Determinan Kemauan Membayar (Willingness to Pay) Iuran Jaminan Kesehatan Nasional Pada Peserta Mandiri Di Kota Jambi Tahun 2021

Abstract

This study aims to determine the determinants of willingness to pay national health insurance contributions to independent participants in Jambi City. This study uses a quantitative method with a cross sectional design. The population is all participants of the National Health Insurance (JKN) in 3 sub-districts (East Jambi District, Jambi Market and Jelutung) namely 42,592 participants. The sampling technique used was purposive sampling. The results of this study indicate that there is a relationship between, income, perception of illness and ability to pay contributions with willingness to pay contributions, and there is no relationship between education and the number of family members with willingness to pay contributions.

The Influence of Motivation, Knowledge, and Ability to Pay on Compliance in Paying Premiums for Self-Participants in the National Health Insurance Program in West Lombok Regency

“…This result aligns with a study conducted by Apriani (2021), which states that the determinants of willingness to pay JKN premiums include the ability to pay premiums, including income, expenditures, and family size. These findings also correspond with the findings of Istamayu et al (2022), which suggest a relationship between the ability to pay premiums and the willingness to pay, indicating that higher income influences individuals to become JKN participants and determines their willingness to pay JKN premiums. Individuals with higher income who are willing to pay believe that health is a crucial primary need, and therefore, they see the need for insurance that can be used in case of illness (Istamayu et al, 2022).…”

The Effect of Pandemic in Willingness to Pay (Wtp) for National Health Insurance Monthly Fee as Independent Participants: A Survey in Semarang

“…Apart from other influencing factors such as knowledge (Marzuki et al, 2019;Rohmawati, 2014) and perceptions of the quality of health services (Hildayanti et al, 2021), which were not examined in this study, the results of this study are thought to be caused by the uncertainty in economic conditions, especially during the pandemic era. The increased contribution rates while the economic situation was uncertain will make respondents unwilling to pay more for the JKN membership fee, as shown in the previous study in Jambi City (Istamayu et al, 2022), which showed that income is a determinant factor for the WTP with a p-value of 0,000 (<0,05), especially given the different economic situations faced by the community during and after the pandemic. It can be seen that the majority of respondents objected to an increase in the scenario of increasing JKN contribution rates.…”

Analysis of Factors Influencing the Willingness to Pay BPJS Kesehatan Contributions of Mandiri Participants in the Working Area of Bua Health Center, Luwu District

“…The income received by people certainly differs from one to another, this is due to the different types of work they do. 9,23 Based on the research results, it shows that the majority of independent BPJS Health participants in the Bua Health Center working area, Luwu Regency, who have high income categories, are willing to pay BPJS Health contributions. Meanwhile, the majority of independent BPJS Health participants in the Bua Health Center working area, Luwu Regency, who have low income categories, are not willing to pay BPJS Health contributions.…”

“…The willingness to pay national health insurance contributions according to the time specified for independent participants is the most important component in the health financing system. 9 Based on data from Palopo City BPJS Health in 2022, 74.933 people were registered as independent BPJS Health participants in Luwu Regency. The number of independent BPJS Health participants in Luwu Regency who are in arrears in payment of contributions is based on participant class, namely class 3 as many as 20.956 people, class 2 as many as 4.691 people and class 1 as many as 2.649 people.…”