“…To conclude, managing a modern credit institution is a complex process that requires in-depth analysis of political, socio-economic, socio-cultural, socio-psychological and other factors that determine the unpredictability of changes both within the organization and the external environment. The most significant factors influencing the internal environment of an organization and the nature of modern business processes include the continuous growth of organizational knowledge, high requirements for the quality of organizational processes, and, respectively, for the quality of organizational behaviour and the quality of the organization's human resources [13], [14], [15], [16], [17], [18]. Accordingly, the qualitative changes in the structure of the Russian economy largely depend on the quality of modern business processes in an organization, the quality of human resources, and human capital that will ensure the competitiveness of Russian products and services in the domestic and global markets.…”