Analisa Permasalahan Baitul Maal Wat Tamwil (BMT) melalui Pendekatan Analytical Network Process (ANP)

Zulkifli, Zulkifli; Hamzah, Zulfadli; Hamzah, Hamzah

doi:10.25299/al-hikmah:jaip.2016.vol13(1).1162

Cited by 8 publications

(8 citation statements)

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“…This study develops a strategy to optimize the intermediary function of zakat institutions in the management of zakat collection and distribution based on ZCP through the analytical networking process (ANP) approach. The ANP method helps researchers to see the relationship between level of complex decisions and their attributes (Zulkifli et al, 2018). The findings show that lack of information on Mustahik's needs and the development of an empowerment program for Muzakki, and the low motivation and ability of Mustahik to develop are the top priority issues.…”

Section: Introductionmentioning

confidence: 99%

Optimizing zakat governance in East Java using analytical network process (ANP): the role of zakat technology (ZakaTech)

Widiastuti

Cahyono

Zulaikha

et al. 2021

JIABR

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Purpose This study aims to formulate a strategy for optimizing zakat governance in zakat institutions in East Java Province by identifying priority problems, creating solutions and developing strategies. Design/methodology/approach This qualitative research uses the analytical network process method. Ten respondents representing practitioners, academics, associations and regulators were selected for their expertise in zakat governance. The data were processed using Super Decision software program and Excel. Findings Priority issues in optimizing zakat governance found in this study are lack of information on Mustahik’s needs and development to Muzakki and the low motivation and ability of Mustahik to develop. Improving the quality and capacity of Amil’s, especially in the technological aspect, is a priority solution. The priority strategy considers intensification (by developing Amil’s ability to use technology) and extensification (by increasing Amil’s numbers who master technology). Practical implications The results highlight the urgency of increasing Amil’s capacity and capability in technology-based zakat management. Zakat institutions need to prepare for management’s transformation toward zakat technology as one of the priorities in optimizing zakat governance. Originality/value Problems, solutions and strategies for optimizing zakat governance are collected by connecting it to the Zakat Core Principles, namely, the ninth principle of collection management and the tenth principle of distribution management. Further, for identifying problems, solutions and strategies, four aspects must be considered of Amil, Muzakki, Mustahiq and other supporting elements to present better policies to optimize zakat governance.

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Section: Introductionmentioning

confidence: 99%

Optimizing zakat governance in East Java using analytical network process (ANP): the role of zakat technology (ZakaTech)

Widiastuti

Cahyono

Zulaikha

et al. 2021

JIABR

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“…As a non-bank Islamic financial institution with social goals, BMT can increase household income, family education, and the progress of community businesses through economic empowerment (Rokhman, 2013). The research results from Rusby & Hamzah (2016) also show that the establishment of BMT positively affected the development of the people's economy that tried to escape poverty and unemployment. In addition, Ridwan (2013) also argues that BMT is a non-bank financial institution as an integrated independent business centre bayt al-mal wa at-tamwil.…”

Section: The Role Of Baitul Maal Wat Tamwil In Empowering Msmesmentioning

confidence: 96%

“…Initially, BMTs could be formed and established on local community leaders' initiative and initial capital based on an Islamic economic system that upholds safety, justice, peace and prosperity (Sholihin, 2010). Rusby & Hamzah (2016) explained that BMT is a small financing institution that operates using a combination of the "Baitul Maal" and "Baitul Tamwil" concepts with targets and targets in the small business sector. BMT is a simple Islamic financial institution activating increased development of community economic activities based on sharia laws in every activity and activity (Djayussma, 2015).…”

Section: Baitul Maal Wa Tamwilmentioning

confidence: 99%

The Role of Baitul Maal wat Tamwil in Empowering Msmes in Indonesia: a Study of Indonesian Islamic Microfinance Institutions

