Assessing the Profitability of Islamic Banks: The Role of Bank Age and Bank Performance

Haryati, Nik; Burhany, Dian Imanina; Suhartanto, Dwi

doi:10.1088/1757-899x/662/6/062014

Cited by 4 publications

(6 citation statements)

References 5 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…This argument supports the findings of previous study that bank's reputation and long experience in operations will encourage customer trust and loyalty so that the bank can gain market share, both for lending and deposits of third-party funds as indicators of non-financial performance in this study. However, this result was not in line with Haryati et al (2019) study, stated that bank age did not show significant effect towards financial performance, even bank age was an important atribute in firms performance, since it showed management experience in managing the firms. Related to ownership as an indicator of bank characteristic, this result supported the argumentation of Jiang et al (2013), stated that foreign and institutional ownership composition could improve bank efficiency during long period, as there were technology and skill transfer in financial intermediation.…”

Section: Resultscontrasting

confidence: 72%

“…Dealing with bank age, Alshehri (2016), found that a significant effect of bank age towards financial performance in case of increasing market margin, for length operation period will give higher reputation and wider experience facing new changes within business environment of the bank. Contrary to previous result, Haryati et al (2019), stated that longer operation period of the bank do not show significant effect towards financial performance, even though bank age is an important attribute in one firm, as it showed the experience in managing the firm itself. In relation with bank ownership, study of Jiang et al (2013) found that private bank presented improvement of bank performance, as there was changes on the composition of ownership that it will attract foreign investor, to improve long term banking efficiency.…”

Section: Introductioncontrasting

confidence: 87%

See 1 more Smart Citation

Sustainable Banking and Bank Performance

Handajani¹,

Akram²,

Rifai³

2021

Jurnal Ilmiah Akuntansi dan Bisnis

View full text Add to dashboard Cite

This research aims to examine the impact of sustainable banking practices and bank characteristics on bank performance. Structural equation models were used to analyze 11 banks listed on the Indonesia Stock Exchange that published sustainability reports consistently during the periods of 2015–2018. Results indicate that while the internalization of sustainability issues in banking business practices does not have a significant impact on bank performance, the characteristics of a bank, which are reflected by institutional and foreign ownership and bank age, have a significant effect on bank financial and nonfinancial performance. The implications of sustainable banking practices are indicated to gain legitimacy from regulators for the existence of financial entities and meet stakeholder expectations, which in practice require trade-off of interests among stakeholder groups. Keywords: sustainable banking, bank performance, bank characteristic

show abstract

Section: Resultscontrasting

confidence: 72%

Section: Introductioncontrasting

confidence: 87%

Sustainable Banking and Bank Performance

Handajani¹,

Akram²,

Rifai³

2021

Jurnal Ilmiah Akuntansi dan Bisnis

View full text Add to dashboard Cite

show abstract

“…Perceived ease of use refers to the belief regarding using a particular system without significant physical or cognitive exertion. It represents the degree to which an individual believes that employing the system can alleviate the effort required to perform a task (Haryati et al, 2019). In this research, "Perceived Ease of Use" encompasses the following aspects.…”

Section: Perceived Ease Of Usementioning

confidence: 99%

“…Perceived usefulness is a level where a person believes that using a system can improve performance, increasing productivity and effectiveness (Ginting and Marlina, 2017). Haryati et al (2019) explain that perceived usefulness means: "The extent to which a person believes that using a particular system will improve his work performance," which means that a person will believe that a particular system will improve the performance or performance of system users. The phenomena related to the implementation of e-procurement in Indonesia are generally not easy and encounter many obstacles in the implementation stage.…”

Section: Introductionmentioning

confidence: 99%

Factors Influencing the Implementation of E-Procurement With Perceptions of Ease of Use as Mediation Variables

Setyadi,

Prianto,

Pawirosumarto

et al. 2023

JAM

View full text Add to dashboard Cite

Cases of corruption that are increasingly rife in the procurement of goods and services have prompted the government to issue a new policy on the use of the e-procurement system. This system is considered capable of overcoming transparency problems so that it is expected to be able to overcome problems in the procurement of goods and services, so that by implementing this system it is necessary to conduct research on the effectiveness of the implementation of the e-procurement system. This research aimed to determine the effect of system and information quality on the successful use of e-procurement at the Universitas Terbuka, with ease of use as a mediating variable. 357 internal users of the e-procurement system made up the population, and 107 people were selected as a sample based on their strata. Additionally, Smart PLS (Partial Least Square) version 4 is the analytical technique employed. The research results show that there is a significant positive influence between system quality and the success of using e-procurement. Moreover, system and information quality had a positive and significant effect on the ease of use. Information quality did not affect the successful use of e-procurement, while system quality had a positive and significant effect through the ease-of-use mediation variable. Information quality also had a positive and significant effect on the successful use of the e-procurement system through the ease-of-use mediation variable.

show abstract

“…In his research Ubaidillah (2016) and Syakhrun et al, (2019) explains that NPF harms ROA. However, research by Purwasih and Wibowo (2021); Munir (2018); Syah (2018); Sitompul and Nasution (2019) and Haryati et al, (2019) explained that NPF showed a significant influence on the Return On Asset of sharia banks.…”

Section: Introductionmentioning

confidence: 96%

Profitability Analysis of Sharia Commercial Banks in Indonesia

Alam¹,

Mukhlis²

2023

Proceedings of the Ninth Padang International Conference on Economics Education, Economics, Business and Management, Accounting

View full text Add to dashboard Cite

This research aims to analysis the influence of the Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), and Operational Costs and Operating Income (BOPO) on Return On Assets (ROA) that represent the Profitability of Sharia Commercial Banks between the period 2016 to 2020. The method of analysis was employed VECM (Vector Error Correction Model). The results of data analysis show that in the short-term estimation only the Capital Adequacy Ratio and Non-Performing Financing variables significantly affect the ROA of Sharia Banks. On the other hand, other independent variables such as Financing to Deposit Ratio and operating expenses operating income do not significantly affect the ROA of Sharia banks. The results of the longterm estimation of the CAR, NPF, and BOPO variables have a significant effect on the ROA of Sharia commercial banks, and only the FDR variable does not show a significant influence on the ROA of Sharia commercial banks. Furthermore, in the results of the Impulse Response Function in Islamic commercial banks, profitability represented by ROA responds to shocks from the CAR, FDR, NPF, and BOPO variables positively and the Variance Decomposition results in the observation period show that the more dominant in the first period is the ROA variable itself which affect the development of ROA and in the next period is influenced by variations in the dependent variable and other independent variables.

show abstract

Assessing the Profitability of Islamic Banks: The Role of Bank Age and Bank Performance

Cited by 4 publications

References 5 publications

Sustainable Banking and Bank Performance

Sustainable Banking and Bank Performance

Factors Influencing the Implementation of E-Procurement With Perceptions of Ease of Use as Mediation Variables

Profitability Analysis of Sharia Commercial Banks in Indonesia

Contact Info

Product

Resources

About