Mobile Money and Inter-Household Financial Flows: Evidence from Madagascar

Bair, Sabrine; Tritah, Ahmed

doi:10.3917/reco.705.0847

Cited by 3 publications

(2 citation statements)

References 17 publications

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“…Basing themselves on the fact that mobile money is expanding rapidly across the African continent with the potential to raise financial inclusiveness, Bair and Tritah (2019), investigated the impact of the introduction of mobile money in 2010 on the amount and frequency of funds sent and received among Malagasy households. The authors used a selection model combined with an instrumental variable approach to deal with the selective participation into the transfer market and the endogeneity of mobile money adoption.…”

Section: Literature Reviewmentioning

confidence: 99%

A study of the factors affecting mobile money penetration rates in the West African Economic and Monetary Union (WAEMU) compared with East Africa

Coulibaly

2021

Financ Innov

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According to the 2017 Global Financial Inclusion (Global Findex) database, the average penetration rate of mobile money accounts in East Africa is higher than that of the WAEMU. This study attempts to understand the factors driving the adoption and the use of mobile financial services in the WAEMU compared to East Africa. To achieve this, micro-level data from the 2017 Global Findex database are used to perform probit and multinomial logit estimations. The findings reveal that the same determinants influence the adoption and use of mobile money accounts across the populations of both groups of countries, specifically those related to the least vulnerable social categories (i.e., males, older, more educated, richer and part of the workforce). Therefore, in comparison to East Africa, the delay in the penetration of mobile money accounts observed in the WAEMU may be attributed to insufficient policies for increasing the awareness of the benefits of mobile financial services. The study recommends that governments in WAEMU countries promote the use of mobile money accounts among the working-age population (adults aged between 25 and 64) through the improvement of individual income level, and the introduction of incentives into the education system to encourage their population to attain higher levels of education.

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Section: Literature Reviewmentioning

confidence: 99%

A study of the factors affecting mobile money penetration rates in the West African Economic and Monetary Union (WAEMU) compared with East Africa

Coulibaly

2021

Financ Innov

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“…Ssonko and Kawooya (2020) further emphasized that cost factors such as mobile money service providers' surcharges, over‐the‐counter taxes and the cost‐benefit comparison of mobile money service and traditional brick and mortar financial service providers will affect the sustainability of the uptake of mobile money services during and after the pandemic. Before the pandemic, previous studies highlighted the role of transaction costs in deterring financial inclusion through mobile financial services (Bair & Tritah, 2019; Koloma, 2021).…”

Section: Literature Reviewmentioning

confidence: 99%

Post‐COVID‐19 recovery for African economies: Lessons for digital financial inclusion from Kenya and Uganda

Mugume

Bulime

2022

African Development Review

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As coronavirus disease-2019 (COVID-19) and other restrictions intensified, individuals, businesses and governments turned to mobile digital platforms to reduce the financial costs and mitigate the risk of spreading the virus within the population. Drawing on lessons from Kenya and Uganda, our study examines the drivers of digital financial inclusion as a pathway for financing post-COVID-19 recovery. We find that digital financial inclusion is higher in middle-aged male digital users with more SIM cards registered in their names. Results also show that users who trust mobile money agents were likely to use more digital financial platforms than others. Based on these results, we recommend the need for government to strengthen the National Identification Systems and consumer protection policies to increase trust in digital financial services. Additionally, financial sector players such as mobile network operators and commercial banks need to innovate and roll out customized digital financial products for the marginalized/unbanked population such as women, the elderly and the youth.

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Analysis of the Determinants of Mobile Money Adoption and Use: Evidence from Togo with Simple and Multivariate Probit Approaches

Meli,

Kamga,

Meli

2024

J Knowl Econ

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Mobile Money and Inter-Household Financial Flows: Evidence from Madagascar

Cited by 3 publications

References 17 publications

A study of the factors affecting mobile money penetration rates in the West African Economic and Monetary Union (WAEMU) compared with East Africa

A study of the factors affecting mobile money penetration rates in the West African Economic and Monetary Union (WAEMU) compared with East Africa

Post‐COVID‐19 recovery for African economies: Lessons for digital financial inclusion from Kenya and Uganda

Analysis of the Determinants of Mobile Money Adoption and Use: Evidence from Togo with Simple and Multivariate Probit Approaches

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