Purpose The purpose of this study is to analyze millennial generation purchase behavior on halal cosmetic products in Indonesia. Design/methodology/approach The research approach used is a quantitative approach with the research method in the form of a survey and the sampling technique using purposive sampling. The respondents in this study are 206 Muslim females of the millennial generation. Structural equation modeling (SEM) with AMOS software is used for analyzing the data of this study. Findings This study found that of the 11 hypotheses tested, 10 of them were accepted: H1, H2, H3, H4, H6, H7, H8, H9, H10 and H11. The accepted hypotheses are the influence of perceived value on trust, brand image on trust, brand image on attitude, religious belief on attitude, halal certification on halal awareness, trust on attitude and halal awareness on attitude. As for trust, attitude toward product, halal awareness affects the intention to purchase halal cosmetics. Moreover, H5 was not accepted, namely, the influence of religious belief on halal awareness. The findings of this study are expected to contribute to the development of marketing theory, specifically related to consumer behavior of halal cosmetic products, as well as the development of the concept of consumer behavior based on demographics, namely, the millennial generation. Originality/value This study is more comprehensive than previous studies, and this study is focused on the millennial generation.

ABSTRAKPenelitian ini dilakukan untuk menguji pengaruh variable bank Size, LDR, NPL, BOPO, NIM, terhadap ROA pada industri perbankan pembangunan daerah di Indonesia. Metode dalam pengumpulan data, penjelasan mengenai definisi opersional variabel, dan penjelasam teknis analisis yang akan dilakukan menggunakan metode kuantitatif. Hasil penelitian ini mendukung Teori Bank Loan Rate Mark Up dimana LDR, NPL dan NIM berpengaruh terhadap ROA, dengan keuntungan bunga yang meningkat mampu meningkatkan ROA. ABSTRACTThis study was conducted to examine the effect of variable bank size, LDR, NPL, BOPO, NIM, on ROA in the regional development banking industry in Indonesia. The method in data collection, an explanation of the definition of operational variables, and a technical explanation of the analysis will be carried out using quantitative methods. The results of this study support the Bank Loan Rate Mark Up Theory where LDR, NPL and NIM affect ROA, with increasing interest gains can increase ROA. PENDAHULUANPerbankan merupakan segala sesuatu yang berhubungan dengan bank, yang mencakup tentang kelembagaan, kegiatan usaha serta cara dan proses dalam melaksanakan kegiatan usahanya. Industri perbankan merupakan bagian dari fungsi financial intermediarydiantara pihak-pihak yang telah mempunyai kelebihan dana dengan pihak yang membutuhkan dana. Bank yaitu sebagai agen of trustyang dapat diartikan dimana masyarakat akan menitipkan dananya di bank yang telah dipercayainya. Masyarakat akan percaya apabila uangnya nanti tidak akan disalah gunakan oleh pihak bank, dananya nanti akan dikelola oleh pihak bank dengan sebaik mungkin,pihak bank akan sepenuhnya bertanggung jawab dan tujuannya tidak akan bangkrut dan hasil simpanan dananya akan dapat ditarik kembali.Selain yang dibahas sebelumnya pihak Bank juga berfungsi sebagai agent of development, yaitu dengan kegiatan perekonomian masyarakat di sektor moneter dan di sektor riil tidak akan dapat dipisahkan (Delis, Hasan, & Tsionas, 2014).Sebagai badan usaha milik Negara atau milik swasta, kegiatan usaha yang dilaksanakan oleh bank berorientasi agar mendapatkan keuntungan, dengan tujuan untuk memaksimalkan kemakmuran pada pemegang saham atau pada pemilik saham. Pemegang saham atau pemilik akan menanamkan modalnya dengan tujuan agar mendapatkan keuntungan yang telah diperolehnya berupa dividen. Menurut (Salvatore, 2004) tujuan utama dari perusahaan bank adalah untuk memaksimumkan kekayaan atau nilai perusahaan (value of firm) yang telah dicerminkan dari nilai sekarang atas semua keuntungan perusahaan bank yang diharapkan dimasa yang akan datang. Juga untuk keperluanmencapai tujuan tersebut pihak bank dituntut untuk harus mengelola keuangan dengan baik dan benar agar menghasilkan motivasi, inovasi, kinerja yang lebih baik dan sehat.Profitabilitas bank dalam hal ini diproksi dengan return on asset (ROA). ROA merupakan rasio antara laba bersih setelah pajak terhadap total asset. Semakin besar ROA menunjukkan kinerja yang semakin baik, karena tingkat kembalian semakin besar (Chaniago, 2014). ...

Employee engagement in the workplace is very important, especially for the organizational competitive advantage. Workplace procedural justice is an important motivator for employee work attitude and performance. Employee engagement in the workplace can be built through procedural justice, organizational trust  and organizational Identification. This research is an explanatory research that will explain the causal relationship between variables or through hypothesis testing. The sample in this study was collected through 100 respondents. The criteria of the selected respondents were the ones that working in the production division, since production division is the core of industrial companies. The sampling technique in this study used Partial Least Square. The results of this study supports that organizational trust and organizational identification  as  mediator  the relationship  of procedural justice and employee engagement

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Purpose This study aims to extract information and analyze the antecedents of Muslims following pilgrimage tours. Data from the Central Bureau of Statistics Indonesia shows that 87.18 per cent of the total population of Indonesia are Muslims. In addition to running the ruling of Islam and the pillars of Faith, Muslims also maintain the religious tourism. The form of religious tourism which is widely followed by the Muslims of Indonesia is to follow a pilgrimage to the tomb of the wali (Guardian), both wali limo and wali songo. Design/methodology/approach This study used a qualitative approach. Data collection was done using in-depth interviews of Muslims in Indonesia who had already attended pilgrimages to wali limo and/or wali songo. Findings The tourists are satisfied and have an intention to revisit the destination, and the interest of the community to follow religious tours is very large, as well as the opportunities to do business in this sector are still wide open. Various motives and benefits of following religious tours, as well as suggestions for improvements for religious tourism destination managers, as well as advice for the government were uncovered. Thus, the results of this study are expected to provide a theoretical contribution related to marketing management in religious tourism and a practical contribution for the managers of religious tourism. Research limitations/implications Further research can be done with a quantitative approach, as well as comparative studies between pilgrimages in Indonesia (developing countries) and pilgrimages in other developing countries or in developed countries can also be conducted. Practical implications For marketing practitioners, the results of this study can be used as a consideration to continue to improve services in the field of religious tourism in the country, given the potential for development is very large. Social implications There is a contribution from this study to the development of marketing science, particularly related to marketing management on religious tourism services. Originality/value This study offers new insight regarding factors influencing Muslims pilgrimage tourism in Indonesia.