Pengaruh Literasi Keuangan, Pembelajaran Manajemen Keuangan, dan Uang Saku Terhadap Perilaku Menabung

Rikayanti, Vivi Rikayanti; Listiadi, Agung

doi:10.26740/jpak.v8n3.p29-36

Cited by 15 publications

(20 citation statements)

References 3 publications

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“…Kenyataannya, literasi finansial yang baik belum tentu membuat perilaku menabung mahasiswa baik pula, begitupun sebaliknya. Selain itu juga tidak sinkron dengan penelitian Rikayanti & Listiadi (2020) bahwasanya literasi keuangan berpengaruh signifikan terhadap perilaku menabung serta penelitian yang dilakukan oleh Beckmann (2013) dimana literasi finansial berdampak positif terhadap savings dan investment. Namun, hasil tersebut sama dengan penelitian milik Sekarwati & Susanti (2020) dimana literasi keuangan tidak memiliki pengaruh terhadap perilaku menabung.…”

Section: Pembahasan Tidak Terdapat Pengaruh Literasi Finansial Terhad...unclassified

“…Tingginya tingkat literasi finansial tersebut dapat mempengaruhi perilaku menabung seseorang. Hal ini didukung oleh penelitian Rikayanti & Listiadi (2020) yang menyebutkan bahwasanya literasi keuangan berpengaruh signifikan terhadap perilaku keuangan. Artikel milik Beckmann (2013) juga mengatakan bahwa literasi finansial berpengaruh positif terhadap savings dan investment.…”

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“…Berdasarkan ulasan tersebut, maka peneliti memilih untuk meneliti literasi keuangan, inklusi keuangan, teman sebaya, dan kontrol diri sebagai variabel independen. Selain itu, peneliti menemukan adanya perbedaan hasil dari penelitian milik Mega dan Susanti (2020) yakni literasi keuangan tidak berpengaruh signifikan terhadap perilaku menabung, dan penelitian yang dilakukan oleh Rikayanti & Listiadi (2020) yakni literasi keuangan berpengaruh signifikan terhadap perilaku keuangan. Adapun penelitian yang sejalan dengan milik Rikayanti & Listiadi yakni penelitan oleh Zulaika & Listiadi (2020) bahwa literasi keuangan berpengaruh signifikan terhadap perilaku keuangan.…”

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Pengaruh Literasi Finansial, Inklusi Keuangan, Teman Sebaya, dan Kontrol Diri terhadap Perilaku Menabung Mahasiswa

Putri

Wahjudi

2022

jpak

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Savings can be said to be a savior when economic conditions are not good. In order to have sufficient savings, it is necessary to have good saving behavior. This study was conducted with the intention of knowing the effect of financial literacy, financial inclusion, peers, and self-control simultaneously and partially on the saving behavior of 2018 Accounting Education undergraduate students at the State University of Surabaya. This type of research is quantitative with data collection techniques using questionnaires. The data analysis technique used multiple linear regression. The results of this study are: (1) financial literacy, peers, and self-control each do not have an impact on student saving behavior, (2) financial inclusion partially has a positive impact on student saving behavior, and (3) financial literacy, financial inclusion, peers, and self-control together have an impact of 58.2% on student saving behavior.

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Section: Pembahasan Tidak Terdapat Pengaruh Literasi Finansial Terhad...unclassified

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Pengaruh Literasi Finansial, Inklusi Keuangan, Teman Sebaya, dan Kontrol Diri terhadap Perilaku Menabung Mahasiswa

Putri

Wahjudi

2022

jpak

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“…Temuan sebelumnya (Putri & Rahyuda, 2017;Dewi & Purbawangsa, 2018) tidak spesifik pada kinerja melainkan pada perilaku keputusan invetasi. Temuan lain (Susanti, Ismunawan, Pardi, & Ardyan, 2017;Sugiharti & Maula, 2019) pada perilaku keuangan sedangkan yang terbaru (Rikayanti & Listiadi, 2020;Pamungkas, Mulyanto, & Andriyani, 2022) pada perilaku menabung.…”

