This paper examines the impact of microcredit on poverty reduction, controlling for income and its distribution, employment, inflation rate and education, in 11 developing countries in southeast Asia. Static and dynamic panel data models were used in the growth-poverty model initially suggested by Ravallion (1997), with data from 2007 to 2016. The results indicate that microcredit reduces poverty (as measured by the headcount index, poverty gap and squared poverty gap). They also indicate that employment and education can reduce the level of poverty.
The objective of this research is to assess the impact of market orientation on business performance in the petrol stations in Timor-Leste. In our study, we used questionnaire from previous authors to collect data. Hypothesis was tested using Smart-PLS 3.0. The result shows that market orientation reflected by consumer orientation, competitor orientation, and inter-functional coordination had a positive and significant impact on business performance. This study contributes to the literature on market orientation and business performance which still face inconsistent results from previous researches. This study is also expected to be considered by the government in developing policies related to small and medium enterprise (SMEs) management. In the middle of this, market orientation could be one determinant factor to be considered as strategic fitness to improve SME’s financial and nonfinancial performances in Timor-Leste. In addition, SME’s managers could look at market orientation as a business strategy to improve their business performance.
This study aims to analyse the impact of credit risk and interest rates on the growth of small and medium enterprises (SMEs) in Dili, Timor-Leste. This study used quantitative questionnaire-based method with a sample of 171 SMEs in Dili, Timor-Leste. Data analysis was conducted using multiple regressions with hypothesis test using t and f values. The results show a positive and significant relationship for credit risk and interest rate on SMEs growth in Dili, Timor-Leste. The result shows that when banks and financial institutions implement credit risk effectively, company growth is increased. On the other hand, the interest rate did not have any impact on the growth of the Small and Medium Enterprises (SMC). This may be because small and medium enterprises (SMEs) do not pay attention to the Bank interest rate when they ask for credit.
The objectives of this study are to: 1) test the influence of purchasing skills on corporate performance; 2) test mediation effect of strategic purchasing on the relationship between purchasing skills and corporate performance; and 3) test the mediation effect of supplier integration on the relationship between purchasing strategy and corporate performance. This research carried out in 105 restaurants as micro and small enterprises (MSEs) in Dili, and questionnaires were used to collect data. SMART-PLS 3.0 was used to test hypothesis. The findings revealed that purchasing skills had no significant impacts on corporate performance, while supplier integration fully mediated the relationship between purchasing strategy and corporate performance. By contrast, strategic purchasing has no significant impact on the relationship between purchasing skills and corporate performance. This research extends the empirical works of Carr and Smeltzser (2000), Carr and Pearson (2002) and Cho et al. (2019) by using a combined strategic purchasing and supplier integration as mediation variables to enhance the relations between purchasing skills and corporate performance. This study also contributes to the debate on firm’s resources and capabilities and their impacts on competitive advantages and firm performance in emerging countries. The study practically contributes to the restaurant regulators and managers which aim to enhance corporate performance by using supplier integration and strategic purchasing.
Dollarization is adopting the U.S. dollar as the currency of choice in a foreign country. A small nominal value of the dollar pushed the price in the market becomes more expensive. Coupled with the community of Dili, Timor-Leste that the behavior of consumption is very high because it always gives more priority to their culture. Saving behavior of Timorese people affect by three factors: the low price (using U.S dollar), income and culture. Therefore, this research aims to identified the effect of dollarization on consumption behavior and saving behavior of permanent civil servants in Dili, Timor-Leste. We use 315 samples in our research and the data collection through questionnaires. SMART-PLS 3.0 was used to test hypothesis. The result showed that dollarization has the positive and significant effect on the consumption behavior of permanent civil servants in Dili, Timor-Leste. Therefore, dollarization has positive and significant effect on saving behavior of permanent civil servants in Dili, Timor-Leste.
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