Financial stability of the banking sector in European countries: A comparative analysis

Sysoyeva, Larysa

doi:10.2298/pan170601021s

Cited by 6 publications

(3 citation statements)

References 25 publications

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“…Correction Model, Birgitta Dian Saraswati dan Ni Made Tisnawati kecukupan modal (Sysoyeva, (2020), Candra et al, (2019 dan Dewi, (2017). Selain variabel makro ekonomi dan kesehatan bank, faktor kemajuan teknologi khususnya teknologi keuangan (fintech) berpotensi besar mempengaruhi stabilitas sistem keuangan.…”

Section: Pengaruh Financial Technology Terhadap Stabilitas Sistem Keuangan DI Indonesia: Pendekatan Vector Errorunclassified

Pengaruh Financial Technology (Fintech) Terhadap Stabilitas Sistem Keuangan Di Indonesia

Saraswati

Tisnawati

2021

EEB

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Financial stability is very important in the economy because financial stability will ensure smooth financial transactions in the economy.This study aims to analyze the effect of P2P lending fintech, payment fintech and macroeconomic variables (inflation, interest rates and exchange rates) on financial stability in Indonesia.This study uses time series data with the period 2018.1-2021.4. Using the Vector Error Correction Model, this research shows that Fintech P2P Lending, Fintech Payments and macroeconomic variables (inflation, interest rates and exchange rates) affect the financial stability in Indonesia only in the long term.Fintech P2P lending in the long term will lead to financial system instability, while Fintech payments in the long term have a positive effect on financial system stability in Indonesia. This has policy implications where through the role of the Financial Services Authority it is necessary to regulate and supervise P2P lending fintech. In addition, considering that payment fintech has a positive impact on financial system stability in Indonesia, through the role of Bank Indonesia, it is necessary to design policies to increase the use of non-cash payment instruments.

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Section: Pengaruh Financial Technology Terhadap Stabilitas Sistem Keuangan DI Indonesia: Pendekatan Vector Errorunclassified

Pengaruh Financial Technology (Fintech) Terhadap Stabilitas Sistem Keuangan Di Indonesia

Saraswati

Tisnawati

2021

EEB

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“…Good banking can be seen from the bank's ability to maintain its stability. According to Sysoyeva (2020), argues that financial stability should be understood as a permanent capacity for the banking sector to carry out its functions without adverse negative effects on the real sector. The stability of the banking system is reflected in the sound banking condition and the banking intermediation function that is running well (Warjiyo, 2007).…”

Section: Introductionmentioning

confidence: 99%

Capital, Efficiency, Management Risk on Islamic Bank Stability During Covid-19 PandemiC

Hamda¹,

Sudarmawan²

2023

TIFBR

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The performance of the banking sector in one period is one of the indicators in encouraging financial stability in a country. Banking stability is reflected by healthy conditions and a well-run intermediation function. The purpose of this study is to see the impact of the Covid-19 pandemic shock in the short and long term which affects capital, efficiency, and management risk on the stability of Islamic banking in Indonesia. Analysis of this study using quantitative methods based on the Vector Error Correction Model (VECM). Empirically, the results of this study show that the CAR, BOPO, and FDR variables are significantly positively correlated to the stability of Islamic banks in the long term. Meanwhile, the NOM and NPF variables in length are negatively correlated with the stability of Islamic banks during the Covid-19 pandemic. In the short term the significant influential variables are NOM and FDR while the other variables have no effect. This shows that the Covid-19 pandemic shows an impact on bank stability in the future. This research proves that during the Covid-19 Pandemic, Islamic banks have succeeded in taking several policies in the form of financing restructuring which have proven effective in maintaining islamic banking stability.

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“…The main reason for the merger of the two companies was to combine best practices and knowledge of different areas. In the light of improved financial sector stability and macroeconomic environment study of a concrete merger is motivated by providing strategic direction for ongoing creation of value (see, for example, Sysoyeva 2019). In reaching the potentially promising financial results some main areas have to be researched, namely the business plans of the merged company, the acquisition transaction, the establishment of customer credit ratings, the introduction of the IFRS 9 standards with six possible post-implementation scenarios, and thin capitalization.…”

Section: Introductionmentioning

confidence: 99%

Value Creation through Company Merger in the Financial Sector: Empirical Evidence from Slovenia

BUTOLEN,

JUŽNIK ROTAR

2021

JAES

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The paper explores value creation through company merger in the financial sector. The merger took place at a time when, due to the past financial crisis, the demands of regulators and central banks were aimed at abolishing leasing companies and integrating them with banks. The aim of the paper is to identify the basic areas necessary to assess the feasibility of the merger and to ensure the safe and profitable operation of leasing companies. The present study provides evidence on the integration of business resources and human resources. Moreover, the impacts scenarios on provisioning and profit of a company with credit ratings and the IFRS 9 standard are introduced. Simulations of the possible scenarios calculations are based on different parameters such as probability of default, loss given default, credit rating. Based on empirical research we find that the establishment of credit ratings is essential for the provisioning process. The latter are also a key factor in making impairments, which directly affect the balance sheet results. The projection of the merged company’s business operations brings acceptable returns and corresponding growth, which guarantees a long-term existence and a competitive position of the merged company. 

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Financial stability of the banking sector in European countries: A comparative analysis

Cited by 6 publications

References 25 publications

Pengaruh Financial Technology (Fintech) Terhadap Stabilitas Sistem Keuangan Di Indonesia

Pengaruh Financial Technology (Fintech) Terhadap Stabilitas Sistem Keuangan Di Indonesia

Capital, Efficiency, Management Risk on Islamic Bank Stability During Covid-19 PandemiC

Value Creation through Company Merger in the Financial Sector: Empirical Evidence from Slovenia

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