To gain an insight into the spatiotemporal variability of drought events and to assess trends under future climate change scenarios are fundamental for making sound mitigation and adaptation strategies. A new drought index, standardized supply-demand water index (SSDI), has been proposed in this research. The SSDI describes drought from the view of water supply-demand relations using a simple water balance model. It was used to assess historical drought events in the middle and lower Jinsha river basin (MLJRB) located in the southwest China and applied to address the drought conditions in the MLJRB under current and future climates. The results showed the following: (1) The average drought area during 2001 to 2011 reached up to 9.9 × 10 3 km 2 , accounting for 35.4% of the whole farmland area in the MLJRB, which was about twice as the drought area during 1961 to 2000. The region for greater drought severity with more drought events and longer duration was mainly distributed in Dali, Chuxiong, Kunming, and Yuxi. (2) For the period 2021 to 2050, total drought area was projected to increase by 43.2%. The drought-prone regions could move further towards the northwest of the MLJRB.
Combined with the expected utility theory, this paper constructs a theoretical analysis framework including the development level, financial literacy, and intelligence level of Inclusive Finance, puts forward the hypothesis of the development of digital Inclusive Finance on household asset allocation, and uses the data of China’s household finance survey to verify the theory proposed in this paper. The empirical results show that: (1) digital inclusive Finance can significantly improve the allocation proportion of household risk assets, promote the rational participation of households in the risk financial market, and improve the allocation efficiency of household resources. (2) Digital inclusive finance can significantly improve the income level of family financial investment and optimize family investment decision-making.
The Yarlung Zangbo River is the largest river on the Tibetan Plateau and a major international river in South Asia. Changes in the blue and green water resources in its basin are of great importance to the surrounding local and Asian regions in the context of global warming. This research used the Soil and Water Assessment Tool model to estimate blue and green flows (BWF and GWF) and analyze the spatial-temporal distribution characteristics under different hypothetical climate change scenarios. The results show that (1) the multi-year average BWF in the middle and upper reaches of the Yarlung Zangbo River Basin is 176.2 mm, the GWF is 213.1 mm, and the difference between precipitation and total water resources is only 5.4 mm; (2) both BWF and GWF in this basin showed a slightly increasing trend from 1980 to 2010, but the distribution of subbasins from upstream to downstream is decreasing; and (3) GWF has a positive correlation with both precipitation and temperature, but BWF only increases with precipitation and decreases with increasing temperature. Moreover, the change in blue and green water resources is more sensitive to the changes in precipitation than to changes in the temperature.
Based on deep learning and digital image processing algorithms, we design and implement an accurate automatic recognition system for bank note text and propose an improved recognition method based on ResNet for the problems of difficult image text extraction and insufficient recognition accuracy. Firstly, a deep hyperparameterized convolution (DO-Conv) is used instead of the traditional convolution in the network to improve the recognition rate while reducing the model parameters. Then, the spatial attention model (SAM) and the squeezed excitation block (SE-Block) are fused and applied to a modified ResNet to extract detailed features of bank note images in the channel and spatial domains. Finally, the label-smoothed cross-entropy (LSCE) loss function is used to train the model to automatically calibrate the network to prevent classification errors. The experimental results demonstrate that the improved model is not easily affected by the image quality, and the model in this paper has good performance in text detection and recognition in specific business ticket scenarios.
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