The purpose of this study is to analyze the significance of the effect of credit risk (NPL), market risk (NIM), and operating efficiency (BOPO) on financial performance (ROA) on state-owned commercial banks listed on the Indonesia Stock Exchange for the period 2014 – 2018, both in terms of partial or simultaneous. The data used in this study is quantitative data in the form of an annual financial report of a state-owned commercial bank published by the Indonesia Stock Exchange (IDX) for the 2014 – 2018 period. This study uses census sampling technique or also called saturated sample with a sample of 4 state-owned commercial banks listed on the Indonesia Stock Exchange in the 2014 – 2018 period. The analysis technique uses multiple regression analysis techniques. Hypothesis test results show that credit risk (NPL), market risk (NIM), and operating efficiency (BOPO) significantly influence financial performance (ROA). For investors to be more careful in choosing and investing their funds, which can be seen from the banking financial statements.
This research aims to analyze the significance of the effect of ROA, ROE and EPS simultaneously and partially on the stock prices of the hotel, restaurant and tourism sub-sectors listed on the Indonesia stock exchange in the 2015-2018 period. The population of this research are all companies in the hotel, restaurant and tourism sub-sector. The sampling technique uses purposive sampling of 10 companies. The type of data used is secondary data from www.idx.co.id. Data analysis techniques using multiple linear regression analysis, analysis results partially with the t test showed that the ROA and ROE variables did not have a significant effect on stock prices, while the EPS variable had a significant effect on stock prices. Simultaneous test results showed the variable ROA, ROE and EPS significantly influence stock prices. The coefficient of determination is shown from the adjusted R-square value of 0.014. This means that 14% of the share price is influenced by ROA, ROE and EPS, while the remaining 86% is explained by other variables not examined in this research.
The purpose of this study was to analyze the effect of liquidity ratios, leverage, and profitability on financial distress in telecommunications companies listed on the Indonesia Stock Exchange in 2013-2019. The population in this study were 6 companies listed on the Indonesia Stock Exchange in 2013-2019. Sampling with saturated sampling method and obtained 6 samples. Collecting data using documentation techniques through the Indonesia Stock Exchange website. The analysis technique used is the classical assumption test, multiple linear regression analysis, t test, F test, and the coefficient of determination. The results showed that simultaneously and partially the ratio of liquidity, leverage, and profitability had a simultaneous effect on financial distress.
The purpose of this study is to analyze the significance effect of financial literacy and financial inclusion on innovation, analyze the significance effect of financial literacy, financial inclusion and innovation on financial performance and analyze the significance effect of financial literacy and financial inclusion on financial performance with innovation as a mediating variable. The population is the owner of Batik UMKM in Sragen Regency as many as 126 business actors with a sample of 56 respondents with simple random sampling. Data collection techniques used questionnaires. The data analysis technique used path analysis. The results showed that financial literacy and financial inclution has a significant effect on the innovation. Financial literacy, financial inclution and inovation have a significant effect on financial performance. Financial literacy and financial inclusion have a significant effect on financial performance with innovation as a mediating variable.
The purpose of this study was to analyze the significance effect of price, service and promotion on the decisions of users of Gojek online transportation services in Banjarsari District, Surakarta City. This research is a survey of users of Gojek transportation services in Surakarta. The sample is 100 respondents used accidental sampling technique. The data collection technique used questionnaires and literature study. The data analysis technique used multiple linear regression. The results showed that the price has a significant effect on Gojek transportation service user decisions. Services has a significant effect on Gojek transportation service user decisions. Promotion has a significant effect on the decision of Gojek transportation service users.
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