No abstract

Financial stability is very important in the economy because financial stability will ensure smooth financial transactions in the economy.This study aims to analyze the effect of P2P lending fintech, payment fintech and macroeconomic variables (inflation, interest rates and exchange rates) on financial stability in Indonesia.This study uses time series data with the period 2018.1-2021.4. Using the Vector Error Correction Model, this research shows that Fintech P2P Lending, Fintech Payments and macroeconomic variables (inflation, interest rates and exchange rates) affect the financial stability in Indonesia only in the long term.Fintech P2P lending in the long term will lead to financial system instability, while Fintech payments in the long term have a positive effect on financial system stability in Indonesia. This has policy implications where through the role of the Financial Services Authority it is necessary to regulate and supervise P2P lending fintech. In addition, considering that payment fintech has a positive impact on financial system stability in Indonesia, through the role of Bank Indonesia, it is necessary to design policies to increase the use of non-cash payment instruments.

Program  waste  bank  has now  become  a national  program  that  must be  implemented in stages  starting from the smallest  unit  of government,  namely  the  village.  Threats  of waste  management  that  are  not  managed  properly,  will  cause environmental problems,  social or economic. The economic potential that could arise from the handling of plastic waste classified mainly re-used and re-cycled actually be enjoyed by bank customers waste. Waste bank system enables to distribute plastic waste classified as re-used and re-cycled to collectors  who paid in accordance  with the market price. But in some other districts in the province  of Bali,  still has  many  obstacles  in the  establishment  and  sustainability.  Even  in  some  villages  in  Gianyar  has not succeeded  in  establishing  the waste  bank  for various reasons.  In  Sub  Sukawati,  there  is  a waste  bank  that  has  a variety  of conditions.  Different  conditions  have to be anticipated  by organizing  networks  between  the movement  of waste banks that are currently conducted  sporadically in District Sukawati.  If implemented fully networked,  it will lead to positive benefits, especially for the waste banks are still not running at maximum.  The initial step to ensuring the sustainability of rural waste bank was started in the conduct Focus Group Discussion held at Banjar Kelod Pagutan Subdistrict Batubulan Sukawati on Thursday, July 14 2016. The result is the information about the existence of waste bank in District Sukawati Gianyar regency, and the formation of group's bank working waste districts throughout Sukawati, Gianyar. Keywords:  Work Group, Bank of waste, District Sukawati

Most of rural women in Bali Province are informal sector workers who can be classified as vulnerable workers due to their socioeconomic conditions. They are also less likely to escape from poverty. Additionally, their traditional role in preserving cultural traditions as the basic asset of Bali's tourism has put more burden on them. These conditions are likely more evident in Gianyar Regency that has the second most temples and the highest frequency of traditional ceremonies in Bali Province. Because rural women in Gianyar Regency have to allocate a significant portion of their time to prepare traditional ceremonies, they become less reliable informal workers. In this respect, buying ceremonial materials in traditional markets is their resilience strategy by becoming both producers and consumers. This study examines how rural women develop their resilience strategy when they are confronted with modern, large-scale firms that offer similar ceremonial (Upakara) materials and the advancement of the digital era. This research uses a qualitative approach with a case study in Gianyar Regency, Bali Province. The findings show that rural women who have digital access can actively utilize the marketplace and social media to increase their economic resilience. Some marketplaces such as "Swalayan Upakara Bali" help rural women survive. Conversely, women who do not have digital access only survive in traditional markets. This study contributes to the empirical literature on women's work participation as a form of economic resilience and also on economic sociology especially the resilience of Balinese rural women in participating in economic activities and, at the same time fulfilling traditional responsibilities to preserve their cultural traditions.