Section: Literasi Keuangan Dan Kinerjaunclassified

Inklusi Keuangan: Pemoderasi Literasi Keuangan Terhadap Kinerja Usaha Mikro Kecil Menengah

Andriyani¹,

Mulyanto²

2022

Master: j. manaj. stra. kewirausahaan

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Penelitian bermaksud menganalisis inklusi keuangan sebagai pemoderasi literasi keuangan terhadap kinerja usaha mikro kecil menengah (UMKM). Data penelitian diperoleh dari kuesioner yang diberikan melalui Google Form kepada pelaku Usaha Mikro Kecil Menengah di Jabodetabek. Pengambilan sampel menggunakan quota sampling, dimana jumlah sample dibatasi sampai dengan 282 responden. Partial Least Square Regression digunakan dalam analisis. WarpPLS digunakan untuk memudahkan dalam menguji peran pemoderasi. Hasil penelitian mampu membuktikan bahwa inklusi keuangan menjadi pemoderasi literasi keuangan terhadap kinerja usaha. Research intends to analyze financial inclusion as a moderation of financial literacy to the performance of micro, small and medium enterprises (MSME’s). The research data was obtained from questionnaires distributed through Google Form to owners of Micro, Small and Medium Enterprises in Jabodetabek. Sampling uses quota sampling, where the number of samples is limited to 282 respondents. Partial Least Square Regression is used as an analytical approach where WarpPLS is used to facilitate in testing the role of moderation. The results of the study proved that financial inclusion becomes a moderation of financial literacy to business performance.

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“…For university students, managing personal finances is difficult because there are difficulties encountered, one of which is the evolving consumer behavior phenomenon. Financial problems can arise not only due to a lack of income but also can be caused by the absence of good financial planning (Rikayanti & Listiadi, 2020). Society in modern life to take something has lost its genuine connection.…”

Section: Introductionmentioning

confidence: 99%

Factors Influencing Financial Behavior of Undergraduate Students: A Systematic Review

Sahid¹,

Nuris²,

Hussin³

2023

R. Econ. and Finan.

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The lifestyle of undergraduate students in managing finances determines their future in terms of financial management. Good student financial behavior comes from good financial planning and management as well. Students' financial behavior has various forms, including saving behavior, spending behavior, and financial planning. Financial behavior in university students is determined by the income of parents and the level of education of parents. Financial education provided by parents to children will affect student behavior in managing finances. The research focusedon determining factors influencing the financial behavior of university students. The authors use methods of the systematic literature reviewwithPRISMA (Preferred Reporting Items for Systematic Reviews and Meta-Analysis). The resultsshowed that the factors mentioned in the article that influence financial behavior are financial attitude, financial education, financial planning, financial literacy, financial knowledge, financial socialization, financial self-efficacy, financial skills, financial threat, and demographic factors. The authorsconcludethat financial behavior can be influenced by 10 (ten) factors in which financial attitude and financial education are the most dominant factor because these factors are the basis of individuals' or students' financial behavior. Suggestions for further research is that research should examine financial behavior in households and other relevant sectors.

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Pengaruh Literasi Keuangan, Pembelajaran Manajemen Keuangan, dan Uang Saku Terhadap Perilaku Menabung

Cited by 15 publications

References 3 publications

Pengaruh Literasi Finansial, Inklusi Keuangan, Teman Sebaya, dan Kontrol Diri terhadap Perilaku Menabung Mahasiswa

Pengaruh Literasi Finansial, Inklusi Keuangan, Teman Sebaya, dan Kontrol Diri terhadap Perilaku Menabung Mahasiswa

Inklusi Keuangan: Pemoderasi Literasi Keuangan Terhadap Kinerja Usaha Mikro Kecil Menengah

Factors Influencing Financial Behavior of Undergraduate Students: A Systematic Review

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