Mapping Islamic Bank Governance studies: a systematic literature review

Zuhroh, Idah

doi:10.1080/23311975.2022.2072566

Cited by 11 publications

(9 citation statements)

References 62 publications

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“…Nomran and Haron (2020) conducted a thorough literature study on Islamic governance, supervisory boards and bank performance. Zuhroh (2022) undertook a study outlining the evolution of scientific publications on Islamic banking by year, country, author and field of study, with an emphasis on mapping issues. The results indicate that the sustainability of Islamic bank governance contributes to the growth of the concept and practice of Islamic banking.…”

Section: Literature Reviewmentioning

confidence: 99%

A systematic review of customer Sharia compliance behaviour in Islamic banks: determinants and behavioural intention

Andespa,

Yeni,

Fernando

et al. 2023

JIMA

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Purpose This study aims to investigate what past scholars have learned about Muslim consumer compliance behaviour in Islamic banks and identify what future research is needed. In addition, it also explores the relationship model between the previously studied determining factors and the customer’s Sharia compliance behaviour. Design/methodology/approach This study used a bibliometric–systematic literature review analysis using the Preferred Reporting Items for Systematic reviews and Meta-Analyses (PRISMA) technique by reviewing the articles published from 2013 to 2023. The PRISMA procedures involved several stages, including identification, screening, eligibility, analysis and conclusion based on the findings. Findings The results found that customer Sharia compliance behaviour determinants in Islamic banks are attitude, subjective norms, perceived behavioural control, Islamic financial literacy, religiosity, consumer conformity, Islamic branding and behavioural intention. Interestingly, the results indicated that such factors as consumer conformity, Islamic branding and sustainable intentions are less discussed. Practical implications Decision-makers in Islamic banks must use digital technology to offer better service and make operations more reachable for customers to access information, complete transactions and manage their accounts by Sharia principles. Therefore, the bank needs to continually produce innovative products and services so that customers have a greater variety of options to suit their Sharia-compliant financial needs. Theoretically, this study has contributed by finding the main critical domains influencing customers’ Sharia compliance behaviour, such as attitudes, subjective norms, perceptions of behavioural control, knowledge of Islamic finance, religiosity, consumer conformity, Islamic branding and behavioural intentions. Then, it makes a theoretical contribution by establishing a model that explains how customers make decisions based on Sharia-related factors in the context of their purchases. Originality/value Past studies focused on the Sharia compliance behaviour in paying Zakat for takaful customers. Therefore, this study provides critical factors of Sharia compliance behaviour on conformity, Islamic branding and sustainable intention regarding unexplored consensus on the determinants and outcomes of customer Sharia compliance behaviour of Islamic banking.

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Section: Literature Reviewmentioning

confidence: 99%

A systematic review of customer Sharia compliance behaviour in Islamic banks: determinants and behavioural intention

Andespa,

Yeni,

Fernando

et al. 2023

JIMA

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“…The objective was to predict Indonesian Islamic banks' exposures to macroeconomic variables such as inflation, exchange rates, stock prices, GDP, etc. Other institutions providing financial services have integrated AI into their risk management or revenue production processes, and several previous research focused on either Islamic banking or AI [15]- [17].…”

Section: Of 11mentioning

confidence: 99%

Artificial Intelligence in the Islamic Finance: A bibliometric Analysis

Tayachi¹,

Brahimi²,

Essafi³

et al. 2022

Preprint

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The paper demonstrates the future of artificial intelligence in the Islamic Banks of Saudi Arabia which introduces with the meaning of artificial intelligence and the benefits which AI may bring with itself in the future. Further, how banks differ in their use of AI from the banks that do not use AI or use original intelligence (Artificial Neural Network) and the acknowledgement of 4 purely Islamic banks in KSA. The literature has analyzed the pros of AI in the Islamic banks taking into consideration machine learning, natural language processing, text mining through neural network of deep learning, algorithmic trading and robotics. It has further analyzed AI’s limitations with regards to its costs, technological unemployment, lack of human creativity and its accountability and regulation. Lastly, the literature has stated AI from the sharia’a point of view. In order to test hypothesis concerning future studies, it was important to collect data using purely Islamic banks. Upon various interpretations concerning AI’s accountability and its impact on sharia’a board, robot’s impact in the long run, AI’s ethics and its uses which people have already encountered and the time period for which AI may imitate human learning in the future- we find that generation Z and millennials are very influenced by AI and have positive views about its scope in the future. However, it is important to note that research limitations include no access to banking authorities due to the recovery after the pandemic of COVID-19 besides.

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“…Sharia banks have a unique paradigm in terms of profit and loss sharing which explains that lenders must bear the business risks together with borrowers since both of them have no power to control the success or failure of a business (Ergec & Arslan, 2013). Previous study found that sharia bank's management system that prioritized the transparency of profit and loss sharing affected public trust (Zuhroh, 2022). Another research also showed that sharia banks that provided profit and loss sharing and non-profit and loss sharing contracts would face lower risks than those that provided only non-profit and loss sharing contracts .…”

Section: Exchange Rate Has An Effect On the Amount Of Mudarabah Savin...mentioning

confidence: 99%

Factors Influencing the Amount of Mudarabah Savings Deposit in Public Sharia Banks

Iswanto

Nurriani

Anwar

2022

IJIBEC

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Penelitian ini bertujuan untuk mengetahui pengaruh tingkat suku bunga bank umum, nilai tukar rupiah, bagi hasil deposito Bank Umum Syariah dan jumlah Kantor Cabang Pembantu (KCP) terhadap jumlah simpanan deposito mudharabah pada Bank Umum Syariah di Indonesia. Pendekatan dalam penelitian ini adalah kuantitatif asosiatif yang menggunakan metode Analisis Regresi Linier Berganda dengan pengujian sampel yang digunakan berasal dari 12 bank yang berada di Indonesia berdasarkan laporan bulanan Bank Umum Syariah mencakup tahun 2017 hingga 2021. Hasil penelitian menunjukkan bahwa, tingkat suku bunga bank umum tidak berpengaruh secara parsial terhadap jumlah simpanan deposito mudharabah bank umum syariah, nilai tukar rupiah, bagi hasil deposito dan jumlah Kantor Cabang Pembantu (KCP) berpengaruh secara parsial terhadap jumlah simpanan deposito mudharabah Bank Umum Syariah, tingkat suku bunga bank umum, nilai tukar rupiah, bagi hasil deposito Bank Umum Syariah dan jumlah Kantor Cabang Pembantu (KCP) berpengaruh secara simultan terhadap jumlah simpanan deposito mudharabah pada Bank Umum Syariah.

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Mapping Islamic Bank Governance studies: a systematic literature review

Cited by 11 publications

References 62 publications

A systematic review of customer Sharia compliance behaviour in Islamic banks: determinants and behavioural intention

A systematic review of customer Sharia compliance behaviour in Islamic banks: determinants and behavioural intention

Artificial Intelligence in the Islamic Finance: A bibliometric Analysis

Factors Influencing the Amount of Mudarabah Savings Deposit in Public Sharia Banks

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