Islamicity Performance Index of Islamic Banking in Indonesia

Mutia, Evi; Jannah, Rauzatul; Rahmawaty, Rahmawaty

doi:10.2991/agc-18.2019.65

Cited by 16 publications

(20 citation statements)

References 1 publication

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“…The following are the financial performance of Islamic banking in Lampung based on the income statement, namely: Table 1 above shows that the performance of Islamic banking in Lampung can be categorizedas good in improving profit of the company. This is consistent with studyconducted by Mutia, et al (2018) which found that if the Islamic bank's financial ratios have good performance, it provides feedback to those interested parties including the government, investors, and customers. However, the other thing to note is the performance of the Islamic banking employees to be able to support the financial ratios that have been good to produce a quality company performance.…”

Section: Introductionsupporting

confidence: 89%

Optimization of Human Resources Quality in Improving the Performance of Islamic Banking Employees

Akbar

Noviarita

Anggraeni

2020

JPED

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The purpose of this study was to find and review the optimization of human resourcesquality in improving the performance of Islamic banking employees. The approach used in this study was a quantitative approach by using primary data obtained through questionnaires to the Islamic banking customers located in Lampung. Sampling technique used in this studywas purposive sampling with a sample size of 100 people. Analysis of the data used in this study was simple linear regression analysis. Based on the result, the study found that there are significant quality of human resources in improving the performance of Islamic banking at 10.3%. Therefore,it needs to do the optimization of human resources quality through various efforts such as the recruitment system, the planning and training given by the company toward the employees, improving the intelligence, creativity, perseverance, as well as the professionalism of the employees.

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Section: Introductionsupporting

confidence: 89%

Optimization of Human Resources Quality in Improving the Performance of Islamic Banking Employees

Akbar

Noviarita

Anggraeni

2020

JPED

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“…There are differences in conventional banks' and Islamic banks' principles in carrying out their business activities (Nugroho & Harnovinsah, 2020). Several performance ratios measured in Islamic financial performance include profit sharing ratio, zakat performing ratio, equitable distribution ratio, directors-employees welfare ratio, Islamic investment and non-Islamic investment ratio, Islamic income and non-Islamic income ratio (Mutia et al, 2018).…”

Section: Introductionmentioning

confidence: 99%

What Determines Islamic Performance Ratio of Islamic Banking in Indonesia? An Analysis Using Financing to Deposit Ratio as Moderator

