Water being one of the foremost needs for human survival, conservation, and management of the resource must be given ultimate significance. Water demand has increased tremendously all over the world from the past decade due to urbanization, climatic change, and ineffective management of water. The advancement in sensor and wireless communication technology encourages implementing the IoT in a wide range. In this study, an IoT-based architecture is proposed and implemented for monitoring the level and quality of water in a domestic water tank with customized hardware based on 2.4 GHz radiofrequency (RF) communication. Moreover, the ESP 8266 Wi-Fi module-based upper tank monitoring of the proposed architecture encourages provide real-time information about the tank through internet protocol (IP). The customized hardware is designed and evaluated in the Proteus simulation environment. The calibration of the pH sensor and ultrasonic value is carried out for setting the actual value in the prototype for obtaining the error-free value. The customized hardware that is developed for monitoring the level and quality of water is implemented. The real-time visualization and monitoring of the water tank are realized with the cloud-enabled Virtuino app.

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Purpose This study aims to identify the critical factors that can explain the intention of customers to adopt mobile banking services (MBSs) in an emerging country like India. Further, this study analyzes the difference in mobile banking adoption between males and females. Design/methodology/approach This study uses a self-structured questionnaire to collect data on a sample of 143 respondents. On the contrary, qualitative research was conducted to test the reliability of results from the past literature by a hypothetical study. Findings This study identified four components, perceived ease of use, perceived usefulness, compatibility and perceived risk, using principal component analysis and confirmatory factor analysis, significantly influencing the intention to adopt MBS in India. However, the Chi-square test reflected a negligible percentage difference in MBS among males and females. Research limitations/implications The findings of this study have significant implications for both bankers and practitioners, as they can redesign their strategies by incorporating the parameters suggested in the study for better market penetration in the mobile banking industry. Originality/value This paper provides visions into factors influencing the behavior of banking users toward adopting new technology in an emerging country like India. This study adds to the past literature by exploring the difference in the percentage of mobile banking usage based on gender.

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