The bank's business activities must be carried out in a more administrative nature and prioritize procedural aspects. BUMN / BUMD banks in providing credit to prospective debtors must follow the standards and standard mechanisms that apply within the bank itself or the Standard Operational Procedure (SOP), for that it is then required to comply with standards to arrive at a credit decision. The bank functions as a financial intermediary (intermediary financial) between parties with excess funds (surplus of funds) and parties requiring funds (deficit of funds). The main function of the bank is to mobilize public funds appropriately and quickly channel them to effective and efficient use or investment. A function like this is a "blood flow" for the economy and an increase in the standard of living. Without trust, this function will not work. Credit assessment is an activity carried out by credit analysts to assess whether credit to be given to debtors can be carried out. Assessment for consumptive credit is based only on the amount of salary earned in installments plus interest and the maximum will be determined at the amount of income.
Indonesia is a country where most of its territory consists of oceans with a population whose development continues to increase and can be expressed in meeting the needs of life, especially in coastal areas, such as fishermen who live in coastal areas generally using a source of life from the marine and fisheries sector. Indonesia as an archipelagic country surrounded by oceans has a strategic position and extraordinary potential with territorial waters, both archipelagic waters and inland waters. In addition, the Indonesian seas also include the sea waters of the Exclusive Economic Zone (EEZ). The economic loss caused by the practice of illegal fishing does not only result in loss of state revenues but also loss of opportunities for catching fish by Indonesian fishermen. If examined more deeply, it can be said that illegal fishing causes a lot of losses, not just counting how many fish have been stolen, but the impact is even wider, the financial burden is borne by the state, such as fuel subsidies (BBM) which are ultimately enjoyed by ships. -illegal vessels, reduced non-tax revenue (PNBP), reduced Indonesian fishermen's job opportunities, because illegal vessels are foreign ships that use their own crew (ABK), catches are generally brought directly abroad (country from ships), threats to the sustainability of fish resources because catches are not detected, both in type, size and quantity.
Penyuluhan Hukum tentang larangan lesbian, guy, biseksual transgender (LGBT) diIndonesia berdasarkan hukum Islam dan HAM di Sekolah Madrasah Aliyah Negeri, Kecamatan Kabanjahe, Kabupaten Karo. Berdasarkan hasil penyuluhan ini dapat diketahui bahwa pandangan Hukum Islam terhadap LGBT adalah hukumnya haram, bagi homoseksual apabila pelaku adalah muhshan (sudah menikah) maka di hukum rajam, apabila pelaku gair muhshan (belum menikah) maka dicambuk sebanyak 100 kali dan diasingkan selama 1 tahun. Bagi lesbian hukumannya adalah ta’zir yaitu diserahkan kepada penguasa atau pemerintah. Dan bagi biseksual dan transgender hukumannya sesuai dengan dalil yang artinya “Allah melaknat laki-laki yang menyerupai perempuan dan perempuan yang menyerupai laki-laki”. Adapun menurut pandangan HAM, semua Negara mengakui dan menjunjung tinggi hak asasi manusia dan kebebasan dasar manusia sebagai hak yang secara kodrati melekat dan tidak terpisah dari manusia yang harus dilindungi, dihormati, ditegakkan demi peningkatan martabat kemanusiaan, kesejahteraan, kebahagiaan dan kecerdasan serta keadilan. Termasuk larangan diskriminasi, kebebasan beragama, kebebasan berbicara, kebebasan berserikat dan berkumpul dan hak atas privasi. Negara dapat menegakkan hak-hak sipil langsung kepada hakim, selain itu ada hak sosial seperti hak atas perumahan, jaminan sosial, kesehatan, pendidikan dan pekerjaan. Di Indonesia, kaum LGBT juga mendapat perlindungan hak asasi mereka dalam bentuk jaminan kesehatan untuk bisa sembuh dari penyakitnya. Maka bukan HAM dalam pengakuan atau melegalkan terhadap orientasi seksual LGBT yang menyimpang.
Indonesia is one of signatory member of the United Nations Convention on the Rights of the Children, which requires the State to guarantee that no children may suffer torture or other cruelty, whether it is humane action or degrading treatment or punishment. Protection of children in criminal cases is categorized as special protection that requires special treatment in handling the cases.Decency crimes generally lead to condemnation from the community; it especially comes from parents that happen to girls and boys, regarding the crime of rape, obscene acts, pedophiles and others. The arrangements that can be imposed on perpetrators prior to the existence of special laws governing pedophiles namely articles 289, 290, 292, which are regulated in the Criminal Code and articles 81, 82 and article 76D which are regulated in Law No. 16 of 2017 on the amendment of Law No. 23 of 2002 concerning children protection.In law No. 17 of 2016 amendment to Law No. 23 of 2002 concerning child protection, it is stated in law No. 16 of 2017 enhances the sanctions for the child sexual violence perpetrators, namely by chemical castration or injection of chemical liquids and installing chips as electronic detection devices. Such actions will be punished within a maximum period of two years and it is implemented after the convict is serving a basic sentence. Perpetrators may also be subject to additional penalties in the form of announcements of the perpetrator's identity because the actions and additional penalties are excluded for the child perpetrators . Keywords : Child, Decency Crime, Pedophile, Chemical Castration Punishment,
Tindak kekerasan dalam masyarakat sebenarnya bukan suatu hal yang baru. Berbagai pendapat, persepsi dan definisi mengenai kekerasan dalam rumah tangga berkembang dalam masyarakat, kekerasan dalam rumah tangga biasanya menimpa istri atau anak, sebab wanita dianggap sebagai kaum yang lemah, Upaya normatif dari negara untuk mencegah terjadinya kekerasan terhadap perempuan, dilanjutkan dengan dikeluarkannya Undang Undang No. 23 Tahun 2004 tentang Penghapusan Kekerasan Dalam Rumah Tangga, yang secara tegas dan luas merumuskan kekerasan dalam rumah tangga sebagai suatu tindak pidana. Mengingat banyaknya kasus yang terjadi terhadap kekerasan dalam rumah tangga pada saat ini dan juga kejamnya tindakan yang dilakukan terhadap korban maka, kepentingan korban sangat perlu diperhatikan. Perlindungan hukum terhadap korban kekerasan dalam rumah tangga khususnya istri maupun anak, diperlukan juga suatu pemulihan korban, yang mengalami suatu penderitaan baik itu secara kekerasan fisik, psikis, seksual, maupun penelantaran rumah tangga. Maka disusunlah PP No.4 Tahun 2006 tentang Penyelenggaraan Dan Kerjasama Pemulihan Korban Kekerasan Dalam Rumah Tangga
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