Asuransi sebagai perjanjian antara perusahaan asuransi dengan pemegang polis dalam pelaksanaannya seringkali terjadi perselisihan yang berujung pada sengketa yang tidak dapat diselesaikan melalui internal dispute resolutions. Sehingga diperlukan upaya lain untuk menyelesaikan sengketa tersebut baik melalui jalur litigasi atau non-litigasi dengan melalui lembaga alternatif penyelesaian sengketa. POJK 61/POJK.07/2020 menjadi dasar bagi LAPS SJK menjalankan tugas sebagai lembaga alternatif penyelesaian sengketa di sektor jasa keuangan Indonesia. Dalam penelitian ini dibahas mengenai penyelesaian sengketa perasuransian melalui LAPS SJK dengan menggunakan metode penelitian yuridis normatif yaitu penelitian hukum yang dilakukan dengan meneliti bahan pustaka dan menelaah peraturan perundang-undangan yang berkaitan dengan permasalahan. Terdapat dua layanan yaitu mediasi dan arbitrase yang dapat dipilih oleh para pihak untuk menyelesaikan sengketa perasuransian yang terjadi.
The Covid-19 pandemic has negatively impacted economic conditions, health, and social activities of the community. This study elaborated on two things. First, the legal aspects of handling the Covid-19 Pandemic. Second, it outlines the aspects of institutions involved in handling the Covid-19 Pandemic. The results of this study show that the legal aspects of the Government in dealing with the Covid-19 Pandemic are through Law No. 2 of 2020. In this regulation, at least two main things are regulated, namely the legal protection of members of the Financial System Stability Committee (KSSK) from lawsuits in exercising their authority and exceeding the deficit limit of 3 percent of GDP, furthermore, regarding institutions involved in handling the Covid-19 Pandemic, it is necessary to strengthen institutions. In this case, the institution in question is included in the KSSK members, because of its large authority in handling the Pandemic, especially for national economic recovery, as well as large state budget allocations. The strengthening efforts that can be done are First, amendments to Law No. 2 of 2020, especially regarding the protection of the KSSK against claims and exemptions from state financial losses. Second, the issuance of a PERPPU on supervision and reporting of financial responsibility for handling the Covid-19 Pandemic. Through these institutional strengthening efforts, it is hoped that the handling of the Pandemic, especially in the context of national economic recovery, can run optimally.
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.