Pengaruh Faktor Makro Ekonomi, Dana Pihak Ketiga dan Pangsa Pembiayaan Terhadap Profitabilitas Industri Perbankan Syariah di Indonesia Tahun 2011-2015

Syachfuddin, Laras Andasari; Rosyidi, Suherman

doi:10.20473/vol4iss201712pp977-993

Cited by 9 publications

(10 citation statements)

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“…Figure 4 is a manifestation of the significant effect of macro variables on credit growth or bank financing. Research Syachfuddin and Rosyidi (2017) with a multiple linear regression approach, explains that simultaneously GDP, inflation, third party funds (DPK), and the amount of financing (market share) greatly affect the return of assets (ROA) of Islamic banking.…”

Section: Global Economic Recession Due To Covid-19mentioning

confidence: 99%

The Challenge of Merger Result Bank during the Global Economic Recession due to the Covid-19 Pandemic: Case Study of Indonesian Islamic Banks

2021

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Bank Syariah Indonesia (BSI) is a new entity resulting from the merger of Bank Syariah Mandiri, BNI Syariah, and BRI Syariah. BSI was inaugurated in February 2021 amid the global economic recession due to the Covid-19 pandemic. It has not much been explained about the fundamental data of the 3 banks that formed BSI when the recession occurred due to the Covid-19 hit. As a result, BSI's record of challenges during the global recession has not appeared much. The aim of the research is to map the challenges that BSI will face when the economic recession due to the pandemic has not ended. BSI's challenge notes are useful for BSI policymakers, so they can mitigate risks. A qualitative method Miles-Huberman model is employed to analyze the data which is done through 3 stages: data reduction, data display, and verification or conclusion. Based on data analysis, BSI will face the challenges of slow deposit and financing growth, rising non-performing financing, declining net profit, and declining sukuk ratings.

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Section: Global Economic Recession Due To Covid-19mentioning

confidence: 99%

The Challenge of Merger Result Bank during the Global Economic Recession due to the Covid-19 Pandemic: Case Study of Indonesian Islamic Banks

2021

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“…Penelitian Fathimah (2008) memberikan hasil bahwa SIMA dapat mempengaruhi FDR dengan arah positif signifikan. Hasil tersebut sama halnya dengan Syaifuddin & Rosyid (2017) dalam penelitiannya yang mengungkapkan bahwa SIMA dan SBIS secara simultan perpengaruh positif signifikan terhadap FDR. Adapun perbedaan hasil penelitian dijelaskan oleh Erlita (2016) mengungkapkan bahwa SIMA memberikan pengaruh signifikan terhadap FDR dengan arah negatif.…”

Section: Pendahuluanunclassified

Pengaruh SIMA, CAR,NPF Terhadap Profitabilitas Dengan FDR Sebagai Variabel Intervening

2021

jakk

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The purpose of this study was to determine the effect of SIMA, NPF, CAR, on profitability with FDR as the intervening variable. This study uses quantitative research using multiple regression analysis as data analysis. This study uses panel data in the form of Random Effect annual data SIMA, NPF, CAR, FDR, ROA at Islamic commercial banks registered with OJK for the 2016-2019 period. The data obtained in this study were analyzed using the eviews 10 application tool. The results of this study indicate the SIMA variable has a significant positive effect on profitability. Variables NPF, CAR have a negative insignificant effect on profitability then the FDR variable has a positive and insignificant effect on profitability. After conducting path analysis, the FDR variable could not mediate the relationship between SIMA, NPF, CAR variables on profitability.

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“…Maka dapat dikatakan bahwa tidak terdapat pengaruh yang signifikan antara GDP terhadap ROA Bank Muamalat Indonesia. Penelitian ini sesuai dengan penelitian sebelumnya yang dilakukan oleh Syachfuddin (2017), namun berlawanan dengan penelitian Kuncoro (2018) yang menunjukkan bahwa GDP berpengaruh negatif signifikan terhadap ROA.…”

Section: Pengaruh Inflasi Terhadap Roa Pada Substruktur IIunclassified

Estimasi Pengaruh Faktor Internal Bank dan Stabilitas Makroekonomi terhadap Profitabilitas dengan Mediasi Rasio Pembiayaan Bermasalah di PT Bank Muamalat Indonesia

Fathonah

Hermawan

2020

maps

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This study aims to determine and analyze how much influence the bank's internal factors such as Equity, Operational Costs per Operating Income (BOPO), Financing Deposit to Ratio (FDR), Non Performing Financing (NPF) as a mediator and external or macroeconomic factors namely inflation and Gross Domestic Product (GDP) on profitability represented by Return on Assets (ROA) at Bank Muamalat Indonesia for the period 2008-2018. The data used in this research are secondary data obtained from the publication of quarterly financial statements from 2008 to quarter 2 of 2018. The method that used in this research is path analysis with SPSS 20.0 as the analytical tool. The results of the study partially test the hypothesis (t-test), in substructure I shows that the capital variable has a significant negative effect on NPF, BOPO and inflation has a significant positive effect on NPF, FDR and GDP do not significantly influence NPF at Bank Muamalat Indonesia. In substructure II partially, Capital, BOPO, significant negative effect on ROA, FDR and NPF has a significant positive effect on ROA, Inflation and GDP does not significantly influence ROA while simultaneously significantly influencing ROA. Based on the sobel test, capital has a significant effect on ROA through NPF, BOPO has a significant effect on ROA through NPF, FDR has a significant effect on ROA through NPF, Inflation has a significant effect on ROA through NPF, while GDP has no significant effect on ROA through NPF.

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Pengaruh Faktor Makro Ekonomi, Dana Pihak Ketiga dan Pangsa Pembiayaan Terhadap Profitabilitas Industri Perbankan Syariah di Indonesia Tahun 2011-2015

Cited by 9 publications

References 0 publications

The Challenge of Merger Result Bank during the Global Economic Recession due to the Covid-19 Pandemic: Case Study of Indonesian Islamic Banks

The Challenge of Merger Result Bank during the Global Economic Recession due to the Covid-19 Pandemic: Case Study of Indonesian Islamic Banks

Pengaruh SIMA, CAR,NPF Terhadap Profitabilitas Dengan FDR Sebagai Variabel Intervening

Estimasi Pengaruh Faktor Internal Bank dan Stabilitas Makroekonomi terhadap Profitabilitas dengan Mediasi Rasio Pembiayaan Bermasalah di PT Bank Muamalat Indonesia

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