Mountain regions are natural boundaries and, in most cases, they are characterized by a fragmentation of ethnic composition and are places of contact between countries. Currently, national parks and reserves have been created in the border mountain areas. Touching within the state border, they require special attention for their sustainable development. In Central Asia, one of these regions is the Altai. In these areas, some specially protected natural territories were created as part of the World Heritage reserve, to preserve the nature, culture, traditions, and archeology of the four states. Studies of this area have revealed possible options for the development of cross-border tourism. This requires a coordinated policy on tourism management in cross-border destinations and the development of cross-border tourism. The results of the study made it possible to carry out functional zoning of the cross-border territory, develop a network of tourist routes and make recommendations on the creation of border crossings, as well as on the development of tourist infrastructure.

Ключевые слова: инвестиционная привлекательность, инвестиции, регион, инвестиционная привлекательность региона, устойчивое развитие региона.Авторами представлена актуальность исследования инвестиционной привлекательности регионов Российской Федерации. В исследовании проведен анализ существующих трактовок категории «инвестиционная привлекательность региона». Установлено, что на сегодняшний день не существует единой универсальной методики оценки привлекательности территории. Проведен анализ категории «инвестиционный климат». Авторами доказано, что инвестиционная привлекательность присутствует только на территориях с благоприятным инвестиционным климатом. Обзор существующих интерпретаций позволил сформулировать авторское определение понятию «инвестиционная привлекательность» региона. В статье представлен анализ наиболее популярных существующих методик для оценки инвестиционной привлекательности субъектов Российской Федерации.Keywords: investment attractiveness, investment, region, investment attractiveness of the region, sustainable development of the region.

Unfortunately, nowadays corruption is one of the main problems of developing countries. High level of corruption offences badly hits the prestige of the country and reduces the level of trust in government. One of the hardest spheres in terms of combating corruption is the banking sector, because the banking system collides with the most complicated forms of corruption. It is the fact that banking assets in monetary terms are close to the country's GDP, which potentially makes the banking sector attractive to corrupt officials. In this regard, the study of the specifics of the occurrence of corruption risks in the banking sector, as well as strategies and approaches to their elimination, requires thorough checks in all its areas of activity. Drawing up an effective strategy will significantly minimize the risks of corruption and achieve more transparent and efficient banking sector, which in the future, of course, will affect the quality of the services provided by the bank. Therefore, the strategy of building an effective banking sector should be a priority for developing countries, because these countries more often face with corruption risks.

Significant regional differentiation by socioeconomic development levels is observed today, specifically, in terms of the volume of incoming investment determined by the investment attractiveness of a region.

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