<p>Indonesia adalah negara dengan potensi UMKM, investasi, dan wakaf tunai yang besar. Namun masalahnya adalah, dalam pengembangan ketiga hal tersebut masih belum optimal karena masih kurangnya upaya pengembangan yang terpadu dan terintegrasi. Masalah utama yang dihadapi dalam pengembangan UMKM adalah terbatasnya akses terhadap pembiayaan. Masalah utama yang dihadapi dalam investasi adalah masih minimnya literasi dan inklusi investasi pasar modal. Sedangkan masalah utama dalam wakaf tunai adalah penghimpunan dan pendayagunaannya yang masih belum optimal. Penelitian ini bertujuan untuk mendeskripsikan pengembangan UMKM pada era digital melalui Hasanah.id: inovasi <em>platform securities crowdfunding</em> syariah berbasis investasi wakaf tunai. Penelitian ini merupakan penelitian kualitatif dengan jenis penelitian pustaka. Penelitian ini menggunakan pendekatan deskriptif eksploratif. Penelitian ini menggunakan data sekunder yang bersumber dari buku, jurnal ilmiah, berita media massa, juga internet yang dinilai kredibel dan berstandar baik nasional maupun internasional serta relevan dengan hal yang diteliti. Hasil penelitian menunjukkan bahwa Hasanah.id merupakan inovasi <em>platform securities crowdfunding</em> syariah berbasis investasi wakaf tunai yang dapat menjadi solusi untuk pengembangan UMKM pada era digital. <em>Platform</em> ini pada dasarnya merupakan integrasi konsep <em>Islamic commercial finance</em> (investasi syariah) dan <em>Islamic social finance</em> (wakaf tunai). Platform ini diharapkan dapat memberikan kontribusi pemikiran terkait pemecahan permasalahan pembiayaan UMKM, peningkatan literasi dan inklusi investasi pasar modal, penghimpunan dan pendayagunaan wakaf tunai secara produktif, serta mendorong kemajuan ekonomi/keuangan syariah di Indonesia melalui inovasi <em>platform securities crowdfunding </em>syariah.</p>
Purpose – This paper tries to examine and explain how the role of women in the economic resilience of the family during the Covid-19 pandemic from an Islamic perspective. Methodology – The method in this research is a phenomenological study and also a descriptive analysis. This research is a literature study or library research using a qualitative research approach. This study uses secondary data originating from the publication of scientific journal articles, the results of previous studies, and other reference sources that are relevant to the thing being studied. Findings – The results of the study show that working women play a very important role in maintaining the economic resilience of the family, especially during the pandemic. However, on the other hand, women who help make a living also have their challenges, namely how they can divide their time between working to earn a living and also taking care of the household. Implications – Working women must be able to balance the roles they have. Islam allows women who work to help earn a living with the record that it is with the permission of her husband, to avoid things that are contrary to the Shari’a, and also stay away from work that is contrary to her feminine nature.Originality – Religious teachings that serve as guidelines in life will also be a separate perspective that will enrich views on how women work.
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