No abstract

Internet banking gives banks colossal advantages as far as cost reserve funds, better client connections, and separate contributions from the opposition. This study expects to recognize the components that essentially influence the intention of bank clients to utilize Internet banking administrations in India. The examination proposed a complete model called Internet Banking Adoption in India, which was an implicit part based on the "Brought together Theory of Acceptance and Use of Technology" (UTAUT) and three extra factors that were recognized as setting delicate. A selfmade survey with 100 samples on the impact of behavioural intention to adopt Internet Banking was conducted using surveys available on the Internet. For further analysis, a statistical tool like Chi-Square, correlation and regression were performed on SPSS software. According to the TAM Model, perceived trust, perceived risk and perceived ease of use was taken into consideration to rate the behavioural intention for adopting Internet Banking in day-to-day life.

Internet banking gives banks colossal advantages as far as cost reserve funds, better client connections, and individual contributions from the opposition. This study expects to recognize the components that essentially influence the intention of bank clients to utilize Internet banking administrations in India. The examination proposed a complete model called Internet banking Adoption in India, which was an implicit part based on the "Brought together Theory of Acceptance and Use of Technology" (UTAUT) and three extra factors that were recognized as setting delicate. A self-made survey with 100 samples on the impact of behavioral intention to adopt Internet banking was conducted using surveys available on the Internet. A statistical tool like Chi-Square, correlation and regression was performed on SPSS software for further analysis. According to the TAM Model, perceived trust, perceived risk, and perceived ease of use was taken into consideration to rate the behavioral intention for adopting Internet banking in day-to-day life.

The purpose of this study is to get an insight into the investment performance of the U.S. small-size value mutual funds. The Fama-French five-factor model was used to perform the regression of the portfolio returns composed out of the mutual funds with the chosen investment theme, as well as the regression at the individual level for 64 analyzed mutual funds, against the model's factors. The study covers the period from January 2010 until November 2021, using monthly returns. Our findings suggest that the factors from the original three-factor models are in line with the expectations and there is no presence of the potential style drift. In addition, the operating profit factor shows the expected causality relation. However, the exposure relating to the investing factor is slightly negative and may be surprising to a certain extent, having in mind the stated value style. Investment performance attribution of the portfolio explained the portfolio returns in the relation to the factors and found out that there is a statistically significant underperformance. Positive contributors to the investment performance are, in the presented order of the importance, market premium, as well as portfolio tilt towards stocks of the companies with the strong operating profit, small-capitalization, and aggressive investing policy. Lastly, value-style tilt led to negative performance contribution because the style was out of favor.

This paper presents the role and importance of the European Central Bank (ECB) in the context of measures and effects that are being taken to repair the consequences of the current economic crisis. The ECB, together with the European single currency, the euro, symbolizes long-lasting monetary integration of the EU states. Such form of integration has created the possibility of a supranational action of ECB in the banking sector and financial markets in general. Along with the other most important central banks in the world, the ECB applies various unconventional instruments of monetary policy to stimulate economic growth and development. In this context, the paper explains the nature and mechanism of such measures in order to influence on the insufficient liquidity in the financial markets.