Abstract:Financial institutions need to provide technology-based services that facilitate access to information for communities in remote areas. This research aims first, reviewing the use of mobile banking in improving the quality of reporting and expanding the reach of financial services; second, the practice of utilizing mobile banking for Islamic microfinance institutions in Indonesia; third, evaluating the implementation of the Islamic microfinance information system in Indonesia. The research method used in this … Show more
“…A study by Muhammad & Kusuma (2014) reveals that AIS can ease the information system framework arrangement for Islamic Microfinance to support the system's operation and development, which is technically cheaper, more efficient, and easily implemented. Iswanaji (2019) investigates AIS in the banking sector of Islamic Microfinance, in which AIS implementation in Indonesian can positively impact the increasing service of Islamic Microfinance either individually by an accountant or by an organisation. Amran et al (2014) state that implementing Mobile Banking to facilitate AIS based on its ability can broaden the financial service access in Islamic Microfinance because AIS is a device to give information the manager requires to make decisions.…”
Section: Smentioning
confidence: 99%
“…To improve society's access to information, Islamic finance must evolve and thrive via technology-based service platforms (Iswanaji, 2019). Islamic microfinance leverages information technology to give manager-requested data for decision-making and member monitoring (Wibowo, 2020).…”
The COVID-19 pandemic, which hit all business sectors, drives organisations and business units to conduct various sustainable strategies to survive. Entering post-pandemic, financial and non-financial sectors keep adapting to technology, including Islamic Microfinance. Strategic role of Islamic Microfinance encourages the government to issue various policies to help Islamic Microfinance remain sustainable. One of the recommendations to maintain sustainability is empowering Islamic Microfinance infrastructure based on digitalised Accounting Information Systems or Computerized Accounting Information Systems (CAIS). CAIS's effectiveness in some research findings makes Islamic Microfinance independent and financially sustainable, encouraging reducing transaction costs and driving service quality toward target customers. Therefore, CAIS effectiveness in the digital and globalisation era requires information technology based on company characteristics to lead, govern, and judge CAIS operation, which consists of digital-based information quality, system quality, and service quality to achieve Islamic Microfinance sustainability.
“…A study by Muhammad & Kusuma (2014) reveals that AIS can ease the information system framework arrangement for Islamic Microfinance to support the system's operation and development, which is technically cheaper, more efficient, and easily implemented. Iswanaji (2019) investigates AIS in the banking sector of Islamic Microfinance, in which AIS implementation in Indonesian can positively impact the increasing service of Islamic Microfinance either individually by an accountant or by an organisation. Amran et al (2014) state that implementing Mobile Banking to facilitate AIS based on its ability can broaden the financial service access in Islamic Microfinance because AIS is a device to give information the manager requires to make decisions.…”
Section: Smentioning
confidence: 99%
“…To improve society's access to information, Islamic finance must evolve and thrive via technology-based service platforms (Iswanaji, 2019). Islamic microfinance leverages information technology to give manager-requested data for decision-making and member monitoring (Wibowo, 2020).…”
The COVID-19 pandemic, which hit all business sectors, drives organisations and business units to conduct various sustainable strategies to survive. Entering post-pandemic, financial and non-financial sectors keep adapting to technology, including Islamic Microfinance. Strategic role of Islamic Microfinance encourages the government to issue various policies to help Islamic Microfinance remain sustainable. One of the recommendations to maintain sustainability is empowering Islamic Microfinance infrastructure based on digitalised Accounting Information Systems or Computerized Accounting Information Systems (CAIS). CAIS's effectiveness in some research findings makes Islamic Microfinance independent and financially sustainable, encouraging reducing transaction costs and driving service quality toward target customers. Therefore, CAIS effectiveness in the digital and globalisation era requires information technology based on company characteristics to lead, govern, and judge CAIS operation, which consists of digital-based information quality, system quality, and service quality to achieve Islamic Microfinance sustainability.
“…Information technology will easily remove the boundaries of space and time that have been an obstacle to growth in the world of government [ (Dalimunthe & Azhari, 2019). In essence, information technology is a facility that serves as a means to improve the quality of information services that are easier for everyone, (Iswanaji, 2019). An information system that is part of information technology is a very important part of the use of information technology.…”
This study aims to determine the extent to which the personnel information system at the BPSDM of the Ministry of Transportation is running. This is done with the HOT FIT Model approach which tests several things on these variables including technology, Human, and Organization. As a result, the factory has a very large contribution of 63.6%. Based on these results, it can be concluded that the human factory element has a significant role, the thing that can be done is to provide regular training and continue to improve the quality of the Human factory.
“…In essence, information technology is a facility that improves the quality of information services that are easier for everyone (Iswanaji, 2019). Information systems, which are part of information technology, are very important in using information technology (Naibaho, 2017).…”
Introduction: In this modern era, it is undeniable that information technology is one of the main resources in an organization that plays an important role in increasing competitiveness and providing optimal service. Every government organization tries to apply information technology to increase service effectiveness and efficiency. This study aims to prove the extent to which the BPSDMP (Human Resources Development Agency for Transportation) staffing information system uses the HOT-FIT Model approach. Methods: This study uses a research approach with model evaluation methods. The research involved 62 employees at the Ministry of Transportation's BPSDMP. The data analysis technique used in this study is to use validity test, reliability test, classic assumption test and research hypothesis test. Result: The results show that the BPSDMP Personnel Information System is dominated by human factors with a correlation coefficient value of 0.636, then an organizational correlation coefficient of 0.619 and a technology correlation coefficient of 0.589. Conclusion: in this study, the components of human, organizational and technological factors, together with net benefits, have a coefficient of determination of 56.4%.
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