Analisis Faktor-Faktor Yang Mempengaruhi Keputusan Generasi Milenial Terhadap Minat Beli Produk Asuransi Jiwa Syariah

Irfan, Raudhatul jannah; Ashal, Farid Fathony; Aulia, Riza

doi:10.22373/jihbiz.v2i1.8578

Cited by 4 publications

(7 citation statements)

References 0 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…Religiosity is a provision or a necessity that must be carried out, functions as a binder and strengthens a person or group of people concerning God, fellow humans and the environment (Irfan et al, 2020).…”

Section: Methodsmentioning

confidence: 99%

See 1 more Smart Citation

How are Muslims Interested in Using Sharia Insurance? Empirical Study of Karanganyar Community in Indonesia

Jannah,

Sukardi

2023

etihad

View full text Add to dashboard Cite

Introduction: Indonesia is a densely populated country where most of the population is Muslim. These conditions, such as Sharia insurance, can be an excellent opportunity for the Sharia sector. However, in general, the development of the sharia sector is not as significant as the development of conventional finance. Research Methods: This study is quantitative. Used in this research is the descriptive quantitative method. The number of samples in this study was 83 respondents. Respondents in this study were the Muslim community of Karanganyar. The sampling technique used is probability sampling, namely, giving questionnaires to respondents. The tests used to prove and analyse the data are validity, reliability, classical assumption, model determination, multiple linear regression, F-test, and t-test. Results: This study approves that religiosity, knowledge, income, and promotion positively affect the Muslim community's interest in using Sharia insurance in Karanganyar community, Central Java, Indonesia. Conclusion: Religiosity and promotion positively and significantly affect the Muslim community's interest in using Sharia insurance. Knowledge and income do not positively affect the Muslim community's interest in using Sharia insurance.

show abstract

Section: Methodsmentioning

confidence: 99%

“…Promotion is an activity carried out to influence consumers in the hope that they know about the products offered by the company and afterwards feel interested and then decide to buy products (Irfan et al, 2020).…”

Section: Burden Borne Promotion (X4)mentioning

confidence: 99%

How are Muslims Interested in Using Sharia Insurance? Empirical Study of Karanganyar Community in Indonesia

Jannah,

Sukardi

2023

etihad

View full text Add to dashboard Cite

show abstract

“…Risiko merupakan kemungkinan terjadinya suatu hal yang tidak diinginkan terjadi yang menimbulkan kerugian. (Irfan et al, 2020). Di Indonesia terdapat suatu lembaga yang dapat membantu menjamin dan atau proteksi atas risiko yang ditimbulkan yakni asuransi.…”

Section: Pendahuluanunclassified

“…Berdasarkan hasil tersebut penelitian ini tidak selaras atau berbeda dengan penelitian sebelumnya yang dilakukan oleh (Jalaluddin, 2018) yang menyatakan religiusitas memiliki pengaruh signifikan dalam keputusan pemilihan asuransi jiwa selanjutnya penelitian yang dilakukan oleh (Irfan et al, 2020) menyebutkan bahwa variabel religiusitas berpengaruh signifikan terhadap minat generasi milenial membeli produk asuransi syariah. Kemudian pada penelitian yang dilakukan oleh (Rahmia, 2020) mengutarakan bahwa variabel religiusitas berpengaruh signifikan terhadap minat masyarakat dalam memilih asuransi berbasis syariah.…”

unclassified

Pengaruh Literasi Asuransi, Religiusitas, dan Kualitas Pelayanan terhadap Minat Generasi Milenial Menggunakan Asuransi Syariah

