Motivasi Penggunaan Layanan Internet Banking dan  Hubungannya dengan Perbedaan Gender

Sihotang, Ellen Theresia; Sekarsari, Larasati Ayu

doi:10.26905/jmdk.v6i2.2331

Cited by 2 publications

(2 citation statements)

References 10 publications

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“…Transactions here are online activities carried out in transmit using Smartphones, for example, m-banking / digital wallets. Transacting using Smartphones is a digital innovation that makes the banking sector develop businesses to improve their distribution channels (Sihotang & Sekarsari, 2018). 63.5% of online transactions are used for online shopping payments out of 88 million Internet users in Indonesia (APJII, 2018).…”

Section: Resultsmentioning

confidence: 99%

The Effect of Smartphone Usage Frequency on Online Repertoire by Immigrant Digital Groups

Hatama

Safitri

Sujoko

2021

JURKOM

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Inspired by the Media Repertoire idea in various studies, this article analyzes what digital immigrant groups build-in using Smartphones in everyday life. The repertoire is the selection of media used periodically based on its usefulness and became an identifiable routine. This study grouped Smartphones activities for various interests into 5 themes including; Entertainment, Transactions, Consumption, Production/Participation, and Social Welfare Services. How the results of the online repertoire on Smartphones based on these 5 themes. Whether the frequency of use using The Uses and Gratification theory can form a Repertoire of 5 grouped themes, the researcher take this data at the University of Muhammadiyah Malang for lecturers and active employees who are a group of Digital Immigrants by distributing online questionnaires and sampling techniques using the formula Slovin (N: 107). To identify the online repertoire in Smartphones using PLS (Partial Least Square) analysis so that it can be known as the coefficient value in variable X in influencing variable Y. The results showed that consumption theme has a coefficient value of 0.849 > from t-table 0.6 which means it has the largest contribution compared to other 4 dimensions so that consumption is an online repertoire in Smartphones in the Digital Immigrant group and the frequency of use (Uses & Gratification theory) has a dominant influence in the formation of online repertoire in Smartphones with a statistical value of 4,526 > from t-table 1.96. The conclusion is that the duration and frequency of using smartphones can make Indonesian people, especially digital groups of immigrants, become active consumers to shop online in e-commerce.

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Section: Resultsmentioning

confidence: 99%

The Effect of Smartphone Usage Frequency on Online Repertoire by Immigrant Digital Groups

Hatama

Safitri

Sujoko

2021

JURKOM

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“…Sihotang and Sekarsari [62] revealed that Internet banking services are not gender-dependent but emphasize the accessibility of benefits available at all times and ease of use factors, focusing on easily understandable usage steps.…”

Section: Discussionmentioning

confidence: 99%

Exploring the dynamics of fintech usage behavior moderated by customer characteristics in Indonesia

Cahyadi,

Tarigan,

Masman

et al. 2024

ijirss

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This research examines the factors influencing the adoption of Fintech services in Indonesia, focusing on perceived risk, perceived benefit, perceived usefulness, perceived ease of use, trust, and Fintech usage intention. Data from 317 users of payment Fintech services in Indonesia was collected through a Google Form questionnaire and analyzed using Smart PLS 4.0. The study reveals that perceived usefulness, perceived ease of use, and trust significantly impact Fintech usage intention and subsequent behavior, particularly among millennials and Gen Z. Customer attributes such as age and gender show minimal impact, while education level, especially advanced degrees, strengthens the link between perceived usefulness and intention to use. The results contribute to understanding the Fintech sector in Indonesia and suggest potential areas for future research. The study is limited to payment Fintech in Indonesia and recommends broadening the scope for future research. To enhance future research, it is recommended to broaden the study scope to include various fintech types, expand the geographical coverage for diverse results, and encompass a wider range of ages and education levels among respondents for a more comprehensive understanding of fintech adoption.

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Motivasi Penggunaan Layanan Internet Banking dan Hubungannya dengan Perbedaan Gender

Cited by 2 publications

References 10 publications

The Effect of Smartphone Usage Frequency on Online Repertoire by Immigrant Digital Groups

The Effect of Smartphone Usage Frequency on Online Repertoire by Immigrant Digital Groups

Exploring the dynamics of fintech usage behavior moderated by customer characteristics in Indonesia

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