Macroeconomic factors and internal factors are variables that affect sharia banking. These factors are GDP, inflation, and interest rates, FDR, OER, which can affect directly or indirectly, the financial performance of sharia banks in Indonesia. The result has shown GDP has a significant positive effect on ROA, it is matching with several previous research, Inflation has no significant and negative effect on ROA, because when inflation central bank will give policy to increase BI rate, and sharia bank doesn't affect with interest rate because interest is riba, interest rate has no significant effect on ROA because sharia bank doesn't effect with interest but use profit and loss sharing to financing, so in macroeconomic the result only GDP has significant and positive effect on ROA. The result has shown FDR has no significant effect on ROA but has positive effect and the result match with previous research in relationship FDR and ROA, OER has a significant negative effect on ROA.

Abstrak:Kemiskinan merupakan sebuah permasalahan sosial yang sangat kompleks dan harus segera mendapat penanganan yang tepat agar dapat segera teratasi.

The purpose of this study is to find out the effect of Debt to Equity Ratio (DER) and Debt to Total Asset Ratio (DAR) to Return on Equity of the indicated companies having political support listed in Indonesia Stock Exchange. The problems in this study are to find out how DER and DAR influence Return on Equity (ROE) and to find out the role of political support as a mediating variable between DER and DAR to ROE. The data are taken from financial statements of companies listed on the Stock Exchange. A sample of 33 companies indicated to have political support taken by purposive sampling. This study uses simple and multiple regression analysis techniques. The result of this study has shown that the Capital Structure (DER) has a significant influence on the company's performance. Capital Structure in the form of Debt to Asset Ratio (DAR) gives a minor effect on the company's performance on ROE. The DER Capital Structure has a significant influence on political support (SP). Capital Structure in the form of DAR has a significant influence on political support (SP). Political support does not mediate the structure of the DAR and the DER to the ROE. Keywords: DER, DAR, ROE, Political Support.

Penelitian ini bertujuan untuk mengetahui dampak dari gaya kepemimpinan demokratis, disiplin kerja dan imbalan finansial terhadap kinerja karyawan Yayasan Perguruan Tamansiswa Cabang Curup. Penelitian ini dilakukan di Yayasan Perguruan Tamansiswa Cabang Curup. Data dianalisis dengan cara regresi linier berganda. Sampel yang digunakan dalam penelitian ini sebanyak 35 orang diperoleh dengan cara sensus (total sampling). Hasil dari penelitian ini menunjukkan kepemimpinan demokratis, disiplin kerja dan imbalan finansial berpengaruh positif secara simultan terhadap kinerja karyawan Yayasan Perguruan Tamansiswa Cabang Curup. Kepemimpinan demokratis, disiplin kerja dan imbalan finansial berpengaruh positif dan signifikan terhadap kinerja pegawai. Imbalan finansial merupakan variabel yang paling dominan mempengaruhi kinerja karyawan pada Yayasan Perguruan Tamansiswa Cabang Curup.

The purpose of this study was to determine the competence of Islamic Religious Education teachers in the use of technology for online learning during the Covid 19 pandemic at SMP N Muara Kulam, North Musi Rawas Regency. This research is a qualitative research, the subject consists of the principal, PAI teacher, vice principal of students, parents/guardians of students. The data were obtained by observation and interview techniques, the data were analyzed using the data reduction method, data display, and conclusion drawing/verification. The results of the study, found several problems in the application of online learning at SMP Negeri Muara Kulam while the most basic problems were the unavailability of adequate wifi and internet networks, lack of support from parents / guardians of students for online learning, so that the learning process became hampered. In conclusion, the application and use of technology for learning by PAI teachers at SMP Negeri Muara Kulam is considered ineffective and not feasible to apply, due to several obstacles found as a result of the research. This condition is our collective duty, both principals, PAI teachers and all stakeholders to jointly find solutions to these problems, for the sake of the interests and progress and development of Islamic Religious Education technology.   Keywords: Teacher competence, PAI, Learning Technology