Pramudya¹,

Rahmi²

2022

JIEFeS

View full text Add to dashboard Cite

Risk is something that cannot be predicted when it occurs and can cause a loss. Efforts to protect yourself become a necessary action to minimize the losses incurred. The millennial generation's concern for insurance is still lacking and tends to be more concerned with lifestyle than efforts to protect themselves by having insurance. This study aims to analyze the effect of insurance literacy, religiosity, and service quality on the millennial generation's interest in using sharia insurance. This study uses a quantitative approach, by collecting primary data taken through a questionnaire instrument with a total sample of 148 respondents. The data analysis technique used regression analysis with SPSS analysis test tool. The findings of this study indicate that the variables of insurance literacy, religiosity and service quality have a significant effect on the millennial generation's interest in using sharia insurance. Furthermore, partially found in this research that the religiosity variable has no effect on the millennial generation's interest in using sharia insurance. This research is expected to contribute to providing an overview of the relationship between insurance literacy, religiosity and views on service quality in the sharia insurance industry in increasing the sharia insurance market, especially among millennials. AbstrakRisiko merupakan hal yang tidak dapat diprediksi kapan terjadi dan dapat menimbulkan sebuah kerugian. Upaya memproteksi diri menjadi sebuah tindakan yang diperlukan guna meminimalisir kerugian yang ditimbulkan. Kepedulian generasi milenial terhadap asuransi dirasa masih kurang dan cenderung lebih mementingkan gaya hidup daripada upaya memproteksi diri dengan memiliki asuransi. Penelitian ini bertujuan untuk menganalisis pengaruh literasi asuransi, religiusitas, dan kualitas pelayanan terhadap minat generasi milenial dalam menggunakan asuransi syariah. Penelitian ini menggunakan pendekatan kuantitatif, dengan menghimpun data primer yang diambil melalui instrumen kuesioner dengan jumlah sampel sebanyak 148 responden. Teknik analisis data menggunakan analisis regresi dengan alat uji analisis SPSS. Temuan penelitian ini menunjukkan bahwa variabel literasi asuransi, religiusitas dan kualitas pelayanan berpengaruh signifikan terhadap minat generasi milenial menggunakan asuransi syariah. Selanjutnya secara parsial ditemukan dalam penelitan ini bahwa variabel religiusitas tidak berpengaruh terhadap minat generasi milenial menggunakan asuransi syariah. Penelitian ini diharapkan dapat berkontribusi dalam memberikan gambaran mengenai keterkaitan literasi asuransi, religiusitas serta pandangan terhadap kualitas pelayanan pada industri asuransi syariah dalam meningkatkan pasar asuransi syariah, khususnya di kalangan milenial.

show abstract

“…Financial behavior is related to managing and using the financial resources available to humans [4]. In other words, financial behavior is concerned with the practice of managing and using one's financial resources, such as budgeting, saving money, managing expenses, investing on time, and paying commitments [6].…”

Section: Introductionmentioning

confidence: 99%

Analysis Of The Impact Of Financial Literacy And Financial Behavior On Millennials' Investment Decisions

Hani

Rosdiana

Hudaya

2021

JOMBI

View full text Add to dashboard Cite

This study aims to examine the impact of the financial literacy qualitative method and use a descriptive, comprehensive way of static analysis. The data used are primary data obtained by questionnaire techniques on 100 respondents millennials aged 18-39 years. The data is analyzed using Multiple Linear Regression Analysis. Instrument testing uses validation and reliability testing. The results show that financial literacy and financial behavior had a significant positive impact on millennial investment decisions. Keywords: Financial Literacy, Financial Behaviour, Investment Decisions

show abstract

Analisis Faktor-Faktor Yang Mempengaruhi Keputusan Generasi Milenial Terhadap Minat Beli Produk Asuransi Jiwa Syariah

Cited by 4 publications

References 0 publications

How are Muslims Interested in Using Sharia Insurance? Empirical Study of Karanganyar Community in Indonesia

How are Muslims Interested in Using Sharia Insurance? Empirical Study of Karanganyar Community in Indonesia

Pengaruh Literasi Asuransi, Religiusitas, dan Kualitas Pelayanan terhadap Minat Generasi Milenial Menggunakan Asuransi Syariah

Analysis Of The Impact Of Financial Literacy And Financial Behavior On Millennials' Investment Decisions

Contact Info

Product

Resources

About