Nugroho

Badawi

Nugraha

et al. 2021

SJEKI

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The measurement of Islamic banking performance should differ from the indicators used in their conventional counterparts. Therefore, this study analyzes the performance of Islamic baking in Indonesia using the Islamic Performance Ratio (IPR) variable. Spesifcillay, this study aims to examine the influence of Asset Growth and Non-Performing Financing (NPF) on the IPR using Financing to Deposit Ratio (FDR) as moderator. Data for this study were gathered from seven Islamic Commercial Banks from 2012 to 2018 with 49 observations. They were analyzed using the quantitative approach by employing SPSS software. The findings show that the quality of financing has a negative but significant effect on the IPR. Meanwhile, asset growth does not have a significant direct effect on the IPR. When FDR was inserted as moderator, it showed a significant effect of asset growth on IPR. The theoretical implication of this research shows that Islamic banks' performance is shown from the growth of assets but must be supported by other variables such as the quality of financing (NPF) and must also be accompanied by good financing disbursement capability (FDR). In addition, the managerial implication of this research is that the measurement of indicators for Islamic banks should be equipped with performance indicators under the operational principles of Islamic banks, such as the Islamic Performance Ratio (IPR).======================================================================================================== ABSTRAK – Determinan yang Mempengaruhi Islamic Performance Ratio Perbankan Syariah di Indonesia: Suatu Analisis Menggunakan Financing to Deposit Ratio sebagai Moderator. Pengukuran kinerja perbankan syariah seharusnya menggunakan parameter yang berbeda dari perbankan konvensional. Oleh karena itu, article bertujuan untuk menganalisis kinerja perbankan syariah di Indonesia menggunakan variabel Islamic Performance Ratio (IPR). Secara khusus, artikel ini bermaksud untuk menguji pengaruh variabel pertumbuhan aset dan pembiayaan bermasalah (NPF) terhadap IPR dengan menggunakan Financing to Deposit Ratio (FDR) sebagai variabel moderator. Data-data untuk kajian dikumpulkan dari tujuh bank umum syariah dari 2012 sampai 2018 dengan 49 observasi yang kemudian dianalisis secara kuantitatif dengan software SPSS. Hasil kajian menunjukkan bahwa kualitas pembiayaan memiliki pengaruh negatif tapi signifikan terhadap IPR. Sedangkan pertumbuhan aset tidak berpengaruh signifikan secara langsung terhadap IPR. Ketika FDR dimasukkan sebagai moderasi, pertumbuhan berpengaruh secara signifikan terhadap IPR. Implikasi teoritikal dari penelitian ini menunjukkan bahwa kinerja bank syariah tidak hanya ditunjukkan dari pertumbuhan aset saja, akan tetapi harus didukung dengan variabel lainnya seperti kualitas pembiayaan (NPF) dan juga harus disertai dengan kemampuan penyaluran pembiayaan yang baik (FDR). Selain itu, implikasi manajerial dari penelitian ini adalah pengukuran indikator dari bank syariah sebaknya dilengkapi dengan indikator kinerja yang sesuai dengan prinsip operasional dari bank syariah seperti Islamic Performance Ratio (IPR).

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“…The BI rate shows an indication of the short-term interest rate that Bank Indonesia wants to achieve to achieve the inflation target. The BI rate is used as a reference to direct the interest rate for 1-month Bank Indonesia Certificates (SBI) resulting from open market operations auctions to be around the BI rate (on the website www.bi.go.id) (Hosen & Muhari, 2019;Prasetyoningrum, 2015;Mutia et al, 2019;Naibaho & Rahayu, 2018). The BI rate is the reference interest rate announced by Bank Indonesia periodically for a certain period which serves as a stance or signal for monetary policy.…”

Section: Relationship Between Financing To Deposit Ratio (Fdr) and Non-performing Financing (Npf)mentioning

confidence: 99%

A spatial analysis of non-performance financing determinants in Islamic banks in Indonesia

Suprayitno

Hardiani

2021

JEKI

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Purpose -This study aims to analyze the non-performance financing determinant of Islamic Banking (IB) in Indonesia through spatial analysis. These determinants consist of macroeconomic and microeconomic variables Methodology -Samples in this research were selected using the purposive sampling technique with the criteria of Islamic banks registered in the Financial Services Authority (OJK) that released quarterly data reports and financial reports during 2015-2020. There are 7 Islamic banks that met the criteria.Findings -Results showed that the ROA, Inflation, GDP, and BI Rate simultaneously affected the NPF level, while FDR and CAR do not affect the NPF level of Islamic commercial banks. Meanwhile, partially FDR, BOPO, CAR, ROA, Inflation, GDP, and BI Rate affect the NPF level. In addition, the spatial analysis showed that based on the global distribution, there is a significant spatial effect through the geographical location between one bank and other.Originality -This research provides empirical data related to the determinants of non-performing financing, using the spatial analysis approach. Moreover, this research also uses the most updated data, Islamic and conventional banks during 2015-2020Research limitations -Related to the samples of Islamic banks, this research only investigates those registered in OJK, not all Islamic banks in Indonesia.

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Islamicity Performance Index of Islamic Banking in Indonesia

Cited by 16 publications

References 1 publication

Optimization of Human Resources Quality in Improving the Performance of Islamic Banking Employees

Optimization of Human Resources Quality in Improving the Performance of Islamic Banking Employees

What Determines Islamic Performance Ratio of Islamic Banking in Indonesia? An Analysis Using Financing to Deposit Ratio as Moderator

A spatial analysis of non-performance financing determinants in Islamic banks in Indonesia

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