Anwar¹,

Ridlwan²,

Wakhidah³

2023

J. Professional Business Review

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Purpose: This study aims to determine the problems in Baitul Maal Wat Tamwil (BMT) in empowering the economy of the ummah in Indonesia. Theoretical framework: The main topics discussed are the concept and systematics of Baitul Maal Wa Tamwil, the role of BMT in the economic empowerment of MSMEs and people experiencing poverty, and the problems BMT faces. Design/methodology/approach: This study uses a descriptive qualitative method that conveys data verbally and emphasizes contextual issues. Data were obtained from 24 BMT managers spread across East Java. Findings: The results of this study confirm that there are various problems perceived by BMT, including a lack of understanding of sharia economics owned by managers, DPS and members, limited capital, low participation of the general public, BMT regulations, existence, weak entrepreneurship skills of members, lack of sense of ownership of BMT presence, and implementation techniques and management that are not optimal. Research, Practical & Social implications: This research contributes to classifying the problems that are currently occurring in several BMTs in East Java so that evaluations in several sectors can be identified that must be improved in order to optimize the role of the BMT in helping marginal communities to be free from poverty. Originality/value: This research classifies the problems of BMT in Indonesia, not only discussing it from an economic perspective but this research also discussing BMT regulations.

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“…Pesatnya perkembangan BMT, menjadikan BMT berperan penting di masyarakat, terutama bagi masyarakat berpenghasilan rendah. Pendirian BMT juga berdampak positif bagi ekonomi yang berupaya mengurangi pengangguran dan kemiskinan yang merupakan masalah besar bagi negara (Zulkifli, 2018). Namun ketiadaan regulasi yang spesifik untuk mengatur Baitul Maal wat Tamwil (BMT), mengakibatkan posisi Baitul Maal wat Tamwil (BMT) dikepung sejumlah regulasi umum yang harus dipatuhi (Arafat, 2020).…”

Section: Pendahuluanunclassified

Analisis Problematika Manajemen Sumber Daya Insani Pada BMT Al-Furqon Padang Sibusuk (Studi Analisis Melalui Pendekatan Analytical Network Process)

Ramadhani

Rizal²,

Pasrizal³

2022

JTM

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BMT Al-Furqon Padang Sibusuk yang dalam tahap perkembangan dalam hal manajemen sumber daya insani merupakan masalah pokok dalam penilitian ini. Menemukan problematika manajemen sumber daya insani di BMT Al-Furqon Padang Sibusuk dan berbagai faktor penyebabnya dengan menggunakan Analytic Network Process (ANP) merupakan tujuan dari penelitian ini. Hasil penelitian ini menunjukkan bahwa pada BMT Al-Furqon Padang Sibusuk, problematika manajemen sumber daya insani terdiri dari problematika perencanaan SDI, rekrutmen dan seleksi, pelatihan dan pengembangan, penilaian kinerja SDI serta problematika kompensasi. Kemudian faktor penyebab problematika tersebut yaitu dari sisi perencanaan SDI adalah perubahan lingkungan eksternal seperti sosial ekonomi dan pandemi Covid-19. Dari sisi rekrutmen dan seleksi yaitu masalah biaya pelaksanaan. Dari sisi pelatihan dan pengembangan yaitu BMT masih dikategorikan sebagai LKM yang harus berbadan hukum koperasi. Dari sisi penilaian kinerja SDI yaitu kurangnya monitor dari kepala yayasan BMT Al-Furqon Padang Sibusuk. Dari sisi kompensasi yaitu kurangnya tanggung jawab kerja, kehadiran dan kedisiplinan karyawan. Selanjutnya hasil Analytic Network Process (ANP), diperoleh masalah prioritas adalah masalah kompensasi dengan angka kesepakatan sebesar 0,244. Kemudian solusi prioritas yaitu solusi kompensasi dengan angka kesepakatan 0,246. Selanjutnya strategi prioritas yaitu strategi peningkatan kompensasi dengan nilai 0,391.

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Analisa Permasalahan Baitul Maal Wat Tamwil (BMT) melalui Pendekatan Analytical Network Process (ANP)

Cited by 8 publications

References 0 publications

Optimizing zakat governance in East Java using analytical network process (ANP): the role of zakat technology (ZakaTech)

Optimizing zakat governance in East Java using analytical network process (ANP): the role of zakat technology (ZakaTech)

The Role of Baitul Maal wat Tamwil in Empowering Msmes in Indonesia: a Study of Indonesian Islamic Microfinance Institutions

Analisis Problematika Manajemen Sumber Daya Insani Pada BMT Al-Furqon Padang Sibusuk (Studi Analisis Melalui Pendekatan Analytical Network Process)

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