Investigating Meat Milling Business in Yogyakarta: A Maqâshid al-Syarî‘ah Perspectives. This article aims to investigate the meat milling business process in the light of maqâshid al-syarî‘ah perspectives. The ttopic arises due to some past cases related to the mixed process of meat milling of lawful and unlawful meat in the industry, while the demand on the meat milling business is pretty high according to the BAPPENAS Yogyakarta data. Lacking on supervision has threatened consumer protection and deviates from the sharia injunctions. Maqâshid al-syarî‘ah being consider as the basis of sharia compliances that serves to understand the purposes of sharia laws in the daily life in the form of prohibitions and injunctions. Qualitative method and content analysis is conducted to interpret 7 meats milling local shop owner responds regards the manifestation of maqâshid al-syarî‘ah in their business. It can be concluded that the implementation of maqâshid al-syarî‘ah of meat milling business in Yogyakarta on the level of input, process and output has been implemented accordingly. Although there are several cases of respondent that did not abide by the Islamic laws, but most of the businessman are. Halal logistic and supply chain is needed to become the insurance party of the legal aspect of business and also as the milestone of expanding the local meat milling to compete with the bigger competitor such as supermarket.
Objective - The objective of this paper is to unfold the nature of excessive behavior in the Islamic economics framework. Methodology/Technique - This is a library research based on the various studies that specifically discuss excessive behavior and Islamic consumer behavior. The study uses a rating system to identify the relevance of content to the study and analyze content analysis. Findings - The nature of excessive behavior is condemned by Islam and is fully agreed upon by Muslim scholars. The extent of excessive behavior is not limited to certain levels of consumption. The Muslim consumer may unaware of doing the practice under the influence of a particular setting, where the pleasure of the practice is felt temporarily. Novelty - This study clarifies the terminology and nature of excessive behavior, which is unclear in previous studies conducted by Muslim scholars. Type of Paper: Review. Keywords: Excessive Behavior; Islamic Economics; Consumer Behavior; Miscellaneous. JEL Classification: A13, D01, P40, Y80 DOI: https://doi.org/10.35609/jber.2019.4.1(6)
An interest of individual preferences which can be represented in numerical ways known as the utility. While others stated it as a matter of subjective feeling that being felt in order to pursue and to maximize the certain level of satisfaction and personal well-being. According to neoclassical theory, this happened due to the contraction consumer preferences between things/products/services that available in the market. Furthermore, the ultimate ends that have been proposed are that the industry/market is spiritually neutral. On the other hand, some of Muslim scholars argue that spiritual or religious values are what defines an individual as a human, while all conducted of consumption is abide by ethics and religious values, which will not forsake others for personal gains. The integration of religious aspect in pursuing of maximization of utility is known as maslahah (i.e. well-being). A further discussion that arises is in Islamic economics framework, does individual orients solely to maximize their utility, even in the sense of maslahah is considered. Neoclassical claims that to interpret the utility, there are two headings is considered, they are prediction approach and prescription approach. The debate on neoclassical and Islamic economics perspectives might contradict one to another, but none of it is at absolute truth, the theory itself is still developing due to different assumptions and circumstances that present at that time. Furthermore, the revisiting theory of maqasidh al-sharia (i.e. the objective of Islamic Laws) also provides a different point of view regarding the debatable utility between neoclassical and Islamic economics. In pursuance of better understanding of utility, this article aims to redefine the consumer utility in Islamic economics framework. It can be concluded that the definition of utility under Islamic perspective as the act to seek self-actualization of benefit which collide to the benefit of others in pursuing of enhancement of dual dimensions objectives of present and hereafter. A strong point that being found that in order to maximize the utility/maslahah must consider the possibility of misleading the genuine motive of utility, which is not adjusting it under social pressures. The misleading act of such is categorized as the act of falsification of preferences.
The Indonesian Sharia Bank merger policy is a major momentum in the development of Islamic banking and finance in Indonesia. This study aimed to determine the impact of the merger policy of Bank Syariah Indonesia on work ethic. By using qualitative research methods, this study seeks to carefully describe the impact of the merger of Bank Syariah Indonesia on the work ethic of BSI employees in the Megamas Boulevard area of Manado. The findings of this study reveal that BSI's merger policy has a positive impact on several aspects of the 6 out of 8 professional work ethos mentioned by Johnson, Mr. Ethos in Indonesia, namely in the aspect of Work is Trust, Work is Actualization, Work is Art, Work is Honor, Work is a Call, and Work is Service. This certainly indicates that the merger policy carried out by BSI has resulted in increased interest, enthusiasm, and work ethic among employees at BSI Megamas Boulevard Manado. The other 2 ethos, namely Work is Grace and Work is Worship, did not significantly impact changes related to the work ethic of BSI employees. So it can be concluded that the overall merger policy of Bank Syariah Indonesia has a positive impact on the work ethic of BSI employees in Megamas Boulevard Manado.
The Indonesian government has issued an innovative Islamic philanthropy-based sharia investment product in the form of Cash Waqf Linked Sukuk (CWLS). This study aims to: (1) Analyze the level of public understanding of CWLS. (2) Provide solutions to improve community literacy related to CWLS. (3) Provide a digital platform design that makes it easier for the public to access information and to buy CWLS products. The research method used is descriptive qualitative. Sources of data are primary data obtained from a questionnaire of 101 millennial Muslim samples in Yogyakarta and secondary data obtained from literature studies. The results of the study are (1) the understanding of the Muslim community in Yogyakarta regarding CWLS is still very low at 17.8%. (2) the use of social media and influencers to increase public literacy related to CWLS products. (3) Click CWLS as a digital platform that is integrated in Islamic banking mobile banking to access information about CWLS and to buy CWLS products easily and practically. Keywords: Cash Waqf Link Sukuk; Literacy; Digital Platform
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