Pengaruh Faktor Makro Ekonomi terhadap Kredit Bermasalah pada Bank Umum di Indonesia

Wijaya, Riko Setya

doi:10.15642/oje.2019.4.1.36-48

Cited by 10 publications

(8 citation statements)

References 0 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…Sebagian masyarakat memborong barang, sebagian lagi tidak mendapatkan barang. Kelangkaan barang menyebabkan inflasi (Wijaya, 2019). Inflasi berkorelasi negatif dengan pembiayaan bermasalah (nurismalatri, 2017).…”

Section: Hubungan Inflasi Dengan Pembiayaan Bermasalahunclassified

Analisis Kondisi Makro Ekonomi dan Likuiditas terhadap Pembiayaan Bermasalah Perbankan Syariah

Prastiwi¹

2021

Jurnal Disrupsi Bisnis : Jurnal penelitian Manajemen, Akuntansi

View full text Add to dashboard Cite

Penelitian ini bertujuan untuk mengetahui pengaruh factor kondisi makro ekonomi dan likuiditas terhadap pembiayaan bermasalah pada perbankan syariah di Indonesai tahun 2014-2018. Variabel makro ekonomi dalam penelitian ini adalah inflasi, kurs dan Suku bunga BI rate. Sedangkan likuiditas sebagai faktor internal perbankan. Penelitian ini adalah penelitian deskriptif kuantitatif dengan menggunakan analisis regresi linier berganda. Populasi dalam penelitian ini adalah seluruh laporan perbankan syariah. Sampel penelitian ini adalah data laporan perbankan syariah tahun 2014-2018. Hasil dalam penelitian ini adalah dari ketiga variabel makroekonomi yaitu inflasi, kurs dan Suku bunga BI rate, hanya variabel kurs yang berpengaruh signifikan terhadap pembiayaan bermasalah pada perbankan syariah di Indonesia. Sedangkan inflasi dan suku bunga BI rate tidak berpengaruh signifikan. Selain itu factor internal perbankan sayriah, yaitu variabel likuiditas berpengaruh signifikan terhadap pembiayaan bermasalah perbankan syariah. Kata Kunci: inflasi, kurs, Suku bunga BI rate, Likuiditas, NPF

show abstract

Section: Hubungan Inflasi Dengan Pembiayaan Bermasalahunclassified

Analisis Kondisi Makro Ekonomi dan Likuiditas terhadap Pembiayaan Bermasalah Perbankan Syariah

Prastiwi¹

2021

Jurnal Disrupsi Bisnis : Jurnal penelitian Manajemen, Akuntansi

View full text Add to dashboard Cite

show abstract

“…Table 3 shows that the exchange rate has a positive and insignificant towards NPL. The previous research conducted by Wijaya (2019) also stated that the exchange rate has a negative and insignificant relation with NPL. This research shows that changes (increases/decreases) in the rupiah exchange rate against foreign currencies relatively occur in the short term so that the situation is not so disruptive towards the businesses run by the customers.…”

Section: The Impact Of Exchange Rate On Nplmentioning

confidence: 86%

The Macroeconomic Effects on Non-Performing Loan and its Implication on Allowance for Impairment Losses

Lubis

Mulyana

2021

JEFAS

View full text Add to dashboard Cite

The change in the Allowance for Impairment Losses calculation method from FASS 55 to FASS 71 in Indonesia requires banks to consider macroeconomic variables as variables in calculating Allowance for Impairment Losses. This research has an objective to study and analyze the effect of macroeconomic proxied by GDP, inflation, exchange rate, unemployment rate, BI rate, and loan growth on NPL and its implications for Allowance for Impairment Losses. The population of this research was issuers of foreign exchange banks in 2011-2019, with a total sample of 26 issuers of foreign exchange banks. This research uses the panel data regression method to analyze the data. The research results found that macroeconomic variables proxied by GDP, inflation, exchange rates, unemployment rate, BI rate, and loan growth did not significantly affect NPL. In contrast, NPL had a significant effect on Allowance for Impairment Losses. This research implies that banks are expected to improve credit quality management against the effects of macroeconomic fluctuations. As a result, the NPL ratio remains under control and does not increase the burden of Allowance for Impairment Losses.

show abstract

“…It states that it is not. The next factor that affects investment returns is interest rates, or what is commonly called the BI interest rate (Wijaya, 2019). A high BI rate is a promising investment opportunity for investors because it generates higher returns.…”

Section: The Influence and Contribution Of Ir To Issimentioning

confidence: 99%

The Influence and Contribution of Macroeconomics to The Indonesian Sharia Stock Index for The Period 2011-2021

Mulyadi

Wibowo²

2023

JISEL

View full text Add to dashboard Cite

This study aims to determine the impact of macroeconomic variables on the Indonesian Sharia Stock Index (ISSI). The macroeconomic variables used are Industrial Production Index (IPI), Indonesian Sharia Bank Certificate (SBIS), Money Supply (JUB), exchange rates, Interest Rates (TSB), and inflation. The observed data is in the form of monthly data for the period 2011 to 2021. The approach used is to test the impact and contribution of VECM. The test results with the VECM model found that in the short term all variables had no effect on the Indonesian Sharia Stock Index, whereas, in the long term, IPI, SBIS, and inflation had a negative effect, and JUB, exchange rate, and TSB had a positive effect, based on the IRF test showed that ISSI responding to fluctuations from all positive macroeconomic variables except inflation which responded negatively and the contribution of each macroeconomic variable was IPI (0.64), SBIS (2.01), JUB (0.45), the exchange rate (0.64), TSB (0.01), and inflation (1.16) against the Indonesian Sharia Stock Index.

show abstract

Pengaruh Faktor Makro Ekonomi terhadap Kredit Bermasalah pada Bank Umum di Indonesia

Cited by 10 publications

References 0 publications

Analisis Kondisi Makro Ekonomi dan Likuiditas terhadap Pembiayaan Bermasalah Perbankan Syariah

Analisis Kondisi Makro Ekonomi dan Likuiditas terhadap Pembiayaan Bermasalah Perbankan Syariah

The Macroeconomic Effects on Non-Performing Loan and its Implication on Allowance for Impairment Losses

The Influence and Contribution of Macroeconomics to The Indonesian Sharia Stock Index for The Period 2011-2021

Contact Info

Product

Resources

About