The National Zakat Board (BAZNAS) The Republic of Indonesia is a non-structural government institution that manages zakat nationally in Indone. The problem in this research is how the development of the collection and distribution of Zakat, Alms, and Other Religious Social Funds (ZIS and DSKL) and how effective is the distribution of BAZNAS zakat? The objectives of this study include: to measure the effectiveness of the distribution of BAZNAS ZIS and DSKL. This research uses qualitative and quantitative methods. The qualitative method uses a descriptive approach. While the quantitative method uses the Zakat Core Principle (ZCP) measurement model. ABSTRAK Badan Amil Zakat Nasional (BAZNAS) Republik Indonesia merupakan lembaga pemerintah nonstruktural yang melakukan pengelolaan zakat secara nasional di Indonesia. Permasalahan dalam penelitian ini adalah bagaimana efektivitas penyaluran zakat BAZNAS? Tujuan penelitian ini antara lain: untuk mengukur efektivtas penyaluran ZIS dan DSKL BAZNAS. Penelitian ini menggunakan metode kualitatif dan kuantitaif. Metode kualitatif menggunakan pendekatan deskriptif. Sedangkan metode kuantitatif menggunakan model pengukuran rasio Zakat Core Prinsiple (ZCP). Objek yang digunakan dalam penelitian ini adalah laporan keuangan BAZNAS selama rentang periode 2001 sampai dengan 2018. Hasil penelitian ini menunjukkan bahwa jumlah pengumpulan ZIS dan DSKL 18 tahun, Rp932.648.351.752,19. Sedangkan jumlah penyaluran ZIS dan DSKL selama 18 tahun, sebesar Rp836.512.139.145,00. Berdasarkan ZCP tingkat efektivitas penyaluran selama 18 tahun beroperasi sebesar 90% (sembilan puluh persen). Hal ini menunjukkan bahwa tingkat efektivitas penyaluran ZIS dan DSKL BAZNAS selama 18 tahun berada pada kategori Sangat Efektif dimana Alocation to Collection Ratio (ACR) mencapai ≥ 90 persen.
This study aimed to determine the influenced of motivation and knowledge of students the study program Islamic banking on invest interest stock in the Islamic Capital Market. The sample in this research is 67 students. The test of the instrument was analyzed by using validity test and reliability test. The analysis technique used in this study is the descriptive statistics, classic assumption test and multiple linear regression. The classical assumption test consists of, normality test, multicollinearity test, heteroscedasticity test and autocorrelation test. Hypothesis test use the determination test, F test, and t test. The results showed that, motivation partially has an insignificant positive influence on invest interest stock in the Islamic Capital Market. Knowledge partially had a significant positive influence on invest interest stock in the Islamic Capital Market. Meanwhile, simultaneously based on the results of the F statistical test, the independent variables of motivation and knowledge together have a significant and positive influence on the dependent variable invest interest stock. The predictive ability of these two variables on invest interest stocks is 46.0%, while the remaining 54.0% is influenced by other variables outside the regression model.
This research aims to determine the effect of internet banking and mobile banking service facilities on customer satisfaction at Indonesia Islamic Bank Tangerang branch office. This type of research is field research with a quantitative, the data collection technique used in this research is the questionnaire data collection method. The population in this study were 500 customers using internet banking and mobile banking, and the sample in this study was 85 respondents using random sampling. The results showed that based on the partial t test, there is a significant effect of internet banking service facilities on customer satisfaction and has a positive relationship. And there is a significant effect of mobile banking on customer satisfaction and has a positive relationship. And based on the simultaneous F test, there is a significant effect of internet banking and mobile banking service facilities on customer satisfaction with an F count of 128.777 with a significance value of F of 0.000. And based on the R test determination of 75.9% the ability of the independent variables to explain the variance of the dependent variable.
