The covid-19 pandemic has affected various sectors of life, not only offecting the healt sector, but also having an impact on the world economy and the banking sector. This study was conducted to analyze the liquidity condition of Islamic banking in the midst of the covid-19 pandemic. The research method used is qualitative research using descriptive analysis. The data collection method used is literature study, in written and digital form, such as journal articles, google books, and others. The results of the study show that the level of liquidity of islamic banking in Indonesia is in the quite adequate category, meaning that it is in a safe position even during the covid-19 pandemic.
Islamic banking in Indonesia was able to survive in the midst of the onslaught of the covid-19 pandemic that damaged the world's economic order, this can be seen from the average NPF value of Islamic banking in Indonesia which shows that it is still in the healthy category.This study aims to analysis the factors that influence the number of non-performing financing in Central Java is relatively high. This study uses a descriptive qualitative research method with a social phenomenology approach.Data collection was obtained from interviews with employee and customer informants of Bank Syariah Indonesia.This study show that the increase in non-performing financing is caused by the effects of social policies issued by the government during a pandemic that makes unemployment in Indonesia increase, business actors (SMEs) experience bankruptcy due to decreased income, which ultimately has an impact on financing defaults.
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