Identifying Households which Need Housing Assistance

Abstract

Su m m ary. This p aper prop oses a m ethod for identifyin g hou sin g afford ability p rob lem s. The housing m ark et being im perfect, high ren t-to-in com e ratios m ight be the resu lt not only of a taste for spaciou s housing but also of rent prem ia. Conversely, som e househ old s curren tly in ad van tageou s housing m ay face dif® culty w hen they m ove. A b etter indicator of afford ability com pares incom e to the average ren t the m ark et charges for h ousing deem ed approp riate for a household, and a secon d ind icator com pares cu rren t h ousing con sum ption w ith approp riate con sum ption . W e ® nd th at m ore than tw o households out of th ree that have high rent burdens cou ld afford approp riate housing. Alm ost one h ousehold in two th at can n ot afford approp riate housing m anages to keep its rent burden low . This paper m akes a point for co-ord in atin g tenan t-based assistan ce w ith other instru m ents of housing aid.

Identifying Variables Influencing Tenant Affordability to Pay Rent in Ipoh City Council Public Housing

“…owner [8] and [19] concurred with [35] views that tenants' housing problems are apparent through high rental obligations. Lower income households and high housing costs entitle them to housing benefits.…”

Affordability of water supply in Mongolia: empirical lessons for measuring affordability

“…In the housing domain Lerman/Reeder talk about a "taste for penthouse living" (Lerman/Reeder 1987: 390). In Thalmann (1999Thalmann ( : 1935 this wrong indication is called 'type I misclassification' of the CAR.…”

“…Rather the critical shortage given in area 4b depicts a severe case of unaffordability. In the housing literature Lerman/Reeder talk about 'living in a shack' (Lerman/Reeder 1987: 393), and Thalmann (1999and Thalmann ( : 1936 about a 'type II misclassification' of the CAR.…”

“…It has been mainly the housing sector on that theoretical considerations have been executed (see Lerman/Reeder 1987;Stone 1990Stone , 1993Stone , 2006Hancock 1993;Chaplin/Freeman 1999;Thalmann 1999Thalmann , 2003Kutty 2005;Lux 2007). Only in recent years these considerations have also been applied -to a very modest extent -to utility markets.…”

“…As noted in the literature, the CAR suffers from severe theoretical shortcomings yet (see Gawel/Bretschneider 2011a for an overview). Therefore, alternative measures have been examined in theoretical affordability research for many years now mainly in the housing sector (Hancock 1993;Chaplin/Freeman 1999;Thalmann 1999Thalmann , 2003Kutty 2005). In any case a sound concept of affordability with a dependable indicator is the indispensable base for an effective and pinpoint policy of water supply taking into account social concerns.…”