Access to transportation is critical for functioning in modern American society, and minorities disproportionately lack access to transportation. Latinos in Georgia-most of whom are newcomers to this country-are considerably less likely than non-Latino whites to drive alone to and from work because they do not live in households with a car available for personal use. We propose that this factor, along with limited access to alternative modes of transportation, impedes the ability of Georgia's newest Latino residents to adjust to their new environment. In this study, we examine the impact of limited transportation options on the adjustment experience of recent Latino migrants to Georgia. We document how lack of personal transportation lends itself to a number of social problems including inability to obtain different work or to take advantage of opportunities for advancement. For Latinos who are both recent migrants to Georgia and recent immigrants to the United States, lack of transportation creates an adjustment ''bottleneck,'' whereby various paths to adaptation are simultaneously impeded. We argue that improving access to driver's licenses, pedestrian infrastructure, and, in some places, public transportation should be a policy priority for states adjusting to recent influxes of Latino migrants.
Disadvantaged consumers are often the victims of consumer fraud; low‐income Latinoa immigrants are especially likely to be victims due to their lack of English proficiency and inexperience in the local marketplace. A qualitative research study using purposeful sampling was conducted to identify areas of consumer fraud experienced by 45 Latino immigrants. Types of unscrupulous practices are identified, including sales of automobiles, prepaid telephone cards and counterfeit documents. Problems with fraud are discussed in terms of a model of disadvantaged consumers and implications for education are suggested to counteract the identified problems.
In the 1980, 1990, and 2000 censuses, Hispanic households had the lowest rate of homeownership of any major ethnic group. Since 2000, however, growth in Hispanic homeownership has outpaced that of other groups. This article uses a four-stage transitional framework to examine Hispanic homeownership progression: renting without plans to buy; renting with plans to buy, but not actively saving; renting while saving for a home; and owning a home.Data from the Survey of Consumer Finances indicate that, after we control for other demographic factors, Hispanic renters are much more likely to be actively saving to buy a home than either non-Hispanic white or nonHispanic black renters. However, Hispanic households are less likely to move from the saving to the owning stage. We find evidence of three explanations for this phenomenon: informational barriers to credit, purchase of foreign homes, and recent entry into the saving stage.
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