mengikuti langkah-langkah yang dijelaskan, meliputi pengumpulan data (data collection), penyusunan data (data condensation), penyajian data (data display), dan penarikan kesimpulan (conclution drawing and verivication) [16]. Analisis data kualitatif dilakukan secara interaktif dan berkelanjutan hingga data mencapai titik jenuh [17]. Validitas data uji melalui berbagai metode, termasuk perpanjangan pengamatan, peningkatan ketekunan, triagulasi, diskusi dengan sesama peneliti, analisis kasus negative, dan pengecekan oleh pihak luar [18].…”

Section: Metode Penelitianunclassified

Analisis Pemanfaatan Qris dalam Kemudahan Pembayaran Konsumen CFD Kraksaan

Rukayyah,

Triwisudaningsih,

Aqidah

2024

INFEB

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This study aims to explore the use of Quice Response Code Indonesia Standard (QRIS) in payment transaction at Car Free Day (CFD) Kraksaan and its impact on Micro, Small and Medium Enterprises (MSMEs). Qualitive research methods were used with a descriptive approach through interviews with Kraksaan CFD traders and visitors who use Qris. The interview results show that QRIS is used by traders to simplify the payment process, imcrease transaction efficiency, and reduce the problem of returns, the use of QRIS is also considered to provide additional security in transactions. Even thought there are several problems related to consumer balaces, the use of QRIS is considered to be optimal. Merchants who have not yet used QRIS are expected to immediately adopt it to expand the reach of payments and increase transaction efficiency. In conclusion, the use of QRIS has a positive impact in increasing the efficiency and security of transactions in CFD Kraksaan, and is expected to provide greater benefits and society as a whole.

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“…1.194 trillion and is predicted to continue to increase in the following year. The increase in interest in noncash alms is also influenced by perceptions of convenience, Muslim community income, and spiritual motivation that already exists in muzakki (Irawati & Fitriyani, 2022;Sukmawati, 2022). Meanwhile, according to Agustia et al (2022), the QRIS non-cash payment method increases donor interest in giving donations.…”

Section: Introductionmentioning

confidence: 99%

Digital Strategy in Paying Zakat Non-Cash at Baitul Maal Hidayatullah (BMH) Pontianak

Tamil

Pakanna

2023

EJSOCIAL

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Applying e-money and fintech is expected to benefit significantly from accessing various services. Some problems become obstacles in transactions, such as the availability of an internet network so that digital e-money applications can be operated. In addition, there are threats in the form of fraud and hacking from cyberspace that make users worry that it can harm users. This quantitative descriptive research aims to determine how big institutions' opportunities, challenges, strengths, and constraints are in non-cash transactions with SWOT analysis. The data in the research were obtained through observation, questionnaires, interviews, and documentation. The study results show that Baitul Maal Hidayatullah (BMH) institutions have not optimally utilized digital media through payment channels. The SWOT analysis results show that the opportunity for the BMH institution is 2.88, and the strength is 2.50. So that the institution has the potential to seize existing opportunities by choosing a digital strategy in a medium (growing) state, meaning that the institution is in good condition choosing this step. Even though it has not been felt optimally, success has been marked by BMH income from 2019 of Rp. 648,300,529 and 2021 Rp. 799,775,147 increased by a margin of 8% even during the Covid-19 pandemic crisis.

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Penerimaan dan Penggunaan Muzakki dalam Membayar Zakat Non-Tunai di Jawa Barat: Ekstensi Teori Technology of Acceptance Model

Cited by 12 publications

References 13 publications

What Determines Metropolitan Jakarta’s Muslim Intention to Use M-Banking?

What Determines Metropolitan Jakarta’s Muslim Intention to Use M-Banking?

Analisis Pemanfaatan Qris dalam Kemudahan Pembayaran Konsumen CFD Kraksaan

Digital Strategy in Paying Zakat Non-Cash at Baitul Maal Hidayatullah (BMH) Pontianak

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