This study maps out research related to the development of research trends in digital banking themed papers published by leading journals that have been indexed by Scopus from 1976 to 2021. The analysis focuses on trends in keywords, authors and journals of 873 digital banking themed papers. publication. The results of the scientometric analysis mapping are then studied more deeply to review development strategies related to digital banking that can be adopted by Islamic banking in Indonesia. This study uses descriptive statistical methods and bibliometric analysis using biblioshiny R software to determine bibliometric maps. The flow of economic digitization requires banks to transform in order to maintain their role and position as the main intermediary institution in the financial system as well as the transmission axis of monetary policy. Digital transformation requires banks to be able to adapt the business innovation model used, organizational structure, work culture, and infrastructure they have. Islamic banking is required to be a solution by offering services and innovations through digital channels. The main thing is how to find the right balance between efforts to�optimize opportunities and carry out various digital innovations in an effort to increase market share in the future.�

The practice of waqf is usually focused on a building or piece of land. Many donors end up not being able to afford the assets to participate in the Waqf. Cash waqf allows people of all backgrounds to engage in long-term charitable work. This study aims to analyze the sentiment generated from the social media ‘Twitter’ application regarding cash waqf. The technique employed is sentiment analysis of secondary data consisting of 330 tweets. The results showed that positive sentiment was the highest result with a percentage of 53%, followed by neutral sentiment at 32.1%, and negative sentiment at 14.8%. The good (positive) sentiment is the opinion of Twitter users who tweet about cash waqf topics by being positive and tend to be optimistic in responding to the existence of cash waqf and supporting the development of cash waqf. While the negative sentiment is the opinion of Twitter users who tend to express criticism in reviewing developments related to cash waqf. According to the findings, the majority of individuals are more pleased about the existence of cash waqf. As a result, increasing the number of scientific literature publications in indexed journals of cash waqf is necessary to maintain this favorable view.

Monetary policy has an important role in a country's economy. The central bank plays a role in carrying out monetary policy for price stability through various mechanisms. This study aims to determine the contribution of conventional and Islamic monetary instruments to economic growth in Indonesia. This study uses time series data from January 2013 to December 2020 and is analyzed using the Vector Error Correction Model (VECM) method. From the results of the analysis that has been carried out, it can be seen that in the long run, interest rates, exchange rates, the Islamic Interbank Money Market (PUAS), and Bank Indonesia Sharia Certificates (SBIS) have a significant effect on economic growth. IRF results show that exchange rates react negatively to shocks from GDP over 48 periods. The FEVD results show that the interbank money market (PUAB) has the most significant contribution after GDP in explaining the 10 percent variability of economic growth.

crises and inefficiency, particularly in the banking sector. As a result, policymakers need information comparing the efficiency of different types of banks so they can develop appropriate regulations. The purpose of this research is to measure and compare the intertemporal efficiency of Islamic and conventional banks in Indonesia using Data Envelopment Analysis and DEA window analysis. This study examines the stability and efficiency of the Indonesian Banking industry from 2015 to 2020, along with the years 2019 and 2020, which highlight the Covid-19 pandemic era. The results revealed that Islamic banking received a score of 0.66, higher than conventional banking's score of 0.59. However, both exhibit a similar pattern in which the average level of efficiency decreases during the Covid-19 pandemic. From the perspective of efficiency stability analysis through various summary statistics such as standard deviation (SD), Long Distance per Window (LDW), Long Distance per Period (LDP), and Long Distance per Year (LDY), BRI, BRI Syariah, and BTN have the most relatively stable efficiency values among Indonesian banks. This study found that from 2015 to 2020, BRI is the most stable and efficient bank in Indonesia. This study suggests that Indonesia's conventional and Islamic banking systems must maximize their available resources and advance their technological capabilities to increase productivity in special circumstances like the current Covid-19 pandemic.

This study aims to examine the impact of the COVID-19 pandemic on banking credit risk in Indonesia, namely conventional banks and Islamic banks which are proxied through NPL and NPF variables. This study used a sample of 12 conventional commercial banks and 12 Islamic commercial banks in Indonesia. The data used is quarterly data, namely from the 1st quarter of 2017 to the 4th quarter of 2020. Furthermore, in this paper, dummy variables are used to describe the period before and after the COVID-19 pandemic that caused various declines in the economy. The method in this study uses a panel data analysis approach. The results show that COVID-19 significantly affects credit risk in the overall model and conventional bank models. Meanwhile, no correlation was found between the COVID-19 pandemic and the Islamic bank model. Furthermore, the variables found to have a significant relationship with credit risk are bank capital, total loans, and bank profitability.