<p>Penelitian ini bertujuan untuk mengetahui tingkat kesehatan bank melalui metode RGEC terhadap nilai perusahaan perbankan yang listed di BEI tahun 2016-2020. Nilai Perusahaan diukur oleh price to book value, sedangkan untuk tingkat kesehatan bank diukur oleh Risk Profile (non performing loan), Good Corporate Governance (komposisi komisaris independen), Earnings (return on aset) dan Capital (capital adequacy ratio). Penelitian ini mempergunakan metode deskriptif dan verifikatif dengan pendekatan kuantitatif. Pengambilan sampel yang dipergunakan ialah metode purposive sampling dengan sampel yaitu 12 perusahaan dari 43 populasi perusahaan perbankan yang listed di BEI tahun 2016-2020. Dengan hasil yaitu secara parsial Non Performing Loan (NPL) tidak berpengaruh kepada nilai perusahaan, Good Corporate Governance (komposisi komisaris independen) tidak berpengaruh kepada nilai perusahaan, sedangkan Return on Asset (ROA) berpengaruh kepada nilai perusahaan, begitu pula dengan Capital Adequacy Ratio (CAR) berpengaruh kepada nilai perusahaan. Sedangkan secara simultan variable NPL, GCG, ROA dan CAR berdampak kepada nilai perusahaan.</p><p>Kata kunci : Non Performing Loan (NPL); Good Corporate Governance (GCG); Return on Asset (ROA); Capital Adequacy Ratio (CAR); Nilai Perusahaan</p>
The purpose of this research is to determine influence mudharabah financing (X1), musyarakah financing (X2) and non performing financing (X3) on profitability (ROA) (Y) at Bank Pembiayaan Rakyat Syariah (BPRS) in West Java for the 2017 -September 2020 period. The population in this study were all Bank Pembiayaan Rakyat Syariah (BPRS) in West Java reistered with Otoritas Jasa Keuangan (OJK) for the 2017 -September 2020 period. The sample of this research is 3 BPRS from 28 population using purposive sampling method. The analytical method used is Multiple Linear Regression. The results of this research indicate that partially mudharabah and musyarakah have not effect on profitability (ROA), while non performing financing (NPF) variables has a negative and significant effect on profitability (ROA). Simultaneously there is an influence between mudharabah, musyarakah and non performing financing on profitability (ROA) together.
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