The purpose of this study is to explore the activities and perceptions of students in conducting online lectures through applications during the COVID-19 outbreak . This research uses a quantitative approach with a survey method with the research respondents are 781 IBI Kesatuan students who are active in the Even Semester Academic Year 2019/2020. The selection of research subjects is done through purposive sampling techniques . D ata study were analyzed using analysis kuantit Atif descriptive percentage technique. The results showed that students gave positive responses to the implementation of these online lectures and were willing to always follow them. The family fully supports students to attend online lectures while at home . The limitation of internet access quota is an obstacle for students in attending online lectures. The use of GCR and WAG applications received positive responses from students because of their flexible, quota-friendly internet access and easy to use them.
Keywords: online lectures, covid-19, student perceptions, applications
Galeri Investasi Perguruan Tinggi terus dikembangkan di berbagai Kampus. Sebagai bagian dari Pengembangan Galeri Investasi, peningkatan pemahaman mahasiswa sebagai calon investor terkait pengetahuan investasi perlu pula dilakukan. Tujuan penelitian ini adalah mengukur pemahaman mahasiswa tentang Pengetahuan Pasar Modal, Pengetahuan Jenis Instrumen Investasi, Pengetahuan Tingkat Keuntungan Investasi, Pengetahuan Tingkat Risiko Investasi dan Pengetahuan Dasar Penilaian Saham. Penelitian dilakukan bulan Mei – Juli 2019 kepada 200 orang Mahasiswa Anggota Galeri Investasi STIE Kesatuan Bogor. Hasil penelitian menunjukkan masih belum optimalnya pemahaman mahasiswa tentang Pengetahuan Investasi di Pasar Modal (pemahaman kategori baik). Hal yang belum dipahami dengan baik adalah tentang Pihak yang memiliki Kelebihan Dana antara Masyarakat atau Perusahaan, Tempat Memperoleh Saham, masih bercampurnya konsep keuntungan yang diperoleh instrumen investasi di pasar modal dan perbankan, dan bentuk risiko investasi saham berupa tidak mendapatkan dividen dan kemungkinan bangkrut bagi perusahaan yang telah go public.
Kata Kunci : pengetahuan investasi, galeri investasi perguruan tinggi, mahasiswa, pasar modal
Health of a bank has a great influence on the economy of a country, because if a bank into a group that is not healthy then the economy in a country will be disturbed, especially in the financial system. Therefore, banks are required to maintain and improve the level of health. This study aims to determine: Bank Health Level in terms of Risk Profile, Bank Health Level in terms of Good Corporate Governance, Bank Health Level in terms of Earnings, Bank Health Level from the side of Capital at PT. Bank Mandiri (Persero) Tbk period 2013 -2017. Data collection method in this research is using documentary method. Data analysis method used in this research is quantitative analysis method that is by analyzing the numbers in financial statements then adjusted to the ratios and non-ratio as follows: (1) Risk Profile using financial ratio of NPL and LDR, (2) GCG based on self-assessment result of PT. Bank Mandiri (Persero), (3) Earning using financial ratio ROA, and ROE, and (4) Capital using CAR. Results of research at PT. Bank Mandiri (Persero) Tbk period 2013 showed that the soundness of the bank was very healthy, this was reflected in the final composite value of 86,66%, results of research at PT. Bank Mandiri (Persero) Tbk period 2014 showed that the soundness of the bank was very healthy, this was reflected in the final composite value of 86,66%, in period 2015 shows that the Bank soundness healthy, it is reflected from the final composite value obtained value of 83.33% For the period of 2016 shows that the Bank soundness healthy, it is reflected from the final composite value obtained value of 73.33%. For the period of 2017 shows that the Bank soundness healthy, it is reflected from the final composite value obtained value of 83.33%. Based on the results of the analysis, the ratio that affects the rise and fall of the bank's health composite value is the ratio of NPL and ROE, because in the period 2016 PT. Bank Mandiri (Pesero) Tbk experienced a decline in composite value along with a decrease in the ratio of NPL and ROE. Thus the health results can be used as an evaluation by PT. Bank Mandiri (Persero) Tbk to be more selective in lending to prospective customers to better health of banks and will affect the profits generated.
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