Pengaruh Sikap, Norma Subjektif, Kendali Perilaku Dan Religiusitas Terhadap Intensi Menggunakan Uang Elektronik

Abstract

The purpose of this study was to examine the factors of attitude, subjective norms, behavioral control, and religiosity towards the intention to use electronic money on YARSI University students. Based on a literature review, this research hypothesis states that attitudes, subjective norms, behavioral control, and religiosity affect intention. This study uses survey data from questionnaires to 127 respondents. Hypothesis testing techniques are done by using SEM analysis with Lisrel software. The results of data processing indicate that the Attitude Variable, Subjective Norms, Behavioral Control, and Religiosity have a significant influence on the intention to use electronic money. Intention variable has a significant effect on behavior using electronic money with a t value of 7.86. Behavioral Control Variables and subjective norms have a greater influence on the intention to use electronic money than other variables. Suggestions based on research results: first, it is necessary to expand information to the public about the benefits of using electronic money. Second, it is necessary to increase the number of merchants or expand the place of use so that the use of electronic money becomes more extensive and maximal.

Subjective Norms and Behavioral Control; Its Effectiveness On Interest in Sharia Insurance

“…The same conclusion was stated in the research of Sun et al, (2020) that subjective norms have a significant positive impact on interest in using mobile payments for hotel reservations Behavioral control has a significant positive effect on interest in sharia insurance at AXA Mandiri Sharia Bank, this result is confirmed by the t-count value being greater than the t-table value (5,668 > 1.668) and the significance value is smaller than the alpha value (0.000 < 0.05). This result is in accordance with the research of (Ferinaldy et al, 2019)which states that behavioral control has a significant positive effect on the intention to use electronic money. The same results were stated in the study (Hasan & Suciarto, 2020) that behavioral control has a significant positive effect on the interest in buying organic food.…”

“…This result is also in accordance with the findings (Andryani, 2015)which states that subjective norms and behavioral control have a positive and significant effect on purchase intention. Finding of (Ferinaldy et al, 2019) also shows that subjective norms and behavioral control have a positive and significant effect on the intention to use electronic money.…”

“…Research result (Ferinaldy et al, 2019) stated that behavioral control had a significant positive effect on the intention to use electronic money. The same results were stated in the study (Hasan & Suciarto, 2020)that behavioral control has a significant positive effect on the interest in buying organic food.…”

Pengaruh Sikap, Norma Subjektif, Dan Persepsi Risiko Terhadap Minat Bertransaksi Menggunakan Aplikasi Fintech

“…Hal ini juga berbanding lurus dengan penelitian yang dilakukan oleh Wildan ( 2019 (Ferinaldy, Muslikh & Huda, 2019). Berdasarkan artikel yang ditulis oleh Dakhirah (2018), mahasiswa Fakultas Kesehatan Masyarakat Universitas Indonesia sebagian masih menggunakan uang tunai dalam melakukan pembayaran di Kantin Matoa.…”

Hubungan antara Pengetahuan dan Sikap terhadap Mata Kuliah Asesmen Minat, Bakat, Intelegensi dengan Intensi Perilaku Belajar pada Mahasiswa Fakultas Psikologi UIN Suska Riau

“…Semakin positif sikap mahasiswa terhadap suatu mata kuliah maka semakin kuat intensi perilaku belajarnya. Hal ini sejalan dengan hasil penelitian yang dilakukan oleh Ferinaldy, Muslikh, dan Huda (2019) yakni semakin positif sikap mahasiswa maka intensi perilakunya semakin kuat.…”