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This article is the third in a series of three articles based on a presentation to the Symposium on the International Decade for Natural Disaster Reduction held 24 January 1994 in Nashville, Tennessee. The symposium was held in conjunction with the 74th AMS Annual Meeting. There are three types of global change that affect human and economic losses due to natural disasters. The three kinds of changes are 1) increasing economic development, especially along coastlines, in flood plains, and other hazard-prone areas; 2) changes in land surfaces and vegetation; and 3) variability and change in frequency and severity of natural hazards. Any program for reduction of disaster losses must take these factors into account, and trends in losses are due to these changes.

Decision-Making Frameworks for Addressing Climate Change 53 3 Equity and Social Considerations 79 4 Intertemporal Equity, Discounting, and Economic Efficiency 125 /// Mr. W.G.B. (Bill) Smith, who developed and, with the help of his colleagues from Environment Canada -Mr. Mike Malone and Mr. Ralph Home -implemented the system for collating review comments;

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