As mergers can play a crucial role in enabling sharia banks to withstand intense competition, assessing their financial performance before and after a merger can provide valuable insights.. Therefore, this study analyzes the financial performance before and after the merger at Bank Syariah Indonesia. In analyzing the data, the comparative descriptive method was used by comparing the financial statements and the Good Corporate Governance report of Bank Syariah Indonesia for one year. The Risk-Based Bank Rating (RBBR) method, which includes four assessment factors, namely Risk Profile, Good Corporate Governance, Earning, and Capital (RGEC), was applied to assess the performance of the bank using NPF, FDR, GCG, ROA, ROE, NIM, BOPO, and CAR ratios. The data analysis used descriptive statistics, Shapiro-Wilk, and Wilcoxon Signed Rank Tests. Based on the analysis, the percentage difference in the BOPO and NIM ratios was the largest and lowest, which were 6.16% and 0.08%. Furthermore, there was a significant difference in the financial performance of Bank Syariah Indonesia before and after the merger, which became increasingly healthy. This study has implications for bank assessment policies, as it highlights the need to consider various factors to assess the output scale produced in the bank.
Efforts to strengthen religious moderation in the madrasah environment are strongly influenced by the madrasah teacher's perception of religious moderation. It relates to the extent of the socialization of religious moderation to madrasah teachers. The study aims to describe the socialization of religious moderation to madrasah teachers in East Kalimantan and their perceptions of the importance of religious moderation for students. An online survey was conducted of 73 madrasah teachers in East Kalimantan. The survey consists of two close-ended questions and one open-ended question. The answers of close-ended questions were processed and presented descriptively. The answers of open-ended questions were analyzed through the stages of reduction, data presentation and conclusions. The results showed that the majority of respondents (78%) have participated in socialization about religious moderation. Most respondents (91%) also agree that religious moderation is important for students. The reasons for the importance of religious moderation for students are to foster student tolerance, maintain the integrity of the nation, prevent extreme religious attitudes, adequate to the needs of the era, part of the obligatory of Allah SWT and so that students do not dichotomize between religious knowledge and general science. Even so, there are still teachers who doubt the importance of religious moderation for students. Therefore, efforts are needed to strengthen sustainable religious moderation in order to realize a common perception of religious moderation in the madrasah environment.
Penelitian ini bertujuan untuk menganalisa mekanisme dan kesesuaian peran Hakim sebagai mediator dengan teori prosedur mediasi dalam PERMA No. 1 Tahun 2016 dan mengidentifikasi hambatan peran mediator serta solusinya dalam penyelesaian sengketa di Pengadilan Agama Mungkid. Jenis penelitian yang digunakan dalam penelitian ini, yaitu yuridis normatif dengan pendekatan undang-undang (statute approach). Hasil penelitian menunjukan Peran Mediator (Hakim) belum secara optimal melaksanakan proses mediasi sebagaimana PERMA No. 1 Tahun 2016. Peran Mediator dalam penyelesaian sengketa di Pengadilan Agama Mungkid sangatlah kurang, karena tingkat keberhasilan mediasi yang hanya sedikit selama dua tahun terakhir dari tahun 2019 hingga April 2021 dengan jumlah perkara 635, keberhasilan mediasi hanya satu perkara saja. Terdapat tujuh Hakim di Pengadilan Agama Mungkid, dengan Hakim yang telah bersertifikat Mediator hanya satu. Hal tersebut menyebabkan penumpukan perkara di Pengadilan Agama Mungkid, sehingga fungsi lembaga peradilan dalam penyelesaian sengketa belum maksimal.
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