Analysis of Micro Insurance Models for Fishermans  (Study in Sukabumi and Pangandaran Port)

Rimawati, Rimawati; Kurnia, Tuti; Alhifni, Anas

doi:10.20473/jebis.v5i2.12263

Cited by 4 publications

(6 citation statements)

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“…Microinsurance is an insurance product for low-income people, where this insurance is packaged in simple features and administrative processes, is easy to obtain, at an economical price and is able to provide settlement of compensation as quickly as possible. The majority of farmers are part of low-income communities, so agricultural insurance applies the principle of microinsurance (Augustine et al, 2018;Heenkenda, 2016;Rimawati et al, 2019).…”

Section: Agricultural Microinsurancementioning

confidence: 99%

“…Research concludes that microinsurance can reduce vulnerability among farmers in Nigeria. Proof of the benefits of micro insurance can also be seen with its compact products with affordable premiums and easy to implement for the wider community (Heenkenda et al, 2016;Rimawati et al, 2019). But in reality such agricultural insurance programs have not reached and have not been accessed by some farmers who live in remote areas, one of which is Parungponteng Village, Tasikmalaya Regency.…”

Section: Introductionmentioning

confidence: 99%

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Preparation Training for the Implementation of Agricultural Micro Insurance in the Prosperous Farmers Group, Parungponteng Village, Tasikmalaya Regency

Hidayat

Purwandari

2022

IJRCS

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Agriculture is a form of processing biological natural resources with the help of technology, capital, labor, and management. In Indonesia, agriculture is the main source of livelihood in some areas, one of which is Cibungur village, Parungponteng sub-district, Tasikmalaya district, West Java. With agriculture as the main livelihood in the village, all of these are not spared from the risks that can damage the agricultural sector. With the risks that can occur, there comes a solution to this problem, one of which is insurance. One of the insurance facilities for handling farmer risk is the Agricultural Micro Insurance program, which is expected to provide protection against the risk of uncertainty by providing guarantees for farmers to get working capital for farming from insurance claims. With this insurance, it can also reduce the risks that will occur which may be detrimental in the future. To realize this micro-insurance, we provide guidance to the prosperous farmer cooperative groups to form micro-insurance within the cooperative.

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Section: Agricultural Microinsurancementioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

Preparation Training for the Implementation of Agricultural Micro Insurance in the Prosperous Farmers Group, Parungponteng Village, Tasikmalaya Regency

Hidayat

Purwandari

2022

IJRCS

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“…Keunggulan produk asuransi mikro adalah prosesnya yang cepat dan mudah, baik pada saat mendaftar maupun pada saat mengajukan klaim. Namun asuransi mikro juga memiliki kelemahan mendasar yakni belum terEdukasi dengan baik dan belum begitu dikenal oleh masyarakat luas (Rimawati, Kurnia, & Alhifni, 2019) Asuransi mikro dan manfaatnya juga dapat menjadi alat untuk memperluas perlindungan sosial dalam konteks menyediakan keamanan bagi masyarakat di negara-negara berkembang dan berkontribusi terhadap pengentasan kemiskinan. Secara keseluruhan, strategi dan mekanisme harus memastikan bahwa asuransi mikro tidak didekati secara terpisah, sehingga memaksimalkan dampak.…”

Section: Pendahuluanunclassified

Edukasi Manfaat Asuransi Mikro Bagi Masyarakat Dan Pelaku Umkm Di Komunitas Ibu-Ibu Perumahan Gang Rahayu Banjarmasin

Djaelani¹,

Syaffitri²,

Asyahri³

et al. 2021

PADMA

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Minimnya pengatahuan masyarakat terhadap manfaat asuransi mendorong dilakukannya program pengabdian kepada masyarakat untuk Edukasi Manfaat Asuransi Mikro Bagi Masyarakat dan Pelaku Usaha Mikro Kecil dan Menengah di Komunitas Ibu-Ibu Perumahan Gang Rahayu Banjarmasin. Edukasi ini diikuti oleh 36 orang peserta yang terdiri dari ibu-ibu komunitas di perumahan Gang Rahayu Banjarmasin mulai jam 09.00 sampai dengan jam 12.00 Wita. Untuk lebih menyemangati peserta Edukasi diberikan beberapa souvenir bagi peserta yang beruntung mendapatkannya. Berdasarkan hasil observasi secara langsung kegiatan Pengabdian kepada masyarakat ini telah memberikan manfaat nyata terhadap masyarakat dan pelaku Usaha Mikro Kecil dan Menengah di komunitas ibu-ibu di perumahan Gang Rahayu Banjarmasin. Hasil Edukasi berdampak pada peserta yang sangat antusias mendaftar sebagai peserta asuransi BUNGKESMAS. Metode yang digunakan dalam Edukasi ini adalah dengan pendekatan diskriptif kualitatif dengan melakukan komunikasi yang efektif melaui presentasi, diskusi dan tanya jawab secara langsun yang bersifat informa.

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“…Daily fishermen still have limitations such as working time, type of boat, equipment used, and skills (Rimawati, 2019). Based on this description, a study is needed to determine the effect of daily fishermen's socio-economic (demographic) on catching behavior.…”

Section: Introductionmentioning

confidence: 99%

The correlation between daily fisherman’s demographics and their catching behaviors in Tegal, Indonesia

Alharizmi¹,

Romadlon²,

Yamani³

2022

Int. J. on Social Sci, Econ and Art

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The majority of people in Tegal City work as daily fishermen. However, in the handling process, there are incompatibilities between fish caught quality and wholesaler standards. The causes are lack of experience, knowledge and less training about fish handling. Therefore, it needs to find the correlation between fishermen’s socio-economic (demographic) and their catching behavior. This study uses quantitative methods. The collected data were statistically tested using ANOVA. The results showed income factor has significant correlation with poor fishing technique and fish slime. Departure time has significant correlation with poor fishing technique and wet ice handling. Fish damage percentage has significant correlation with stock of cooling media and fish quality decline. Thise factor is due to the lack of daily fishing capital and catching knowledge. Therefore, it needs cooperation from various parties to facilitate daily fishermen to gain optimal yields.

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Analysis of Micro Insurance Models for Fishermans (Study in Sukabumi and Pangandaran Port)

Cited by 4 publications

References 0 publications

Preparation Training for the Implementation of Agricultural Micro Insurance in the Prosperous Farmers Group, Parungponteng Village, Tasikmalaya Regency

Preparation Training for the Implementation of Agricultural Micro Insurance in the Prosperous Farmers Group, Parungponteng Village, Tasikmalaya Regency

Edukasi Manfaat Asuransi Mikro Bagi Masyarakat Dan Pelaku Umkm Di Komunitas Ibu-Ibu Perumahan Gang Rahayu Banjarmasin

The correlation between daily fisherman’s demographics and their catching behaviors in Tegal, Indonesia

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