This study aims to determine the effect of zakat, infaq and alms on the welfare of mustahik in the BAZNAS Tangerang City during the COVID-19 pandemic. This type of research is a quantitative approach. The data used is primary data obtained based on respondents' answers to the questionnaire distributed by researchers to mustahik in BAZNAS Tangerang City. The data analysis method uses the Classical Assumption Test which includes the Normality Test, Multicollinearity Test, Heteroscedasticity Test, Autocorrelation Test, Multiple Regression Analysis, F Test, Adjusted R Square Test, and t Test. The results of this study indicate that partially Zakat has a significant positive effect on the welfare of mustahik. Infaq has a significant positive effect on the welfare of mustahik. Alms have a significant positive effect on the welfare of mustahik. Furthermore, simultaneously zakat, infaq and alms have a significant positive effect on mustahik with a level of significance of less than 5%. Meanwhile, based on (R2), it can be seen that the value of Adjusted R Square is 84.5%. It means that the ability of the independent variable to explain the variance of the dependent variable is 84.5% and 15.5% is explained by other variables.
<p align="center"><strong><em>Abstract</em></strong></p><p><em>Zakat is one of the Islamic characteristics of the economic system, </em><em>it</em><em> is </em><em>also </em><em>one of the most effective instruments to unite humanity to help each other </em><em>against </em><em>the problems of poverty </em><em>t</em><em>hrough respective social lives. This research was conducted to examine the effect of empowerment of Productive Zakat Funds, managed by BAZNAS, on the welfare of the people.</em><em> </em><em> </em><em>T</em><em>he </em><em>use of </em><em>analysis technique is Simple Regression and Hypothesis Testing using T-Statistics to test the Partial Regression coefficient with a level of significance of 5%. In addition, a Classic Assumption test that includes Normality Test, Heteroscedasticity Test, and Autocorrelation Test is also carried out.</em><em> </em><em></em></p><p><em>During the observation period for </em><em>July </em><em>2015-</em><em> December </em><em>2017, the results of the study did not find any deviation from classical assumptions, this indicates that the available data have fulfilled the requirements to use the Simple Regression Equation Model. The results of the analysis show that Productive Zakat Funds have a positive and insignificant effect on the welfare of the people as measured by the </em><em>CIBEST</em><em> Welfare Index, with a level of significance greater than 5%</em><em>. </em></p><p><strong><em> </em></strong></p><p><strong><em>Keywords</em></strong><strong>: </strong><em>Zakat, Productive, Welfare, People</em></p><p><em> </em></p><p align="center"><strong>Abstrak</strong></p><p>Zakat merupakan salah satu ciri dari sistem ekonomi Islam, Zakat adalah salah satu instrumen yang paling efektif untuk menyatukan umat manusia untuk saling membantu permasalahan kemiskinanan dalam kehidupan sosial masing-masing. Penelitian ini dilakukan untuk menguji pengaruh pemberdayaan dana zakat produktif yang dikelola oleh BAZNAS terhadap kesejahteraan umat.</p><p>Teknik analisis yang digunakan adalah regresi sederhana dan uji hipotesis menggunakan t-statistik untuk menguji koefisien regresi parsial dengan <em>level of significance</em> 5%. Selain itu juga dilakukan uji asumsi klasik yang meliputi uji normalitas, uji heteroskedastisitas dan uji autokorelasi.</p><p>Selama periode pengamatan periode Juli 2015- Desember 2017 hasil penelitian tidak ditemukan adanya penyimpangan asumsi klasik, hal ini menunjukkan bahwa data yang tersedia telah memenuhi syarat untuk menggunakan model persamaan regresi sederhana. Dari hasil analisis menunjukkan bahwa dana zakat produktif berpengaruh positif tidak signifikan terhadap kesejahteraan umat yang diukur dengan Indeks Kesejahteraan CIBEST dengan <em>level of significance</em> lebih besar dari 5%.</p><p> </p><p>Kata Kunci: <em>zakat, produktif, kesejahteraan, umat</em></p>
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